SBI Shoppe and Shoppe Plus for Shop Owners

Loans for present and prospective owners of shops/ offices/ show-rooms/ training centres/ service centres/ garages/ offices for Chartered Accountants/ Consultants for the purchase / repair/ renovation of new/ old shops/ establishments/ offices/ dealer’s showroom etc.

SBI SME Add On Loan Schemes

For existing and new borrowers this scheme provides a clean cash credit facility to meet contingencies, sudden and unforeseen expenditures like repairs, meeting bulk orders, tax payments, mismatch in cash flows etc.

SBI SME Loan For Traders

Term Loans to well established whole sale and Retail Traders, distributors, stockists, construction, transport & supply contractors, hospitals, nursing homes, clinical labs, resorts, travel agents etc for any general purpose such as holding of stocks, book debts, acquisition of land and building, renovation of office/showroom, purchase of vehicles, equipment etc.

SBI SME Loan For Restaurant Owners

Finance to Restaurants

Loans to the Owners of Restaurants and Fast food chains for purchase of kitchen equipments, investment in interior decoration, purchase of furniture and fixtures, purchase of land and construction of buildings etc.

The loans are repayable in maximum period of 7 years. Simple sanction process.

SBI SME Stree Shakti Loan Scheme

For women entrepreneurs in Retail trade, Business enterprises, Professionals and self employed, small scale units or tiny units where the women entrepreneur’s stake is more than 51%, Term Loan & Working Capital facility is available with concessionary margins and interest rates.

SBI SME Term Loan

General Purpose Term Loan for SSI Sector (Up to Rs.50 Lakh)

This product is for existing borrowers for any general commercial purpose such as shoring up of Net Working capital, substitution of high cost debt, R&D, ISO certification etc, subject to disbursement being made in line with the specific purpose approved. Maximum loan available is Rs 50 lakhs repayable in maximum period of 5 years.

Rice Mill Plus And Dal Mill Plus For Food Processing Units

Term loan for acquisition of machinery/factory building for modernization/ expansion and working capital needs of Rice Mills engaged in milling, sorting, grading and polishing. No upper ceiling on loan amount.

SBI SME Transport Plus Loan for Transport Operators

Term loans for purchase of new transport vehicles at cost on road basis and working capital facilities against the receivables. Loans are available for surface transport operators owning more than 10 well maintained and road worthy vehicles including trucks, tankers, tippers, luxury buses.

SBI SME Artisan Credit Card For Skill Based Businesses

The scheme provides loans to Artisans to meet their credit requirements both for investments as well as working capital in a flexible manner at liberal rates of interest. A photo Id card and a passbook will be issued and the limit is valid for 3 years subject to annual review.

SBI SME Supply Chain Loan For Vendors and Dealers

Supply Chain Financing is an online collaborative platform for the banks, buyers and sellers for transactions and financing across the financial supply chain.

Documents To Be Submitted To Take Over Loan From Other Bank

Loan customers may think possibility of transferring loan to more customer friendly bank, sometimes, reasoning better interest rate, relaxation of fine imposing etc. When they think about taking a loan, there may not have studied various bank's terms, conditions, policies. After starting repayment of some instalments, they would have learned about their bank's merits and demerits.

SBI SMILE Scheme For Startups (Interest Free Loan As Equity)

The scheme envisages grant of interest free loan as equity assistance to­wards part of margin requirements of the project, to assist eligible profes­sional and technically qualified entrepreneurs setting up new Micro and Small enterprises and units covered under the Bank’s Project uptech for technology upgradation.

SBI Credit Khazana Scheme for Housing Loan Customers

SBI Housing loan customers are offered to utilize this concessional facility called Credit Khazana. When they apply for other additional loans like car loan, personal loan etc., through Credit Khazana offer, interest and margin money will be fixed after permitting some percentages reduction.

SBI Affluent Pensioner Loan

A new scheme “SBI Loan to Affluent Pensioners” is formulated to match the requirements and higher repayment capacity of those with higher salaries and pensions. Eligibility, Maximum amount, security and other terms depends on whether applicant is Normal Pensioner or Family Pensioner. The salient features of “SBI Loan to Affluent Pensioners” scheme are as under:

SBI NRI Car Loan Scheme - Details and Documents Required

A major misunderstanding noticed among overseas Indians who wish to avail a car loan can be had from the bank without involvement of any others. It is mandatory requirement for every NRI loan could be passed only if person has a close relative who will be the principal applicant. More clearly, the actual Borrower or applicant should be a resident Indian of the NRI Guarantor.

SBI Used Car Loan Scheme

SBI provides the best car loan scheme for you to take a loan for purchase of used car, not more than 5 years old. Featuring no Advance EMI, longest repayment tenure (7 years), lower interest rates, lower EMI, LTV 85% of ‘On Road Price’ of car (includes registration, insurance and cost of accessories worth Rs 25000), interest Calculated on Daily Reducing Balance, Flexibility of payment of EMI any time during the month, low pre-payment penalty ie. only 2%, low processing fee (only 0.50% of loan...

SBI Paryatan Plus Loan Scheme For Travel and Tourism Business

SBI provides many customer friendly loan schemes in SME sector in which Paryatan Plus Loan Scheme focuses mainly in travel and tourism business that enhances next level of business like renovation, extensions, modernization including purchase of vehicles and equipments.

SBI SME Open Term Loan

SBI SME Open Term Loan, the easy and hassle-free way to get finance for expansion or modernization of existing business, acquiring new technical know-how including international standards like ISO, participating international exhibitions conducted in abroad are the main utilization of Open Term Loan. SME Open Term Loan to be one of the must have loan facility for each and every existing SME Borrowers.

SBI Certified Pre-Owned Car Loan

SBI provide the best car loan scheme for purchasing of Certified Pre-owned Car, not more than 5 years old. This loan would be the best choice for people who wish to test a car for a short period and then buy a brand new luxury car in the later stage.

SBI SME Collateral Free Loan Scheme

SBI provides collateral free business loan. New and existing Micro and Small Enterprises engaged in Manufacturing and Service sector can avail this scheme. For Manufacturing sector, original investment in plant & machinery should be upto Rs 5 crore and for Service sector, original investment in equipment upto Rs 2 crore.

Corporate Identification Number or Company CIN No. in India

Corporate Identification Number or Company CIN No. in India

Company CIN, sometimes referred as Company CIN Number or Company CIN No. is a unique identification number assigned by Registrar of Companies (ROCs) functioning in various states under Ministry of Corporate Affairs (MCA), Govt. of India. After formation of the company, concerned ROC issues a certificate containing its unique Corporate Identification Number (CIN No. or CIN) along with its approved name. Every company must quote this unique Company CIN number whenever a correspondence or data forms submitted to MCA, particularly in audits and reports.

SBI Rural Housing Bank Loan - SBI Gram Niwas and SBI Sahayog Niwas

SBI Rural Housing Loan - SBI Gram Niwas and SBI Sahayog Niwas
Although State Bank Of India (SBI) has implemented a rural housing scheme (Golden Jubilee Rural Housing Finance Scheme of RBI (GJRHFS)) under personal segment, bank has not been able to comprehensively cater to the needs of the farming community and poorest of the poor for Home Loans in view of the peculiarity of the ownership title in rural areas, social habits, type of construction and other related needs not being fully covered under GJRHFS.

SBI Agriculture Loan - Farmer's Schemes For Land Purchase and Debt Swapping Of Borrowers

SBI Agriculture Loan - Farmers' Land Purchase Scheme
Farmer's Land Purchase Scheme is to assist Small & Marginal farmers, Tenants Cultivators, Share Croppers and landless agricultural labourers for purchase of land. The borrowers should have a record of prompt repayment of the loan for at least two years. Good borrowers of other Banks may also eligible provided they liquidate their outstanding to other banks.

SBI Doctor Plus Bank Loan Scheme For Qualified Medical Practitioners

Bank Loan - SBI Doctor Plus For Qualified Medical Practitioners
SBI Doctor Plus bank loan scheme allows a hassle free financing solution for qualified medical practitioners in any discipline. Although Doctor Plus loan scheme can be opted for all qualified medical practitioners, it is more suitable for freshers who has entrepreneurial attitude. Here we will find what are the features, eligibility, security, documents required and other things to be considered for availing Doctor Plus Bank Loan offered by State Bank of India.

TDS / Form 16 Certificate - The Proof Of Income Tax Payment Details And Sample Of An Employee

Image of Form 16 certificate or TDS Certifciate sample filled up
Form 16 certificate also known as TDS certificate is a financial statement issued by an office of a salaried employee that contains earnings, deductions and “Income Tax" or "I-T” paid to the Government. This Form-16 certificate (TDS Certificate) must be issued to every employee who comes under “Tax Deducted at Source - TDS”, by his / her employer in the end of each financial year.

Stock Statement For Bank Loan And Sample Format Download

Stock Statement For Bank Loan And Sample Format Download
Inventory or Stock statement is a system that finds the value of goods or products in stock, recorded in accounts by physical verification and count. Most of the banks ask this statement to their customer who has availed Business loan either Cash credit (CC) or Over draft (OD), in order to protect bank's interest over the amount they have issued for business. Some banks asks stock report to be submitted every month (monthly stock statement) in a particular date wherein some may ask quarterly or half yearly or even annually. Frequency for submission of the Stock statement report shall depend on the nature of the business, loan type, and of-course varies bank to bank. Some banks, like SBI, provides their own statement format but some may ask general stock data.

SBI Car Loan Details and Documents Required To Be Submitted

Bank Loan: SBI Car Loan Details and Documents Required To Be Submitted
SBI offers car loans for the longest tenors (84 months) and also provides finance for both new cars as well as old cars (not more than five years old). Interest for Car loans shall be on daily reducing balance, unlike the flat rate of interest or interest based on annual reducing balance method used by several other financiers. Finance includes for one-time road tax, registration fee and insurance premium also.

Differences Between Salary Certificate and Salary Letter

Salary Certificate Fill-in-Form Image
Salaried employees must know the differences between Salary certificate and Salary letter. In most cases, salary certificate or salary letter come into picture when an employee thinks about how to overcome current or forthcoming financial crisis - personal debt, purchasing a car, buying a house are the common occasions. When you contact a financial institutions like bank, they give you a list of documents required for processing loan application. Some institution wanted salary certificate while others wanted salary letter. What are the main objectives and differences of these two documents - salary certificate and salary letter?

SBI Kisan Credit Card Bank Loan (SBI KCC) - A Helping Hand To Poor Indian Farmers

SBI Kisan Credit Card (SBI KCC) - A Helping Hand To Poor Indian Farmers
SBI Kisan Credit Card (SBI KCC) to provide timely and adequate credit to farmers to meet their production credit needs (cultivation expenses) besides meeting contingency expenses. Agricultural borrowers having good track record for the last 2 years. As per RBI directives, revised KCC scheme shall be referred to as the Scheme to cover term loans for agriculture and allied activities under Kisan Credit Card Scheme.

Typical Installation Detail Of Floor / Wall Mounted Electrical SMDB

Floor mounted electrical Sub-Main Distribution Board (SMDB)
Electrical Sub-Main Distribution Boards (SMDBs) are the integral part of Electrical LV Power distribution network in the end user premises of a medium and large scale projects. SMDB acts as a mediator between Main Distribution Board (MDB) and Final Distribution Boards (FDBs) that serves approximately 100A to 400A load range. The drawings given here shows how to install:

SBI Traders Easy Loan Scheme (SBI TEL)

Bank Loan - SBI Traders Easy Loan Scheme (SBI TEL)
SBI launched this scheme to provide hassle free loan to Traders. Any business man/ entrepreneur/ Professional and self employed person can avail this loan. Loan under the scheme can be availed to meet normal business requirements and is sanctioned against equitable mortgage of property. Any residential or commercial property in the name of unit/ proprietor/partner OR their close relatives is acceptable. Agriculture property or property outside urban limits is not accepted.

Method Statement For The Installation Of Power and Lighting System Wiring

Electrical Power and Lighting System Wiring
This method of statement specifies the detailed requirements and procedures for the installation of Power and Lighting System Wiring. Installation: No wiring be carried out until the appropriate tests required or in the electrical testing section have been done and the consultant has given his clearance for wiring to commence. A loop in form of wiring shall be used as far as practicable or unless otherwise indicated. Joints in conductors shall be made using insulated terminal blocks complying with requirements of this specification.

Methods of Preparing Boric Acid, Properties and Applications

Methods of Preparing Boric Acid, Properties and Applications
Boric acid is a very weak acid with the formula H3BO3. Boric acid aka boracic acid or arthoboric acid frequently used as a mild antiseptic in the medical field. As a chemical compound, Boric acid acts as a tribasic acid. However, because it dissociates to such a small extent, it is a very weak acid that is actually used in water solution as an eye wash.

Fire Alarm System: Introduction and Importance of Fire Alarm System

Fire Alarm System block diagram

Fire alarm systems have become increasingly sophisticated and functionally more capable and reliable in recent years. They are designed to fulfil two general requirements: protection of property and assets and protection of life. As a result of state and local codes, the life-safety aspect of fire protection has become a major factor in the last two decades.

Typical Cable Laying Detail For Direct Buried, Low Tension Cables

Typical Cable Laying Detail For Direct Buried, Low Tension Cables

Most Construction projects requires underground cabling system for its power supply, some times High tension system too. The architects and builders are least bothered about how this cables routed to the premises and equipments. If electrical professionals pointed out the feasibility, the aesthetics of the project would touch to the intended level. Hence, in the planning stage itself the routes and size of the power cable trench to be incorporated in the project design.

Method of Electrical Earthing or Grounding Connections

A. Protection against Corrosion: Protect bolted connections against corrosion either hy filling with vaseline or coating with a special anti-corrosion compound and proper capping (Denso tape / grease caps). B. Connections: Earth connections are to be readily accessible. If inaccessible earth connection is permitted, approved exothermic welding or brazing technique is to be employed.

Electrical Engineering

Electrical Engineering
Electrical engineering deals with practical applications involving current flow through conductors; focuses on the design, construction, and operation of electrical systems and equipment. It includes developing, producing and testing of electrical and electronic devices and equipment, such as, generators to produce and distribute electricity, electric motors and other electrical machinery, transmission line.