SBI Shoppe and Shoppe Plus for Shop Owners

Loans for present and prospective owners of shops/ offices/ show-rooms/ training centres/ service centres/ garages/ offices for Chartered Accountants/ Consultants for the purchase / repair/ renovation of new/ old shops/ establishments/ offices/ dealer’s showroom etc.

SBI SME Loan For Traders

Term Loans to well established whole sale and Retail Traders, distributors, stockists, construction, transport & supply contractors, hospitals, nursing homes, clinical labs, resorts, travel agents etc for any general purpose such as holding of stocks, book debts, acquisition of land and building, renovation of office/showroom, purchase of vehicles, equipment etc.

SBI SME Add On Loan Schemes

For existing and new borrowers this scheme provides a clean cash credit facility to meet contingencies, sudden and unforeseen expenditures like repairs, meeting bulk orders, tax payments, mismatch in cash flows etc.

Rice Mill Plus And Dal Mill Plus For Food Processing Units

Term loan for acquisition of machinery/factory building for modernization/ expansion and working capital needs of Rice Mills engaged in milling, sorting, grading and polishing. No upper ceiling on loan amount.

SBI SME Loan For Restaurant Owners

Finance to Restaurants

Loans to the Owners of Restaurants and Fast food chains for purchase of kitchen equipments, investment in interior decoration, purchase of furniture and fixtures, purchase of land and construction of buildings etc.

The loans are repayable in maximum period of 7 years. Simple sanction process.

SBI SME Term Loan

General Purpose Term Loan for SSI Sector (Up to Rs.50 Lakh)

This product is for existing borrowers for any general commercial purpose such as shoring up of Net Working capital, substitution of high cost debt, R&D, ISO certification etc, subject to disbursement being made in line with the specific purpose approved. Maximum loan available is Rs 50 lakhs repayable in maximum period of 5 years.

SBI SME Transport Plus Loan for Transport Operators

Term loans for purchase of new transport vehicles at cost on road basis and working capital facilities against the receivables. Loans are available for surface transport operators owning more than 10 well maintained and road worthy vehicles including trucks, tankers, tippers, luxury buses.

SBI SME Stree Shakti Loan Scheme

For women entrepreneurs in Retail trade, Business enterprises, Professionals and self employed, small scale units or tiny units where the women entrepreneur’s stake is more than 51%, Term Loan & Working Capital facility is available with concessionary margins and interest rates.

SBI SME Supply Chain Loan For Vendors and Dealers

Supply Chain Financing is an online collaborative platform for the banks, buyers and sellers for transactions and financing across the financial supply chain.

SBI SME Artisan Credit Card For Skill Based Businesses

The scheme provides loans to Artisans to meet their credit requirements both for investments as well as working capital in a flexible manner at liberal rates of interest. A photo Id card and a passbook will be issued and the limit is valid for 3 years subject to annual review.

Documents To Be Submitted To Take Over Loan From Other Bank

Loan customers may think possibility of transferring loan to more customer friendly bank, sometimes, reasoning better interest rate, relaxation of fine imposing etc. When they think about taking a loan, there may not have studied various bank's terms, conditions, policies. After starting repayment of some instalments, they would have learned about their bank's merits and demerits.

SBI Credit Khazana Scheme for Housing Loan Customers

SBI Housing loan customers are offered to utilize this concessional facility called Credit Khazana. When they apply for other additional loans like car loan, personal loan etc., through Credit Khazana offer, interest and margin money will be fixed after permitting some percentages reduction.

SBI NRI Car Loan Scheme - Details and Documents Required

A major misunderstanding noticed among overseas Indians who wish to avail a car loan can be had from the bank without involvement of any others. It is mandatory requirement for every NRI loan could be passed only if person has a close relative who will be the principal applicant. More clearly, the actual Borrower or applicant should be a resident Indian of the NRI Guarantor.

SBI Affluent Pensioner Loan

A new scheme “SBI Loan to Affluent Pensioners” is formulated to match the requirements and higher repayment capacity of those with higher salaries and pensions. Eligibility, Maximum amount, security and other terms depends on whether applicant is Normal Pensioner or Family Pensioner. The salient features of “SBI Loan to Affluent Pensioners” scheme are as under:

SBI SMILE Scheme For Startups (Interest Free Loan As Equity)

The scheme envisages grant of interest free loan as equity assistance to­wards part of margin requirements of the project, to assist eligible profes­sional and technically qualified entrepreneurs setting up new Micro and Small enterprises and units covered under the Bank’s Project uptech for technology upgradation.

SBI Used Car Loan Scheme

SBI provides the best car loan scheme for you to take a loan for purchase of used car, not more than 5 years old. Featuring no Advance EMI, longest repayment tenure (7 years), lower interest rates, lower EMI, LTV 85% of ‘On Road Price’ of car (includes registration, insurance and cost of accessories worth Rs 25000), interest Calculated on Daily Reducing Balance, Flexibility of payment of EMI any time during the month, low pre-payment penalty ie. only 2%, low processing fee (only 0.50% of loan...

SBI Paryatan Plus Loan Scheme For Travel and Tourism Business

SBI provides many customer friendly loan schemes in SME sector in which Paryatan Plus Loan Scheme focuses mainly in travel and tourism business that enhances next level of business like renovation, extensions, modernization including purchase of vehicles and equipments.

SBI SME Open Term Loan

SBI SME Open Term Loan, the easy and hassle-free way to get finance for expansion or modernization of existing business, acquiring new technical know-how including international standards like ISO, participating international exhibitions conducted in abroad are the main utilization of Open Term Loan. SME Open Term Loan to be one of the must have loan facility for each and every existing SME Borrowers.

SBI Certified Pre-Owned Car Loan

SBI provide the best car loan scheme for purchasing of Certified Pre-owned Car, not more than 5 years old. This loan would be the best choice for people who wish to test a car for a short period and then buy a brand new luxury car in the later stage.

SBI Bank Loan Processing Fee Details In Personal Finance

Processing fee details of SBI Personal Finance products are given below. The complete and updated details are to be checked with SBI website.

Method Statement For Installation of Electrical DB, SMDB and MDB Panelboards

Electrical Panel Boards - DB, SMDB and MDB
This statement is written for the purpose of establishing method and procedures for the Installation of DB, SMDB and MDB. Installation: To make sure that the entire installation is in conformance and in accordance with the design intent of the project for the Electrical and Low Voltage System in addition to the specification and as per approved shop drawings and comply.

SBI Rural Housing Bank Loan - SBI Gram Niwas and SBI Sahayog Niwas

SBI Rural Housing Loan - SBI Gram Niwas and SBI Sahayog Niwas
Although State Bank Of India (SBI) has implemented a rural housing scheme (Golden Jubilee Rural Housing Finance Scheme of RBI (GJRHFS)) under personal segment, bank has not been able to comprehensively cater to the needs of the farming community and poorest of the poor for Home Loans in view of the peculiarity of the ownership title in rural areas, social habits, type of construction and other related needs not being fully covered under GJRHFS.

Construction Specification For Electrical Busbar Trunking (Bus Duct) System

Sample MEP Specification For Electrical Busbar Trunking
Busbar Trunking System (BBT) in electrical construction, uses to transporting electrical power to a shorter distance but many utilization point, say, within the building or a compound of facilities. Though cables can also be used in these areas, their economic impact would be high if compared to the effective Busbar Trunking System. It will help us to tap power directly from where we want it to be and make utilize to the service point.

SBI Kisan Credit Card Bank Loan (SBI KCC) - A Helping Hand To Poor Indian Farmers

SBI Kisan Credit Card (SBI KCC) - A Helping Hand To Poor Indian Farmers
SBI Kisan Credit Card (SBI KCC) to provide timely and adequate credit to farmers to meet their production credit needs (cultivation expenses) besides meeting contingency expenses. Agricultural borrowers having good track record for the last 2 years. As per RBI directives, revised KCC scheme shall be referred to as the Scheme to cover term loans for agriculture and allied activities under Kisan Credit Card Scheme.

SBI Doctor Plus Bank Loan Scheme For Qualified Medical Practitioners

Bank Loan - SBI Doctor Plus For Qualified Medical Practitioners
SBI Doctor Plus bank loan scheme allows a hassle free financing solution for qualified medical practitioners in any discipline. Although Doctor Plus loan scheme can be opted for all qualified medical practitioners, it is more suitable for freshers who has entrepreneurial attitude. Here we will find what are the features, eligibility, security, documents required and other things to be considered for availing Doctor Plus Bank Loan offered by State Bank of India.

Fire Alarm System: Introduction and Importance of Fire Alarm System

Fire Alarm System block diagram

Fire alarm systems have become increasingly sophisticated and functionally more capable and reliable in recent years. They are designed to fulfil two general requirements: protection of property and assets and protection of life. As a result of state and local codes, the life-safety aspect of fire protection has become a major factor in the last two decades.

SBI Agriculture Loan - Scheme For Dairy Societies And Dairy Units

SBI Agriculture Loan - Scheme For Dairy Societies
SBI Has two bank loan schemes for Dairy related agricultural projects. The first one named -SBI Scheme For Dairy Societies- aims to provide finance for creating infrastructure like Construction of Milk house or Society office, Purchase of Automatic milk collection system, transport vehicles, Bulk chilling unit; and the second named SBI Dairy Plus Agriculture loan scheme to finance milk producing members of AMUL pattern societies recognized private milk dairies posting profit in the past two years.

Stock Statement For Bank Loan And Sample Format Download

Stock Statement For Bank Loan And Sample Format Download
Inventory or Stock statement is a system that finds the value of goods or products in stock, recorded in accounts by physical verification and count. Most of the banks ask this statement to their customer who has availed Business loan either Cash credit (CC) or Over draft (OD), in order to protect bank's interest over the amount they have issued for business. Some banks asks stock report to be submitted every month (monthly stock statement) in a particular date wherein some may ask quarterly or half yearly or even annually. Frequency for submission of the Stock statement report shall depend on the nature of the business, loan type, and of-course varies bank to bank. Some banks, like SBI, provides their own statement format but some may ask general stock data.

Corporate Identification Number or Company CIN No. in India

Corporate Identification Number or Company CIN No. in India

Company CIN, sometimes referred as Company CIN Number or Company CIN No. is a unique identification number assigned by Registrar of Companies (ROCs) functioning in various states under Ministry of Corporate Affairs (MCA), Govt. of India. After formation of the company, concerned ROC issues a certificate containing its unique Corporate Identification Number (CIN No. or CIN) along with its approved name. Every company must quote this unique Company CIN number whenever a correspondence or data forms submitted to MCA, particularly in audits and reports.

Meaning Of Banking

Meaning Of Banking
Banks as institutions which channel people's savings into productive loans and investments. Thus banking mainly refers to deposits and loans. A broader definition of banking is any financial institution that receives, collects, transfers, pays, exchanges, lends, invests, or safeguards money for its customers. Investment banks, financing companies, and money lenders are just some of the institutions that have engaged in banking.

Specification for Transformers in MV Distribution System

Specification for Transformers in MV Distribution System
This specification intended to supply, install, test and commission mineral oil immersed 1500 KVA, 3 phase indoor transformers, fitted with cable boxes, bolts, and all necessary accessories. Transformers shall be indoor type, oil filled, two winding, four off load capacity, 2.5% taps, two above and two below high voltage rating in compliance with IEC 76 or BS 171.

Emergency Power Diesel Generating Set In Electrical Construction Works

Emergency Power Diesel Generating Set In Electrical Construction Works
This article covers the manufacture, supply, installation, testing and commissioning of 415 volts, 3 ph, 4 wire, Diesel Alternator Set (Diesel Genset). The set shall be mounted on common base frame and complete in all respects including the auxiliary equipment such as battery auxiliary, lube oil pumps, filters, oil storage tank, centrifuge, etc. including piping required for interconnection between the set and the auxiliaries which are mounted separately.

Construction Control Guidelines for Authorized Vehicles in Site Logistics

Construction Control Guidelines for Authorized Vehicles in Site Logistics
Construction vehicles and equipment shall not enter areas designated for site offices. All vehicular entries and exits shall be through security outposts and gates. Only authorized vehicles and equipment are allowed entry to Site. The Developer shall submit to the Master Developer's Project Manager, a list of all construction vehicles and equipment intended to be used.


Biotechnology is the actions that are used to make or modify the products of living organisms in order to improve plants or animals or to develop useful microorganisms. It is the application of advanced biological techniques in the manufacture of industrial products, including the production of antibiotics, insulin, and interferon, or for environmental management, such as waste recycling.

Method Statement For The Installation Of Power and Lighting System Wiring

Electrical Power and Lighting System Wiring
This method of statement specifies the detailed requirements and procedures for the installation of Power and Lighting System Wiring. Installation: No wiring be carried out until the appropriate tests required or in the electrical testing section have been done and the consultant has given his clearance for wiring to commence. A loop in form of wiring shall be used as far as practicable or unless otherwise indicated. Joints in conductors shall be made using insulated terminal blocks complying with requirements of this specification.

Bank Business Correspondents (Bank BC) and Bank Business Facilitators (Bank BF)

Bank Business Correspondents (Bank BC) and Bank Business Facilitators (Bank BF)
In Jan 2006, the Reserve Bank of India issued a new set of guidelines allowing banks to employ two categories of intermediaries - Business Correspondents (BCs) and Business Facilitators (BFs) - to expand their outreach. According to the guidelines, while the BCs are permitted to carry out transactions on behalf of the bank as agents, the BFs can refer clients, pursue the clients’ proposal and facilitate the bank to carry out its transactions, but cannot transact on behalf of the bank.

Low Voltage (LV) Power Cables In Electrical Construction Works

Low Voltage (LV) Power Cables In Electrical Construction Works
The scope of work shall cover laying, connecting, testing and commissioning of low voltage power cables complete with all cable support, cable, cable trays, clamps and joints. Cables to be purchased from who regularly engaged in the manufacturer of electrical cable and wire products of the types and ratings required, whose products have been in satisfactory use in similar service not less than 5 years. The standard of the cables shall comply with National Electrical Manufacturers Association of local standards or any other approved.

SBI Agriculture Loan For Commission Agents Against Their Receivables From Farmers - Arthias Plus

SBI Agriculture Loan For Commission Agents Against Their Receivables From Farmers - Arthias Plus
SBI Arthias Plus provides financing commission agents against their receivables from farmers. Eligibility (under Agriculture segment): Commission agents enjoying good reputation and holding a valid license from the market yard/ board and are in the line of business for the past 3 years, having receivables from farmers only, functioning in rural and semi urban markets/mandis.

Field Quality Control Method of Electrical Earthing or Grounding System Installation Construction

Field Quality Control Method of Electrical Earthing or Grounding System Installation Construction
Earth electrode resistance, Insulation resistance of factory-built materials installed at the site and Insulation resistance of site-built materials installed at site to be considered individually for filed quality control check. It is further to be monitored earth resistance of individual earth unit and combined resistance of earth units.