SBI SME Term Loan

SBI has different Term Loan products to boost SME sector depending on purpose of the business they setup. Products are: General purpose term Loan for SSI upto Rs.

SBI SME Transport Plus Loan for Transport Operators

Term loans for purchase of new transport vehicles at cost on road basis and working capital facilities against the receivables. Loans are available for surface transport operators owning more than 10 well maintained and road worthy vehicles including trucks, tankers, tippers, luxury buses.

SBI Used Car Loan Scheme

SBI provides the best car loan scheme for you to take a loan for purchase of used car, not more than 5 years old.

SBI Shoppe and Shoppe Plus for Shop Owners

SBI Shoppe Loans for present and prospective owners of shops/ offices/ show-rooms/ training centres/ service centres/ garages/ offices for Chartered Accountants/ Consultants for the purchase / repair/ renovation of new/ old shops/ establishments/ offices/ dealer’s showroom etc.

SBI SME Loan For Restaurant Owners

Finance to Restaurants Loans to the Owners of Restaurants and Fast food chains for purchase of kitchen equipments, investment in interior decoration, purchase of furniture and fixtures, purchase of land and construction of buildings etc.

SBI Credit Khazana Scheme for Housing Loan Customers

SBI Housing loan customers are offered to utilize this concessional facility called Credit Khazana.

SBI SME Artisan Credit Card For Skill Based Businesses

Artisan Credit Card The scheme provides loans to Artisans to meet their credit requirements both for investments as well as working capital in a flexible manner at liberal rates of interest.

SBI SME Supply Chain Loan For Vendors and Dealers

Supply Chain Financing is an online collaborative platform for the banks, buyers and sellers for transactions and financing across the financial supply chain.

Rice Mill Plus And Dal Mill Plus For Food Processing Units

Rice Mill Plus Term loan for acquisition of machinery/factory building for modernization/ expansion and working capital needs of Rice Mills engaged in milling, sorting, grading and polishing. No upper ceiling on loan amount.

SBI SME Open Term Loan

SBI SME Open Term Loan, the easy and hassle-free way to get finance for expansion or modernization of existing business, a

SBI SME Add On Loan Schemes

SME Credit Plus For existing and new borrowers this scheme provides a clean cash credit facility to meet contingencies, sudden and unforeseen expenditures like repairs, meeting bulk orders, tax payments, mismatch in cash flows etc.

SBI Affluent Pensioner Loan

A new scheme “SBI Loan to Affluent Pensioners” is formulated to match the requirements and higher repayment capacity of those with higher salaries and pensions. Eligibility, Maximum amount, security and other terms depends on whether applicant is Normal Pensioner or Family Pensioner.

SBI NRI Car Loan Scheme - Details and Documents Required

A major misunderstanding noticed among overseas Indians who wish to avail a car loan can be had from the bank without involvement of any others.

SBI Certified Pre-Owned Car Loan

SBI provide the best car loan scheme for purchasing of Certified Pre-owned Car, not more than 5 years old. This loan would be the best choice for people who wish to test a car for a short period and then buy a brand new luxury car in the later stage.

SBI SME Stree Shakti Loan Scheme

The Stree Shakti Loan Scheme is specially designed to find and support entrepreneurship among women by providing concessions in the financial assistance and processing.

SBI Bank Loan Processing Fee Details In Personal Finance

Processing fee details of SBI Personal Finance products are given below. The complete and updated details are to be checked with SBI website.

SBI Personal Car Loan Features (New, Used, Certified Pre-Owned and Reimbersement)

SBI provides, different car loan schemes in the personal banking sector which attracts many common features. They are listed here with individual details.

SBI Paryatan Plus Loan Scheme For Travel and Tourism Business

SBI provides many customer friendly loan schemes in SME sector in which Paryatan Plus Loan Scheme focuses mainly in travel and tourism business that enhances next level of business like renovation, extensions, modern

SBI Personal Property Loan Scheme for All Purpose

SBI Property Loan for steady income personals - a dream comes true! This is an all purpose personal loan for anything that life throws up at you!!

Stock Statement For Bank Loan And Sample Format Download

Stock Statement For Bank Loan And Sample Format Download
Inventory or Stock statement is a system that finds the value of goods or products in stock, recorded in accounts by physical verification and count. Most of the banks ask this statement to their customer who has availed Business loan either Cash credit (CC) or Over draft (OD), in order to protect bank's interest over the amount they have issued for business. Some banks asks stock report to be submitted every month (monthly stock statement) in a particular date wherein some may ask quarterly or half yearly or even annually. Frequency for submission of the Stock statement report shall depend on the nature of the business, loan type, and of-course varies bank to bank. Some banks, like SBI, provides their own statement format but some may ask general stock data.

Differences Between Salary Certificate and Salary Letter

Salary Certificate Fill-in-Form Image
Salaried employees must know the differences between Salary certificate and Salary letter. In most cases, salary certificate or salary letter come into picture when an employee thinks about how to overcome current or forthcoming financial crisis - personal debt, purchasing a car, buying a house are the common occasions. When you contact a financial institutions like bank, they give you a list of documents required for processing loan application. Some institution wanted salary certificate while others wanted salary letter. What are the main objectives and differences of these two documents - salary certificate and salary letter?

TDS / Form 16 Certificate - The Proof Of Income Tax Payment Details And Sample Of An Employee

Image of Form 16 certificate or TDS Certifciate sample filled up
Form 16 certificate also known as TDS certificate is a financial statement issued by an office of a salaried employee that contains earnings, deductions and “Income Tax" or "I-T” paid to the Government. This Form-16 certificate (TDS Certificate) must be issued to every employee who comes under “Tax Deducted at Source - TDS”, by his / her employer in the end of each financial year.

Different Types Of Alloys And Its Properties - An Introduction

Different Types Of Alloys And Its Properties - An Introduction
Alloy material has very important role in our daily life even there won't be a day passed without using alloy. Our utensils in the kitchen, vehicles, computers, mobile phones, chairs etc. are using different type of alloys which means numerous alloys have been made and being used by human beings. Most of the engineering and medical equipments, machineries, tools are made by Alloys.

SBI Rural Housing Bank Loan - SBI Gram Niwas and SBI Sahayog Niwas

SBI Rural Housing Loan - SBI Gram Niwas and SBI Sahayog Niwas
Although State Bank Of India (SBI) has implemented a rural housing scheme (Golden Jubilee Rural Housing Finance Scheme of RBI (GJRHFS)) under personal segment, bank has not been able to comprehensively cater to the needs of the farming community and poorest of the poor for Home Loans in view of the peculiarity of the ownership title in rural areas, social habits, type of construction and other related needs not being fully covered under GJRHFS.

SBI Doctor Plus Bank Loan Scheme For Qualified Medical Practitioners

Bank Loan - SBI Doctor Plus For Qualified Medical Practitioners
SBI Doctor Plus bank loan scheme allows a hassle free financing solution for qualified medical practitioners in any discipline. Although Doctor Plus loan scheme can be opted for all qualified medical practitioners, it is more suitable for freshers who has entrepreneurial attitude. Here we will find what are the features, eligibility, security, documents required and other things to be considered for availing Doctor Plus Bank Loan offered by State Bank of India.

SBI Kisan Credit Card Bank Loan (SBI KCC) - A Helping Hand To Poor Indian Farmers

SBI Kisan Credit Card (SBI KCC) - A Helping Hand To Poor Indian Farmers
SBI Kisan Credit Card (SBI KCC) to provide timely and adequate credit to farmers to meet their production credit needs (cultivation expenses) besides meeting contingency expenses. Agricultural borrowers having good track record for the last 2 years. As per RBI directives, revised KCC scheme shall be referred to as the Scheme to cover term loans for agriculture and allied activities under Kisan Credit Card Scheme.

How To Change Bank Account For Receiving LPG Subsidy Amount Linking Aadhaar?

How To Change Bank Account For Receiving LPG Subsidy Amount Linking Aadhaar?
While DBTL getting momentum, people face different issues to their latest additions - LPG subsidy amount to Bank account. Have you ever thought of changing your bank account for receiving LPG subsidy? Do you have any issues with the bank you receive your subsidy? Among many issues, majority of the issue goes to "How to change my bank account for receiving the subsidy? It is quiet natural, one reason or the other, people want to to change their existing bank to another one. Here is the solution for how to change my bank account number for receiving the subsidy amount.

SBI Agriculture Loan - Farmer's Schemes For Land Purchase and Debt Swapping Of Borrowers

SBI Agriculture Loan - Farmers' Land Purchase Scheme
Farmer's Land Purchase Scheme is to assist Small & Marginal farmers, Tenants Cultivators, Share Croppers and landless agricultural labourers for purchase of land. The borrowers should have a record of prompt repayment of the loan for at least two years. Good borrowers of other Banks may also eligible provided they liquidate their outstanding to other banks.

SBI Car Loan Details and Documents Required To Be Submitted

Bank Loan: SBI Car Loan Details and Documents Required To Be Submitted
SBI offers car loans for the longest tenors (84 months) and also provides finance for both new cars as well as old cars (not more than five years old). Interest for Car loans shall be on daily reducing balance, unlike the flat rate of interest or interest based on annual reducing balance method used by several other financiers. Finance includes for one-time road tax, registration fee and insurance premium also.

Typical Cable Laying Detail For Direct Buried, Low Tension Cables

Typical Cable Laying Detail For Direct Buried, Low Tension Cables

Most Construction projects requires underground cabling system for its power supply, some times High tension system too. The architects and builders are least bothered about how this cables routed to the premises and equipments. If electrical professionals pointed out the feasibility, the aesthetics of the project would touch to the intended level. Hence, in the planning stage itself the routes and size of the power cable trench to be incorporated in the project design.

Method Statement For Installation of Electrical DB, SMDB and MDB Panelboards

Electrical Panel Boards - DB, SMDB and MDB
This statement is written for the purpose of establishing method and procedures for the Installation of DB, SMDB and MDB. Installation: To make sure that the entire installation is in conformance and in accordance with the design intent of the project for the Electrical and Low Voltage System in addition to the specification and as per approved shop drawings and comply.

Online Procedure to Change / Transfer DBTL (PAHAL) Bank Account for LPG Subsidy by Linking Aadhaar

Online preocedure of Aadhaar linking for changing DBTL LPG Subsidy from One bank to another

Our relationship with Banks may spoil over the period in different reasons and may have a thought to transfer some of the services or complete closing and opening a new relationship with another bank. If you have a second thought to change your LPG's DBTL (PAHAL) facility from one bank with another bank, you can shift PAHAL to the new bank using online procedure. A simple online facility provided by banks along with National Payment Corporation of India (NPCI).

Method Statement For The Installation Of Power and Lighting System Wiring

Electrical Power and Lighting System Wiring
This method of statement specifies the detailed requirements and procedures for the installation of Power and Lighting System Wiring. Installation: No wiring be carried out until the appropriate tests required or in the electrical testing section have been done and the consultant has given his clearance for wiring to commence. A loop in form of wiring shall be used as far as practicable or unless otherwise indicated. Joints in conductors shall be made using insulated terminal blocks complying with requirements of this specification.

Typical Installation Detail Of Floor / Wall Mounted Electrical SMDB

Floor mounted electrical Sub-Main Distribution Board (SMDB)
Electrical Sub-Main Distribution Boards (SMDBs) are the integral part of Electrical LV Power distribution network in the end user premises of a medium and large scale projects. SMDB acts as a mediator between Main Distribution Board (MDB) and Final Distribution Boards (FDBs) that serves approximately 100A to 400A load range. The drawings given here shows how to install:

SBI SME Smart Score Bank Loan For C&I, SSI, SBF

Bank Loan - SBI SME Smart Score
SME Smart Score Bank Loan product can be given to units in C&I, SSI and SBF segments for credit requirements between Rs. 5 lacs to Rs. 50 lacs (Rs. 25 lacs for T&S) based on the projected turnover and / or project cost. The loan quantum should be a minimum of 20% of turnover and/or, 67% of project cost. Before applying SME Smart Score Scheme, you are advised to download attached application form, Annexures and Scoring methods to assess yourself.

Sample of Conditions Of Sub-Contract Agreement In Construction Work

Sub-contract Agreement Form
Occasionally Main Contractor of the construction work depends sub-contractor for accomplishing some smaller or part of the project that may require specialized technical know-how and installation methods. In those cases Main contractor selects some sub-contractors who has capacity to achieve the task within the given time frame. Hence both of the parties, ie., Main contractor and Sub-contractor to be signed an agreement which protects both the parties' interest. Here is a sample for Conditions of Sub-contract Agreement in Construction Works.

Electrical Engineering

Electrical Engineering
Electrical engineering deals with practical applications involving current flow through conductors; focuses on the design, construction, and operation of electrical systems and equipment. It includes developing, producing and testing of electrical and electronic devices and equipment, such as, generators to produce and distribute electricity, electric motors and other electrical machinery, transmission line.

Methods of Preparing Boric Acid, Properties and Applications

Methods of Preparing Boric Acid, Properties and Applications
Boric acid is a very weak acid with the formula H3BO3. Boric acid aka boracic acid or arthoboric acid frequently used as a mild antiseptic in the medical field. As a chemical compound, Boric acid acts as a tribasic acid. However, because it dissociates to such a small extent, it is a very weak acid that is actually used in water solution as an eye wash. http://www.intralabs.co.uk

Fire Alarm System: Introduction and Importance of Fire Alarm System

Fire Alarm System block diagram

Fire alarm systems have become increasingly sophisticated and functionally more capable and reliable in recent years. They are designed to fulfil two general requirements: protection of property and assets and protection of life. As a result of state and local codes, the life-safety aspect of fire protection has become a major factor in the last two decades.

Construction Specification For Electrical Busbar Trunking (Bus Duct) System

Sample MEP Specification For Electrical Busbar Trunking
Busbar Trunking System (BBT) in electrical construction, uses to transporting electrical power to a shorter distance but many utilization point, say, within the building or a compound of facilities. Though cables can also be used in these areas, their economic impact would be high if compared to the effective Busbar Trunking System. It will help us to tap power directly from where we want it to be and make utilize to the service point.