SBI Shoppe and Shoppe Plus for Shop Owners

SBI Shoppe Loans for present and prospective owners of shops/ offices/ show-rooms/ training centres/ service centres/ garages/ offices for Chartered Accountants/ Consultants for the purchase / repair/ renovation of new/ old shops/ establishments/ offices/ dealer’s showroom etc.

SBI SME Loan For Traders

Traders Easy Loan

SBI SME Artisan Credit Card For Skill Based Businesses

Artisan Credit Card The scheme provides loans to Artisans to meet their credit requirements both for investments as well as working capital in a flexible manner at liberal rates of interest.

Rice Mill Plus And Dal Mill Plus For Food Processing Units

Rice Mill Plus Term loan for acquisition of machinery/factory building for modernization/ expansion and working capital needs of Rice Mills engaged in milling, sorting, grading and polishing. No upper ceiling on loan amount.

SBI SME Add On Loan Schemes

SME Credit Plus For existing and new borrowers this scheme provides a clean cash credit facility to meet contingencies, sudden and unforeseen expenditures like repairs, meeting bulk orders, tax payments, mismatch in cash flows etc.

SBI SME Transport Plus Loan for Transport Operators

Term loans for purchase of new transport vehicles at cost on road basis and working capital facilities against the receivables. Loans are available for surface transport operators owning more than 10 well maintained and road worthy vehicles including trucks, tankers, tippers, luxury buses.

SBI SME Supply Chain Loan For Vendors and Dealers

Supply Chain Financing is an online collaborative platform for the banks, buyers and sellers for transactions and financing across the financial supply chain.

SBI SME Term Loan

SBI has different Term Loan products to boost SME sector depending on purpose of the business they setup. Products are: General purpose term Loan for SSI upto Rs.

SBI SME Loan For Restaurant Owners

Finance to Restaurants Loans to the Owners of Restaurants and Fast food chains for purchase of kitchen equipments, investment in interior decoration, purchase of furniture and fixtures, purchase of land and construction of buildings etc.

SBI Used Car Loan Scheme

SBI provides the best car loan scheme for you to take a loan for purchase of used car, not more than 5 years old.

SBI Credit Khazana Scheme for Housing Loan Customers

SBI Housing loan customers are offered to utilize this concessional facility called Credit Khazana.

SBI NRI Car Loan Scheme - Details and Documents Required

A major misunderstanding noticed among overseas Indians who wish to avail a car loan can be had from the bank without involvement of any others.

SBI SME Stree Shakti Loan Scheme

The Stree Shakti Loan Scheme is specially designed to find and support entrepreneurship among women by providing concessions in the financial assistance and processing.

SBI SME Open Term Loan

SBI SME Open Term Loan, the easy and hassle-free way to get finance for expansion or modernization of existing business, a

SBI Affluent Pensioner Loan

A new scheme “SBI Loan to Affluent Pensioners” is formulated to match the requirements and higher repayment capacity of those with higher salaries and pensions. Eligibility, Maximum amount, security and other terms depends on whether applicant is Normal Pensioner or Family Pensioner.

SBI Paryatan Plus Loan Scheme For Travel and Tourism Business

SBI provides many customer friendly loan schemes in SME sector in which Paryatan Plus Loan Scheme focuses mainly in travel and tourism business that enhances next level of business like renovation, extensions, modern

SBI Certified Pre-Owned Car Loan

SBI provide the best car loan scheme for purchasing of Certified Pre-owned Car, not more than 5 years old. This loan would be the best choice for people who wish to test a car for a short period and then buy a brand new luxury car in the later stage.

SBI Bank Loan Processing Fee Details In Personal Finance

Processing fee details of SBI Personal Finance products are given below. The complete and updated details are to be checked with SBI website. Scheme Name: SBI Clean Overdraft

SBI SME Collateral Free Loan Scheme

SBI provides collateral free business loan. New and existing Micro and Small Enterprises engaged in Manufacturing and Service sector can avail this scheme.

Documents To Be Submitted To Take Over Loan From Other Bank

Loan customers may think possibility of transferring loan to more customer friendly bank, sometimes, reasoning better interest rate, relaxation of fine imposing etc. When they think about taking a loan, there may not have studied various bank's terms, conditions, policies.

Corporate Identification Number or Company CIN No. in India

Corporate Identification Number or Company CIN No. in India

Company CIN, sometimes referred as Company CIN Number or Company CIN No. is a unique identification number assigned by Registrar of Companies (ROCs) functioning in various states under Ministry of Corporate Affairs (MCA), Govt. of India. After formation of the company, concerned ROC issues a certificate containing its unique Corporate Identification Number (CIN No. or CIN) along with its approved name. Every company must quote this unique Company CIN number whenever a correspondence or data forms submitted to MCA, particularly in audits and reports.

Different Types Of Alloys And Its Properties - An Introduction

Different Types Of Alloys And Its Properties - An Introduction
Alloy material has very important role in our daily life even there won't be a day passed without using alloy. Our utensils in the kitchen, vehicles, computers, mobile phones, chairs etc. are using different type of alloys which means numerous alloys have been made and being used by human beings. Most of the engineering and medical equipments, machineries, tools are made by Alloys.

Differences Between Salary Certificate and Salary Letter

Salary Certificate Fill-in-Form Image
Salaried employees must know the differences between Salary certificate and Salary letter. In most cases, salary certificate or salary letter come into picture when an employee thinks about how to overcome current or forthcoming financial crisis - personal debt, purchasing a car, buying a house are the common occasions. When you contact a financial institutions like bank, they give you a list of documents required for processing loan application. Some institution wanted salary certificate while others wanted salary letter. What are the main objectives and differences of these two documents - salary certificate and salary letter?

SBI Agriculture Loan - Farmer's Schemes For Land Purchase and Debt Swapping Of Borrowers

SBI Agriculture Loan - Farmers' Land Purchase Scheme
Farmer's Land Purchase Scheme is to assist Small & Marginal farmers, Tenants Cultivators, Share Croppers and landless agricultural labourers for purchase of land. The borrowers should have a record of prompt repayment of the loan for at least two years. Good borrowers of other Banks may also eligible provided they liquidate their outstanding to other banks.

SBI Car Loan Details and Documents Required To Be Submitted

Bank Loan: SBI Car Loan Details and Documents Required To Be Submitted
SBI offers car loans for the longest tenors (84 months) and also provides finance for both new cars as well as old cars (not more than five years old). Interest for Car loans shall be on daily reducing balance, unlike the flat rate of interest or interest based on annual reducing balance method used by several other financiers. Finance includes for one-time road tax, registration fee and insurance premium also.

SBI Kisan Credit Card Bank Loan (SBI KCC) - A Helping Hand To Poor Indian Farmers

SBI Kisan Credit Card (SBI KCC) - A Helping Hand To Poor Indian Farmers
SBI Kisan Credit Card (SBI KCC) to provide timely and adequate credit to farmers to meet their production credit needs (cultivation expenses) besides meeting contingency expenses. Agricultural borrowers having good track record for the last 2 years. As per RBI directives, revised KCC scheme shall be referred to as the Scheme to cover term loans for agriculture and allied activities under Kisan Credit Card Scheme.

SBI Rural Housing Bank Loan - SBI Gram Niwas and SBI Sahayog Niwas

SBI Rural Housing Loan - SBI Gram Niwas and SBI Sahayog Niwas
Although State Bank Of India (SBI) has implemented a rural housing scheme (Golden Jubilee Rural Housing Finance Scheme of RBI (GJRHFS)) under personal segment, bank has not been able to comprehensively cater to the needs of the farming community and poorest of the poor for Home Loans in view of the peculiarity of the ownership title in rural areas, social habits, type of construction and other related needs not being fully covered under GJRHFS.

SBI Doctor Plus Bank Loan Scheme For Qualified Medical Practitioners

Bank Loan - SBI Doctor Plus For Qualified Medical Practitioners
SBI Doctor Plus bank loan scheme allows a hassle free financing solution for qualified medical practitioners in any discipline. Although Doctor Plus loan scheme can be opted for all qualified medical practitioners, it is more suitable for freshers who has entrepreneurial attitude. Here we will find what are the features, eligibility, security, documents required and other things to be considered for availing Doctor Plus Bank Loan offered by State Bank of India.

Stock Statement For Bank Loan And Sample Format Download

Stock Statement For Bank Loan And Sample Format Download
Inventory or Stock statement is a system that finds the value of goods or products in stock, recorded in accounts by physical verification and count. Most of the banks ask this statement to their customer who has availed Business loan either Cash credit (CC) or Over draft (OD), in order to protect bank's interest over the amount they have issued for business. Some banks asks stock report to be submitted every month (monthly stock statement) in a particular date wherein some may ask quarterly or half yearly or even annually. Frequency for submission of the Stock statement report shall depend on the nature of the business, loan type, and of-course varies bank to bank. Some banks, like SBI, provides their own statement format but some may ask general stock data.

Typical Cable Laying Detail For Direct Buried, Low Tension Cables

Typical Cable Laying Detail For Direct Buried, Low Tension Cables

Most Construction projects requires underground cabling system for its power supply, some times High tension system too. The architects and builders are least bothered about how this cables routed to the premises and equipments. If electrical professionals pointed out the feasibility, the aesthetics of the project would touch to the intended level. Hence, in the planning stage itself the routes and size of the power cable trench to be incorporated in the project design.

TDS / Form 16 Certificate - The Proof Of Income Tax Payment Details And Sample Of An Employee

Image of Form 16 certificate or TDS Certifciate sample filled up
Form 16 certificate also known as TDS certificate is a financial statement issued by an office of a salaried employee that contains earnings, deductions and “Income Tax" or "I-T” paid to the Government. This Form-16 certificate (TDS Certificate) must be issued to every employee who comes under “Tax Deducted at Source - TDS”, by his / her employer in the end of each financial year.

Method Statement For Installation of Electrical DB, SMDB and MDB Panelboards

Electrical Panel Boards - DB, SMDB and MDB
This statement is written for the purpose of establishing method and procedures for the Installation of DB, SMDB and MDB. Installation: To make sure that the entire installation is in conformance and in accordance with the design intent of the project for the Electrical and Low Voltage System in addition to the specification and as per approved shop drawings and comply.

Typical Detail For Cable Tray Installation And Support System

Typical Detail For Cable Tray Installation And Support System
Below drawing shows how to install cable tray and its support system. This cable tray support system drawing has Isometric view and cross-sectional view. Following are the steps to be done for laying cables on wall mounted cable tray: Install cable tray support using a pre-fabricated flange or GI channel. The size, length and intervals of the support to be as per the specification, standards, number of cables, and size of the cable.

Typical Mounting Detail Of Fire Alarm Detectors

Typical Mounting Detail Of Fire Alarm Detectors
These typical drawings show how to install smoke detectors and heat detectors used in Fire Alarm system on false ceiling. The installation shall be as per the relevant section in the contract specification and drawing has the following major points: Smoke detector mounted on false ceiling with the help of loop in box; Firetuff or equivalent cable run under the RCC slab clipped to the soffit; Cable size shall be 2 core 1.5 sq. mm copper; Cable has to be looped to the detector and tied as shown in the drawing.

Fire Alarm System: Introduction and Importance of Fire Alarm System

Fire Alarm System block diagram

Fire alarm systems have become increasingly sophisticated and functionally more capable and reliable in recent years. They are designed to fulfil two general requirements: protection of property and assets and protection of life. As a result of state and local codes, the life-safety aspect of fire protection has become a major factor in the last two decades.

Specification for Medium Voltage Distribution System In Electrical Construction Contract Works

Specification for Medium Voltage Distribution System In Electrical Construction Contract Works
The work included within this section is for the supply, connection, testing and commissioning of 13.8 KV switch gears, cables, package sub station and all the related accessories necessary for the proper operation of the system as shown and described on drawings, bill of quantity and herein. The contractor shall coordinate with the other services (trades) involved in the project to insure that the foundation, are suitable for the equipment to be installed.

Indoor MV Distribution Panel Boards In Electrical Construction Works

MV Distribution Panel Boards In Electrical Construction Works
Building projects requires MV Distribution Panel-boards for distribution of power to each utilities. A good electrical distribution network will have proper design, right components, and future load provisions. Space utilization will also be an important factor for maintenance and handling of the equipments. Here we look into what are the features required for design, manufacture, install a MV Distribution panel board including its BIS (IS) standards that serving building projects.

Typical Installation Detail Of Floor / Wall Mounted Electrical SMDB

Floor mounted electrical Sub-Main Distribution Board (SMDB)
Electrical Sub-Main Distribution Boards (SMDBs) are the integral part of Electrical LV Power distribution network in the end user premises of a medium and large scale projects. SMDB acts as a mediator between Main Distribution Board (MDB) and Final Distribution Boards (FDBs) that serves approximately 100A to 400A load range. The drawings given here shows how to install:

Method Statement For The Installation Of Power and Lighting System Wiring

Electrical Power and Lighting System Wiring
This method of statement specifies the detailed requirements and procedures for the installation of Power and Lighting System Wiring. Installation: No wiring be carried out until the appropriate tests required or in the electrical testing section have been done and the consultant has given his clearance for wiring to commence. A loop in form of wiring shall be used as far as practicable or unless otherwise indicated. Joints in conductors shall be made using insulated terminal blocks complying with requirements of this specification.

Bank Business Correspondents (Bank BC) and Bank Business Facilitators (Bank BF)

Bank Business Correspondents (Bank BC) and Bank Business Facilitators (Bank BF)
In Jan 2006, the Reserve Bank of India issued a new set of guidelines allowing banks to employ two categories of intermediaries - Business Correspondents (BCs) and Business Facilitators (BFs) - to expand their outreach. According to the guidelines, while the BCs are permitted to carry out transactions on behalf of the bank as agents, the BFs can refer clients, pursue the clients’ proposal and facilitate the bank to carry out its transactions, but cannot transact on behalf of the bank.