SBI Housing Loan and Documents Required

SBI housing loan brouchure
SBI Housing Loan becomes the most demanding home loan across the banking sector in India and you will never regret if you have taken housing loan from State Bank Of India. Other banks have very attractive offers for housing loan, once you have availed one of those home loans, there will be a day that you realize "I could have at least gone through the details of SBI housing loan". There is a saying among the home loan takers "Upto loan sanctioning, other banks are good; after sanctioning, SBI is good".

SBI Doctor Plus Bank Loan Scheme For Qualified Medical Practitioners

Bank Loan - SBI Doctor Plus For Qualified Medical Practitioners
SBI Doctor Plus Bank Loan Scheme allows a hassle free financing solution for qualified medical practitioners in any discipline (a person possessing the qualification of MBBS, BAMS, BHMS, BDS, GAMS etc.). Although Doctor Plus loan scheme can be opted for all qualified medical practitioners, it is more suitable for freshers who has entrepreneurial attitude. Here we will find what are the features, eligibility, security, documents required and other things to be considered for availing Doctor Plus Bank Loan offered by State Bank of India.

Differences Between Salary Certificate and Salary Letter

Salary Certificate Fill-in-Form Image
Salaried employees must know the differences between Salary certificate and Salary letter. In most cases, salary certificate or salary letter come into picture when an employee thinks about how to overcome current or forthcoming financial crisis - personal debt, purchasing a car, buying a house are the common occasions. When you contact a financial institutions like bank, they give you a list of documents required for processing loan application. Some institution wanted salary certificate while others wanted salary letter. What are the main objectives and differences of these two documents - salary certificate and salary letter?

Stock Statement For Bank Loan And Sample Format Download

Stock Statement For Bank Loan And Sample Format Download
Inventory or Stock statement is a system that finds the value of goods or products in stock, recorded in accounts by physical verification and count. Most of the banks ask this statement to their customer who has availed Business loan either Cash credit (CC) or Over draft (OD), in order to protect bank's interest over the amount they have issued for business. Some banks asks stock report to be submitted every month (monthly stock statement) in a particular date wherein some may ask quarterly or half yearly or even annually. Frequency for submission of the Stock statement report shall depend on the nature of the business, loan type, and of-course varies bank to bank. Some banks, like SBI, provides their own statement format but some may ask general stock data.

SBI Rural Housing Bank Loan - SBI Gram Niwas and SBI Sahayog Niwas

SBI Rural Housing Loan - SBI Gram Niwas and SBI Sahayog Niwas
Although State Bank Of India (SBI) has implemented a rural housing scheme (Golden Jubilee Rural Housing Finance Scheme of RBI (GJRHFS)) under personal segment, bank has not been able to comprehensively cater to the needs of the farming community and poorest of the poor for Home Loans in view of the peculiarity of the ownership title in rural areas, social habits, type of construction and other related needs not being fully covered under GJRHFS.

SBI Car Loan Details and Documents Required To Be Submitted

Bank Loan: SBI Car Loan Details and Documents Required To Be Submitted
SBI offers car loans for the longest tenors (84 months) and also provides finance for both new cars as well as old cars (not more than five years old). Interest for Car loans shall be on daily reducing balance, unlike the flat rate of interest or interest based on annual reducing balance method used by several other financiers. Finance includes for one-time road tax, registration fee and insurance premium also.

TDS / Form 16 Certificate - The Proof Of Income Tax Payment Details And Sample Of An Employee

Image of Form 16 certificate or TDS Certifciate sample filled up
Form 16 certificate also known as TDS certificate is a financial statement issued by an office of a salaried employee that contains earnings, deductions and “Income Tax" or "I-T” paid to the Government. This Form-16 certificate (TDS Certificate) must be issued to every employee who comes under “Tax Deducted at Source - TDS”, by his / her employer in the end of each financial year.

Typical Cable Laying Detail For Direct Buried, Low Tension Cables

Typical Cable Laying Detail For Direct Buried, Low Tension Cables

Most Construction projects requires underground cabling system for its power supply, some times High tension system too. The architects and builders are least bothered about how this cables routed to the premises and equipments. If electrical professionals pointed out the feasibility, the aesthetics of the project would touch to the intended level. Hence, in the planning stage itself the routes and size of the power cable trench to be incorporated in the project design.

Computers and Our Life: How Have Computers Changed Our Life?

Computers and Our Life: How Have Computers Changed Our Life?
Computers and its uses grew rapidly and widely through out the world. They are used to deal with many tasks due to their various potential. Therefore, they have more influence on our life. Their impact on our life can be classified mainly into four categories: communication, education, utility facilities and health care.

Different Types Of Alloys And Its Properties - An Introduction

Different Types Of Alloys And Its Properties - An Introduction
Alloy material has very important role in our daily life even there won't be a day passed without using alloy. Our utensils in the kitchen, vehicles, computers, mobile phones, chairs etc. are using different type of alloys which means numerous alloys have been made and being used by human beings. Most of the engineering and medical equipments, machineries, tools are made by Alloys.

Changing Bank Account for LPG Subsidy - Online Method

Online preocedure of Aadhaar linking for changing DBTL LPG Subsidy from One bank to another

Our relationship with Banks may spoil over the period in different reasons and may have a thought to transfer some of the services or complete closing and opening a new relationship with another bank. If you have a second thought to change your LPG's DBTL (PAHAL) facility from one bank with another bank, you can shift PAHAL to the new bank using online procedure. A simple online facility provided by banks along with National Payment Corporation of India (NPCI).

SBI Kisan Credit Card Bank Loan (SBI KCC) - A Helping Hand To Poor Indian Farmers

SBI Kisan Credit Card (SBI KCC) - A Helping Hand To Poor Indian Farmers
SBI Kisan Credit Card (SBI KCC) to provide timely and adequate credit to farmers to meet their production credit needs (cultivation expenses) besides, meeting contingency expenses. The Kisan Credit Card (KCC) Scheme was a model agriculture loan scheme prepared by NABARD in August 1998 and RBI advised to implement the same by all commercial banks in India in 1998. After series of request from farmers, NABARD and RBI revised the whole KCC Scheme to suit the farmers' current needs.

Method Statement For The Installation Of Power and Lighting System Wiring

Electrical Power and Lighting System Wiring
This method of statement specifies the detailed requirements and procedures for the installation of Power and Lighting System Wiring. Installation: No wiring be carried out until the appropriate tests required or in the electrical testing section have been done and the consultant has given his clearance for wiring to commence. A loop in form of wiring shall be used as far as practicable or unless otherwise indicated. Joints in conductors shall be made using insulated terminal blocks complying with requirements of this specification.

SBI Agriculture Loan - Farmer's Schemes For Land Purchase and Debt Swapping Of Borrowers

SBI Agriculture Loan - Farmers' Land Purchase Scheme
Farmer's Land Purchase Scheme is to assist Small & Marginal farmers, Tenants Cultivators, Share Croppers and landless agricultural labourers for purchase of land. The borrowers should have a record of prompt repayment of the loan for at least two years. Good borrowers of other Banks may also eligible provided they liquidate their outstanding to other banks.

SBI Gramin Bhandaran Yojana Capital Investment Subsidy For Construction or Renovation Of Rural Godowns

SBI Gramin Bhandaran Yojana Capital Investment Subsidy For Construction or Renovation Of Rural Godowns
SBI Gramin Bhandaran Yojana Capital Investment Subsidy Scheme For Construction or Renovation Of Rural Godowns is designed to create scientific storage capacity in the rural areas to meet the requirements of farmers for storing farm produce. To prevent distress sale of produce by farmers immediately after harvest by promoting pledge financing and marketing credit.

SBI Digital Products

SBI Digital Products

As part of modernization, SBI now has added another 7 digital products to their customers: SBI Digital Village, SBI Mingle, State Bank Buddy, State Bank Scribe, SBI Digi Voucher, SBI Video Statement and SBI Smart watch. With these additions, SBI becomes the "leader of digital products", they claimed. All these SBI Digital products are available for both rural and urban customers in India.

Method Statement For Installation of Electrical DB, SMDB and MDB Panelboards

Electrical Panel Boards - DB, SMDB and MDB
This statement is written for the purpose of establishing method and procedures for the Installation of DB, SMDB and MDB. Installation: To make sure that the entire installation is in conformance and in accordance with the design intent of the project for the Electrical and Low Voltage System in addition to the specification and as per approved shop drawings and comply.

General Requirements for Electrical Earthing or Grounding System in Building Construction

General Requirements for Electrical Earthing or Grounding System in Building Construction
Component parts of earthing system are to include the following: Earth electrode (rods, tapes etc.); Main earthing terminals or bars; Earthing conductors; Protective conductors; Equipotential bonding conductors; Electrically independent earth electrodes for special systems (clean earth); Accessories and termination fittings, bonding, welding kits and other materials

Sample of Conditions Of Sub-Contract Agreement In Construction Work

Sub-contract Agreement Form
Occasionally Main Contractor of the construction work depends sub-contractor for accomplishing some smaller or part of the project that may require specialized technical know-how and installation methods. In those cases Main contractor selects some sub-contractors who has capacity to achieve the task within the given time frame. Hence both of the parties, ie., Main contractor and Sub-contractor to be signed an agreement which protects both the parties' interest. Here is a sample for Conditions of Sub-contract Agreement in Construction Works.

Typical Installation Detail Of Floor / Wall Mounted Electrical SMDB

Floor mounted electrical Sub-Main Distribution Board (SMDB)
Electrical Sub-Main Distribution Boards (SMDBs) are the integral part of Electrical LV Power distribution network in the end user premises of a medium and large scale projects. SMDB acts as a mediator between Main Distribution Board (MDB) and Final Distribution Boards (FDBs) that serves approximately 100A to 400A load range. The drawings given here shows how to install: