People are panic and don't know how to sort out getting their Aadhaar Card even some of them waiting more than a year after Aadhaar enrolment process. Recent newspaper notifications issued by authorities saying, Govt. subsidies, scholarships and pensions shall not be released without providing Aadhaar linked bank accounts. Many are visiting Govt. offices like village, panchayat, tehsil or municipal offices to collect their Aadhaar letter and return vain or with insufficient guidance.
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Passport is an authoritative document issued by a national Government to citizens for proving identity while traveling abroad. More broadly, Passport is a document to passing ports of another nation or country, which means a person who used to prove his identity and citizenship by showing a document when passing (traveling) one port to another port. This document, passport, normally a small booklet called Passport (pass-port) must have verified and certified information identifying the holder such as address, date of birth, profession, photograph, biometric data, endorsement or stamps of departure, arrival and Travel Visa(s) of visited countries.
An increased demand for fisheries development in the country attracts people from all sectors rather traditional fisherman and people from coastal belt. Adopting new technologies, like aquaponics, backyard fish ponds / tanks are allowed us setting up fisheries activities even in a restricted little spaces. Some of the banks are providing fisheries finance in which activities included inland fisheries, marine fisheries and brackish water scheme. We will look into some of the bank loan schemes available for supporting various activities of fisheries.
Every Corporate company has a master data essentially checked by public using Company CIN number. Since MCA and its concerned ROC are responsible grabbing every change happens to a company, they release this master data to the public through its website. CIN number is the key to reveal all Company Master Data. Here we will look into how to reveal a company's data in various situations.
Company CIN Number and its incorporation details including date of incorporation can be found at MCA's website. Visit MCA site and go to "MCA Services" on the main menu (click or tap), then go to "View Company or LLP Master Data" under the Master Data section located on the secondary menu (left bar). The screen shot image given below shows two steps how one can reach the intended data entry page.
Cash Officer is a person who takes responsibilities of effective functioning of the cash department in a bank branch. In all Currency Chest Branches an officer will discharge the duties of Cash Officer. Cash officer shall be responsible for the effective functioning of the cash department of the Branch.
Banks as institutions which channel people's savings into productive loans and investments. Thus banking mainly refers to deposits and loans. A broader definition of banking is any financial institution that receives, collects, transfers, pays, exchanges, lends, invests, or safeguards money for its customers. Investment banks, financing companies, and money lenders are just some of the institutions that have engaged in banking.
Member of Legislative Assembly (MLA) in Kerala receives salary, benefits, allowances and perks. These benefits are decided by Kerala State Legislators as per Indian Constitution Article 164. Though the basic pay of MLA is minimal amount, total amount each MLA received will be minimum of Rs. 39,500/-. The upper limit depends other allowances and perks varying person to person, how they utilize their services.
After completing probation period, employee gets confirmation which will give pleasure and happiness to the life. The next step thinking to enhance life by adding facilities. It may be a new car or a new house or home appliances like home theater or something else. In normal case, most of the employees depend bank loan to meet their shortfalls of fund. Before going to bank for applying loan, following 6 important things to be checked whether you have met those points speeding up loan process:
Internet Banking facilitates customers performing anywhere banking round the clock. When it comes to corporate customers (non-individual customers) necessitates distinguished features depending on type of corporate entities. The SBI, the largest bank in India provides its featured Corporate Internet Banking (CINB) services suitable to each level and type of corporate customers also known as Current Account Holders. If you already a CINB customer or wish to become a customer, following points must be known for the hassle free, optimized usage of the services.
Bank Branch is considered as one of the most important channel of the bank and is generally the most preferred channel from the customer's point of view. The bank branch is referred to as the face of the bank since the customer can visit personally and meet and interact with the bank branch officials and avail the various services offered by the bank.
It is another yet simple method to find what is your Aadhaar Card Number by sending an SMS from your mobile phone. If you are unable to get e-aadhaar card from website, at-least you can find what is your aadhaar card number. After enrollment for Aadhaar Card and waiting for sometimes, there will be delay for receiving aadhaar card.
Salaried employees must know the differences between Salary certificate and Salary letter. In most cases, salary certificate or salary letter come into picture when an employee thinks about how to overcome current or forthcoming financial crisis - personal debt, purchasing a car, buying a house are the common occasions.
When you contact a financial institutions like bank, they give you a list of documents required for processing loan application. Some institution wanted salary certificate while others wanted salary letter. What are the main objectives and differences of these two documents - salary certificate and salary letter?
What is Salary Certificate?
Salary certificate is a document issued by an office head to their employee upon request made by an employee. The request must have a reason which should mention in the certificate as to own purpose or relatives' / friend's purpose. If approved by management, a certificate will be issued to employee in the subject line of "Salary Certificate". This certificate can be submitted for Loan application to any financial institutions depending upon the relationship and interest. Usually its validity may remain for one year or less.
In Jan 2006, the Reserve Bank of India issued a new set of guidelines allowing banks to employ two categories of intermediaries - Business Correspondents (BC) and Business Facilitators (BF) - to expand their outreach. According to the guidelines, while the BCs are permitted to carry out transactions on behalf of the bank as agents, the BF can refer clients, pursue the clients’ proposal and facilitate the bank to carry out its transactions, but cannot transact on behalf of the bank.
Good time for small entrepreneurs! Hassle free loan under Pradhan Mantri Mudra Yojana (PMMY) Scheme from your most trusted bank SBI which is initiated by the Ministry of Finance, Govt. of India to "Fund the Unfunded". PMMY allows loans through Public Sector banks, Regional banks, Rural banks, State and Urban cooperative banks to manufacturing, trading and services sector that comes upto Rs. 10 lakhs fund needs. All of above PMMY is a Collateral Free loan Scheme.
Union bank of India (UBI) extends its support to financing Micro enterprises that comes under MSME sector and doing business of Manufacturing, Trading and Service sector. The scheme is under Pradhan Mantri Mudra Yojana (PMMY) featuring Collateral free bank loan to either new or an existing business stated above. UBI PMMY or UBI MUDRA loan is available across the country where UBI has serviceable branch and access.
Form 16 certificate also known as TDS certificate is a financial statement issued by an office of a salaried employee that contains earnings, deductions and “Income Tax" or "I-T” paid to the Government. This Form-16 certificate (TDS Certificate) must be issued to every employee who comes under “Tax Deducted at Source - TDS”, by his / her employer in the end of each financial year.
Objective of Farmer's Land Purchase Scheme of SBI is to assist Small & Marginal farmers, Tenants Cultivators, Share Croppers and landless agricultural laborers for purchase of land.
1. SBI Agriculture Loan - Farmer's Land Purchase Scheme
The borrowers should have a record of prompt repayment of the loan for at least two years. Good borrowers of other Banks may also eligible provided they liquidate their outstanding to other banks.
Deposits of banks are broadly classified into three categories: Demand deposit, Term deposits and Flexi deposit or also known as Hybrid deposit.
1. Demand Deposits Account
Demand deposits are repayable on demand by the customers. Current account deposits, Savings bank deposits and Call deposits are the examples of demand deposits. These deposits are repayable on demand by the customers. The amount deposited on these accounts to be released upon the request of customer without any delay.
Every banks deal with "Term Loan" as their financial product to attract customers. Majority of financing institutions are given their product as a term loan. They are probably, short-term loan for buying home appliances or long-term loan for buying a home or inter-mediate term loan for purchasing a car. Here we see the types and features of Term Loan.