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In Jan 2006, the Reserve Bank of India issued a new set of guidelines allowing banks to employ two categories of intermediaries - Business Correspondents (BC) and Business Facilitators (BF) - to expand their outreach. According to the guidelines, while the BCs are permitted to carry out transactions on behalf of the bank as agents, the BF can refer clients, pursue the clients’ proposal and facilitate the bank to carry out its transactions, but cannot transact on behalf of the bank.

It is another yet simple method to find what is your Aadhaar Card Number by sending an SMS from your mobile phone. If you are unable to get e-aadhaar card from website, at-least you can find what is your aadhaar card number. After enrollment for Aadhaar Card and waiting for sometimes, there will be delay for receiving aadhaar card.

The Civil Supplies Department of the Kerala Government has launched an online system for submission of application forms for new Ration Cards. An applicant has to use the ‘Citizen Login’ on the Civil Supplies website to access the service. After filling in all the details online in Malayalam, a print out of the form has to be submitted along with the relevant documents at the Taluk Supply Office (TSO) for verification.

The Stree Shakti Loan Scheme is specially designed to find and support entrepreneurship among women by providing concessions in the financial assistance and processing. The main criteria SBI looks for, an enterprise should have more than 50% of its share capital owned by women. Stree Shakti Loan Scheme aims to empower women entrepreneurs who own and are managed in retail trade, business enterprises of professional and self -employed like doctors, beauty parlour operators etc.

SBI offers car loans for the longest tenors (84 months) and also provides finance for both new cars as well as old cars (not more than five years old). Interest for Car loans shall be on daily reducing balance, unlike the flat rate of interest or interest based on annual reducing balance method used by several other financiers. Finance includes for one-time road tax, registration fee and insurance premium also.

After completing probation period, employee gets confirmation which will give pleasure and happiness to the life. The next step thinking to enhance life by adding facilities. It may be a new car or a new house or home appliances like home theater or something else. In normal case, most of the employees depend bank loan to meet their shortfalls of fund. Before going to bank for applying loan, following 6 important things to be checked whether you have met those points speeding up loan process:

Names of Denotified Communities in Tamil Nadu listed below considering for Tamil Nadu PSC (TNPSC) job selection, admission preference for higher studies in Tamil Nadu, HSS, VHSS, ITI, Polytechnic, Medical, Engineering, Paramedicals etc.

FAQ-1. How Many Salary Certificates Issued to an Employee

Names of Other Backward Classes (OBC) in Kerala listed below considering for Kerala PSC job selection, admission preference for higher studies in Kerala, HSS, VHSS, ITI, Polytechnic, Medical, Engineering, Paramedicals etc.

Operations of deposit accounts varies types of customers mainly individual customers and business customers. Accounts of individuals comprise a majority of the deposit accounts in Personal segment of most banks. Any individual who is a major and of sound mind can open a - Savings account and / or Fixed deposit accounts.

Every banks deal with "Term Loan" as their financial product to attract customers. Majority of financing institutions are given their product as a term loan. They are probably, short-term loan for buying home appliances or long-term loan for buying a home or inter-mediate term loan for purchasing a car. Here we see the types and features of Term Loan.

Every month, Civil Supplies Department of each state Govt. issues notification stating what are the Rationing articles and their quantity citizen can have as per the classification of ration cards such as PHH, NPHH, (Earlier BPL, APL), AYY etc. Ration card holders can avail these items from their registered retail ration shops on weekly share / monthly share basis. Sugar and kerosene shall be distributed per month and other rice and wheat items on weekly basis.

Company CIN, sometimes referred to as Company CIN Number or Company CIN No. is a unique identification number assigned by Registrar of Companies (ROC) functioning in various states under Ministry of Corporate Affairs (MCA), Govt. of India. It is being used for finding primary details of companies registered in India under MCA, Govt. of India. After formation of a company, concerned ROC issues a certificate containing its unique Corporate Identification Number (CIN No. or CIN Code) along with its approved name. Every company must quote this unique Company CIN No. whenever a correspondence or data forms submitted to MCA, particularly in audits and reports.

Internet Banking facilitates customers performing anywhere banking round the clock. When it comes to corporate customers (non-individual customers) necessitates distinguished features depending on type of corporate entities. The SBI, the largest bank in India provides its featured Corporate Internet Banking (CINB) services suitable to each level and type of corporate customers also known as Current Account Holders. If you already a CINB customer or wish to become a customer, following points must be known for the hassle free, optimized usage of the services.

SBI Doctor Plus Bank Loan Scheme allows a hassle free financing solution for qualified medical practitioners in any discipline (a person possessing the qualification of MBBS, BAMS, BHMS, BDS, GAMS etc.). Although Doctor Plus loan scheme can be opted for all qualified medical practitioners, it is more suitable for freshers who has entrepreneurial attitude. Here we will find what are the features, eligibility, security, documents required and other things to be considered for availing Doctor Plus Bank Loan offered by State Bank of India.

Every Corporate company has a master data essentially checked by public using Company CIN number. Since MCA and its concerned ROC are responsible grabbing every change happens to a company, they release this master data to the public through its website. CIN number is the key to reveal all Company Master Data. Here we will look into how to reveal a company's data in various situations.

Company CIN Number and its incorporation details including date of incorporation can be found at MCA's website. Visit MCA site and go to "MCA Services" on the main menu (click or tap), then go to "View Company or LLP Master Data" under the Master Data section located on the secondary menu (left bar). The screen shot image given below shows two steps how one can reach the intended data entry page.

Form 16 certificate also known as TDS certificate is a financial statement issued by an office of a salaried employee that contains earnings, deductions and “Income Tax" or "I-T” paid to the Government. This Form-16 certificate (TDS Certificate) must be issued to every employee who comes under “Tax Deducted at Source - TDS”, by his / her employer in the end of each financial year.

When you think about banking, the first preference goes to Nationalized Public Sector Commercial Banks like SBI, Canera Bank, Bank of Baroda etc. Why do people give higher privilege to Nationalized banks? The basic answer is very simple - India Govt. has a good control over Nationalized Commercial Banks. They are forced to follow the instructions issued by Central Govt. and RBI. They are dominating over 90% of the banking sector in India that plays big economic role of India's development.

Over recent years, home loan has been witnessing fierce competition in pricing as well as product differentiation. Besides providing the most competitive rates of interest, SBI has introduced "SBI Maxgain", an innovative and feature rich facilities to the generic Home Loan Scheme and have brought about a fair amount of flexibility in key terms and conditions of the Scheme.

SBI has NRI branches in major towns across India providing specialised services such as dedicated Relationship Managers, Personalized Services, Range of NRI Deposit products, Quick NRI Housing & Car Loans, Remittance facility, and E-Z trade (online trading of equities) facility. Here is the list of SBI specialised NRI branch address, convenient contact methods like phone, email, fax including NRI Branch IFSC Code, Swift code and Branch Code.