Differences Between Salary Certificate and Salary Letter

Salary Certificate Fill-in-Form Image
Salaried employees must know the differences between Salary certificate and Salary letter. In most cases, salary certificate or salary letter come into picture when an employee thinks about how to overcome current or forthcoming financial crisis - personal debt, purchasing a car, buying a house are the common occasions. When you contact a financial institutions like bank, they give you a list of documents required for processing loan application. Some institution wanted salary certificate while others wanted salary letter. What are the main objectives and differences of these two documents - salary certificate and salary letter?

SBI Doctor Plus Bank Loan Scheme For Qualified Medical Practitioners

Bank Loan - SBI Doctor Plus For Qualified Medical Practitioners
SBI Doctor Plus Bank Loan Scheme allows a hassle free financing solution for qualified medical practitioners in any discipline (a person possessing the qualification of MBBS, BAMS, BHMS, BDS, GAMS etc.). Although Doctor Plus loan scheme can be opted for all qualified medical practitioners, it is more suitable for freshers who has entrepreneurial attitude. Here we will find what are the features, eligibility, security, documents required and other things to be considered for availing Doctor Plus Bank Loan offered by State Bank of India.

Different Types Of Alloys And Its Properties - An Introduction

Different Types Of Alloys And Its Properties - An Introduction
Alloy material has very important role in our daily life even there won't be a day passed without using alloy. Our utensils in the kitchen, vehicles, computers, mobile phones, chairs etc. are using different type of alloys which means numerous alloys have been made and being used by human beings. Most of the engineering and medical equipments, machineries, tools are made by Alloys.

SBI Agriculture Loan - Farmer's Schemes For Land Purchase and Debt Swapping Of Borrowers

SBI Agriculture Loan - Farmers' Land Purchase Scheme
Farmer's Land Purchase Scheme is to assist Small & Marginal farmers, Tenants Cultivators, Share Croppers and landless agricultural labourers for purchase of land. The borrowers should have a record of prompt repayment of the loan for at least two years. Good borrowers of other Banks may also eligible provided they liquidate their outstanding to other banks.

SBI Rural Housing Bank Loan - SBI Gram Niwas and SBI Sahayog Niwas

SBI Rural Housing Loan - SBI Gram Niwas and SBI Sahayog Niwas
Although State Bank Of India (SBI) has implemented a rural housing scheme (Golden Jubilee Rural Housing Finance Scheme of RBI (GJRHFS)) under personal segment, bank has not been able to comprehensively cater to the needs of the farming community and poorest of the poor for Home Loans in view of the peculiarity of the ownership title in rural areas, social habits, type of construction and other related needs not being fully covered under GJRHFS.

SBI Car Loan Details and Documents Required To Be Submitted

Bank Loan: SBI Car Loan Details and Documents Required To Be Submitted
SBI offers car loans for the longest tenors (84 months) and also provides finance for both new cars as well as old cars (not more than five years old). Interest for Car loans shall be on daily reducing balance, unlike the flat rate of interest or interest based on annual reducing balance method used by several other financiers. Finance includes for one-time road tax, registration fee and insurance premium also.

Changing Bank Account for LPG Subsidy - Online Method

Online preocedure of Aadhaar linking for changing DBTL LPG Subsidy from One bank to another

Our relationship with Banks may spoil over the period in different reasons and may have a thought to transfer some of the services or complete closing and opening a new relationship with another bank. If you have a second thought to change your LPG's DBTL (PAHAL) facility from one bank with another bank, you can shift PAHAL to the new bank using online procedure. A simple online facility provided by banks along with National Payment Corporation of India (NPCI).

Typical Cable Laying Detail For Direct Buried, Low Tension Cables

Typical Cable Laying Detail For Direct Buried, Low Tension Cables

Most Construction projects requires underground cabling system for its power supply, some times High tension system too. The architects and builders are least bothered about how this cables routed to the premises and equipments. If electrical professionals pointed out the feasibility, the aesthetics of the project would touch to the intended level. Hence, in the planning stage itself the routes and size of the power cable trench to be incorporated in the project design.

Method Statement For The Installation Of Power and Lighting System Wiring

Electrical Power and Lighting System Wiring
This method of statement specifies the detailed requirements and procedures for the installation of Power and Lighting System Wiring. Installation: No wiring be carried out until the appropriate tests required or in the electrical testing section have been done and the consultant has given his clearance for wiring to commence. A loop in form of wiring shall be used as far as practicable or unless otherwise indicated. Joints in conductors shall be made using insulated terminal blocks complying with requirements of this specification.

SBI Pradhan Mantri Mudra Yojana (PMMY) Scheme for Collateral Free Bank Loan

SBI Pradhan Mantri Mudra Yojana (PMMY) Scheme for Collateral Free Bank Loan
Good time for small entrepreneurs! Hassle free loan under Pradhan Mantri Mudra Yojana (PMMY) Scheme which is initiated by the Ministry of Finance, Govt. of India to "Fund the Unfunded". PMMY allows loans through Public Sector banks, Regional banks, Rural banks, State and Urban cooperative banks to manufacturing, trading and services sector that comes upto Rs.10 lakhs fund needs. All of above PMMY is a Collateral Free loan Scheme.

MEP Specifications For Building Construction

MEP Works
Popular acronym MEP stands for Mechanical, Electrical and Plumbing work in building construction. It became an integral word of a building project in Middle East Gulf region during year 2000. In the inception stage of MEP, there were involvement of only two engineering branches, Mechanical and Electrical, now it included electronics, instrumentation and communication. In some occasions, Mechatronics also partake in the project for smooth completion of the whole MEP works. Well known Design software AutoCAD has its own version for MEP drafting works. This software package AutoCAD MEP helps designers to make more specific and accurate designs and detailing of the MEP project.

General Requirements for Electrical Earthing or Grounding System in Building Construction

General Requirements for Electrical Earthing or Grounding System in Building Construction
Component parts of earthing system are to include the following: Earth electrode (rods, tapes etc.); Main earthing terminals or bars; Earthing conductors; Protective conductors; Equipotential bonding conductors; Electrically independent earth electrodes for special systems (clean earth); Accessories and termination fittings, bonding, welding kits and other materials

Typical Detail For Cable Tray Installation And Support System

Typical Detail For Cable Tray Installation And Support System
Below drawing shows how to install cable tray and its support system. This cable tray support system drawing has Isometric view and cross-sectional view. Following are the steps to be done for laying cables on wall mounted cable tray: Install cable tray support using a pre-fabricated flange or GI channel. The size, length and intervals of the support to be as per the specification, standards, number of cables, and size of the cable.

Banking System

Banking System
The financial system is complex in structure and function throughout the world. It includes many different types of institutions: branch banks, insurance companies, mutual funds, stock and bond markets, and so on... all of which are regulated by government. The financial system channels billions of dollars per year from savers to people with productive investment opportunities.

Method of Earthing or Grounding for Diesel Generator Plant

Electric Generator
A. Generator neutral (star point) is to be connected by insulated earthing conductor through the neutral earthing link or device to main earthing bar. Neutral earthing conductor is to be suitably sized to carry maximum earth fault current for time it takes the system protection to operate with final conductor temperature not exceeding 160 deg. C, but not less than 30 mm2 per 100 kVA of generator rating, with a minimum of 50 mm2.

Method Statement For Installation of Electrical DB, SMDB and MDB Panelboards

Electrical Panel Boards - DB, SMDB and MDB
This statement is written for the purpose of establishing method and procedures for the Installation of DB, SMDB and MDB. Installation: To make sure that the entire installation is in conformance and in accordance with the design intent of the project for the Electrical and Low Voltage System in addition to the specification and as per approved shop drawings and comply.

Construction Specification For Electrical Busbar Trunking (Bus Duct) System

Sample MEP Specification For Electrical Busbar Trunking
Busbar Trunking System (BBT) in electrical construction, uses to transporting electrical power to a shorter distance but many utilization point, say, within the building or a compound of facilities. Though cables can also be used in these areas, their economic impact would be high if compared to the effective Busbar Trunking System. It will help us to tap power directly from where we want it to be and make utilize to the service point.

Sample of Conditions Of Sub-Contract Agreement In Construction Work

Sub-contract Agreement Form
Occasionally Main Contractor of the construction work depends sub-contractor for accomplishing some smaller or part of the project that may require specialized technical know-how and installation methods. In those cases Main contractor selects some sub-contractors who has capacity to achieve the task within the given time frame. Hence both of the parties, ie., Main contractor and Sub-contractor to be signed an agreement which protects both the parties' interest. Here is a sample for Conditions of Sub-contract Agreement in Construction Works.

SBI Agriculture Loan For Organic Farming And Organic Input Produce

SBI Agriculture Loan For Organic Farming And Organic Input Produce
Objective of SBI's Capital Investment Subsidy Scheme For Commercial Production Units Of Organic Inputs Under National Project On Organic Farming is to promote organic farming in the country by making available the organic inputs such as bio-fertilizers, vermicompost and fruit & vegetable waste compost and thereby better return for the produce.