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Salaried Employees Should Know 6 Important Things Before Applying Bank Loan

After completing probation period, employee gets confirmation which will give pleasure and happiness to the life. The next step thinking to enhance life by adding facilities. It may be a new car or a new house or home appliances like home theater or something else. In normal case, most of the employees depend bank loan to meet their shortfalls of fund. Before going to bank for applying loan, following 6 important things to be checked whether you have met those points speeding up loan process:

Kerala MLA Salary, Benefits, Allowances, Perks and Pension

Member of Legislative Assembly (MLA) in Kerala receives salary, benefits, allowances and perks. These benefits are decided by Kerala State Legislators as per Indian Constitution Article 164. Though the basic pay of MLA is minimal amount, total amount each MLA received will be minimum of Rs. 39,500/-. The upper limit depends other allowances and perks varying person to person, how they utilize their services.

Approved Address Proof Documents for Passport Application in India

Do you have address? Seems its a funny question! No, its not a funny question. There are people who doesn't have an address (sometimes people deliberately hide their address for some reasons) in the society. Address proof is a mandatory requirement to open a bank account, getting admission / joining to an institution / office, passport etc.

Meaning Of Banking

Banks as institutions which channel people's savings into productive loans and investments. Thus banking mainly refers to deposits and loans. A broader definition of banking is any financial institution that receives, collects, transfers, pays, exchanges, lends, invests, or safeguards money for its customers. Investment banks, financing companies, and money lenders are just some of the institutions that have engaged in banking.

Corporate Identification Number or Company CIN No. in India

Company CIN, sometimes referred to as Company CIN Number or Company CIN No. is a unique identification number assigned by Registrar of Companies (ROC) functioning in various states under Ministry of Corporate Affairs (MCA), Govt. of India. It is being used for finding primary details of companies registered in India under MCA, Govt. of India. After formation of a company, concerned ROC issues a certificate containing its unique Corporate Identification Number (CIN No. or CIN Code) along with its approved name. Every company must quote this unique Company CIN No. whenever a correspondence or data forms submitted to MCA, particularly in audits and reports.

Find Company Master Data Using Company CIN No. in www.mca.gov.in

Every Corporate company has a master data essentially checked by public using Company CIN number. Since MCA and its concerned ROC are responsible grabbing every change happens to a company, they release this master data to the public through its website. CIN number is the key to reveal all Company Master Data. Here we will look into how to reveal a company's data in various situations.

Company CIN Number and its incorporation details including date of incorporation can be found at MCA's website. Visit MCA site and go to "MCA Services" on the main menu (click or tap), then go to "View Company or LLP Master Data" under the Master Data section located on the secondary menu (left bar). The screen shot image given below shows two steps how one can reach the intended data entry page.

Bank Business Correspondents (Bank BC) and Bank Business Facilitators (Bank BF)

In Jan 2006, the Reserve Bank of India issued a new set of guidelines allowing banks to employ two categories of intermediaries - Business Correspondents (BC) and Business Facilitators (BF) - to expand their outreach. According to the guidelines, while the BCs are permitted to carry out transactions on behalf of the bank as agents, the BF can refer clients, pursue the clients’ proposal and facilitate the bank to carry out its transactions, but cannot transact on behalf of the bank.

Functions of Non Banking Financial Company (NBFC)

Non Banking Financial Company also known as NBFC company, functioning as per the Indian Companies Act, giving loans and advances to the public. An NBFC company can acquire shares, stocks, bonds, debentures and securities from Government as well as local authority or any other marketable securities.

Documents Required For "Take Over Loan" From Other Banks

Loan customers may think possibility of transferring loan to more customer friendly bank, sometimes, reasoning better interest rate, relaxation of fine imposing etc. When they think about taking a loan, there may not have studied various bank's terms, conditions, policies. After starting repayment of some installments, they would have learned about their bank's merits and demerits. If another bank has better offer, they can transfer loan to another bank, if current bank allows and economically beneficial.

How To Change Bank Account For Receiving LPG Subsidy Amount Linking Aadhaar?

While DBTL getting momentum, people face different issues to their latest additions - LPG subsidy amount to Bank account. Have you ever thought of changing your bank account for receiving LPG subsidy? Do you have any issues with the bank you receive your subsidy? Among many issues, majority of the issue goes to "How to change my bank account for receiving the subsidy? It is quiet natural, one reason or the other, people want to to change their existing bank to another one. Here is the solution for how to change my bank account number for receiving the subsidy amount.

The Concept and Basic Functions of Branch Banking

Bank Branch is considered as one of the most important channel of the bank and is generally the most preferred channel from the customer's point of view. The bank branch is referred to as the face of the bank since the customer can visit personally and meet and interact with the bank branch officials and avail the various services offered by the bank.

Head Office of Public Sector Commercial Banks (Nationalized Banks) in India

When you think about banking, the first preference goes to Nationalized Public Sector Commercial Banks like SBI, Canera Bank, Bank of Baroda etc. Why do people give higher privilege to Nationalized banks? The basic answer is very simple - India Govt. has a good control over Nationalized Commercial Banks. They are forced to follow the instructions issued by Central Govt. and RBI. They are dominating over 90% of the banking sector in India that plays big economic role of India's development.

Google Local Guides: 10 Levels To Reach, More Points, Rewards, and New Badges

Google now becomes more generous to its Local Guides. It has now increased Local Guides Levels from 5 to 10. Earlier, it was limited to 5 levels, that will be achieved once Local Guides earned 500 points. Beyond this points, there was no levels to achieve. Those who earned 500 or 5000 or 10000 or more were known as Level 5 Local Guides. This felt stagnation among Local Guides. The new level system allows reaching upto Level 10 brings more enthusiasm to each participants, more recognition, and more contributions.

Agriculture Fisheries Loan

An increased demand for fisheries development in the country attracts people from all sectors rather traditional fisherman and people from coastal belt. Adopting new technologies, like aquaponics, backyard fish ponds / tanks are allowed us setting up fisheries activities even in a restricted little spaces. Some of the banks are providing fisheries finance in which activities included inland fisheries, marine fisheries and brackish water scheme. We will look into some of the bank loan schemes available for supporting various activities of fisheries.

SBI Car Loan Details and Documents Required To Be Submitted

SBI offers car loans for the longest tenors (84 months) and also provides finance for both new cars as well as old cars (not more than five years old). Interest for Car loans shall be on daily reducing balance, unlike the flat rate of interest or interest based on annual reducing balance method used by several other financiers. Finance includes for one-time road tax, registration fee and insurance premium also.

List Of Socially And Educationally Backward Classes (SEBC) in Andhra Pradesh

Names of Socially And Educationally Backward Classes (SEBC) in Andhra Pradesh listed below considering for Andhra Pradesh PSC job selection, admission preference for higher studies in Andhra Pradesh, HSS, VHSS, ITI, Polytechnic, Medical, Engineering, Paramedicals etc. The list has been separately classified into 5 Groups: 

  1. Group-A Aboriginal Tribes, Vimuktha Jathis, Nomadic and Semi Nomadic Tribes etc.
  2. Group-B Vocational
  3. Group-C Scheduled Castes converts to Christianity and their progeny
  4. Group-D Other Classes
  5. Group-E Socially and Educationally Backward Classes of Muslims