Welcome to Lopol.org

SBI Krishi Kalyan or Farmers Easy Empowered Loan (FEEL)

Objective of Farmers Easy Empowered Loan (FEEL) or "KRISHI KALYAN" is to provide timely and adequate credit to farmers to meet production and consumption expenses. To reduce the multiple process of separate application, documentation & EM creation for availment of KCC and PML, thereby reduce the time for delivery of credit.

Bank Business Correspondents (Bank BC) and Bank Business Facilitators (Bank BF)

In Jan 2006, the Reserve Bank of India issued a new set of guidelines allowing banks to employ two categories of intermediaries - Business Correspondents (BC) and Business Facilitators (BF) - to expand their outreach. According to the guidelines, while the BCs are permitted to carry out transactions on behalf of the bank as agents, the BF can refer clients, pursue the clients’ proposal and facilitate the bank to carry out its transactions, but cannot transact on behalf of the bank.

SBI Agriculture Loan For Setting Up Of Cold Storages

The objectives of SBI Financing Cold Storage is to promote setting up of cold storage and reducing post harvest losses.

Eligible Organisations For Setting Up Of Cold Storages

Individuals / Farmers, Group Farmers / Growers, Companies, NGOs, Partnership / Proprietary Firms, Corporations, Cooperative Agricultural Produce Marketing Committees, Marketing Boards / Committees and Agricultural Industries Corporations.

Application Forms, Formats, Templates and Samples

Have you ever wonder or encountered a question about the terms Application Form, Application Format and Application Template? What are those terms really meant? Have you ever made thought about the differences and functions of these terms related to: Application Form, Application Format and Application Template? In some odd occasions you may encounter Affidavit or Declaration or Certificate or Proforma or Undertaking or Bond. We will try to find our best to explain all these into simplest way possible.

SBI SME Add On Loan Schemes (Credit Plus and Standby Line of Credit)

SBI for SME provides two add-on loan schemes to their existing customers form SME Sector - SME Credit Plus and Standby Line of Credit for Working Capital. Credit Plus will be helpful to overcome temporary financial crisis by providing clean cash credit with the cap of Rs. 25 lakhs facility with no extra expenditure. The other Standby Line of Credit facilitate higher limit upto 5 crore with a small hike in interest rate.

Approved Address Proof Documents for Passport Application in India

Do you have address? Seems its a funny question! No, its not a funny question. There are people who doesn't have an address (sometimes people deliberately hide their address for some reasons) in the society. Address proof is a mandatory requirement to open a bank account, getting admission / joining to an institution / office, passport etc.

SBI Agriculture Bank Loan For Setting Up Of Agri-Clinic and Agri Business Centres

SBI provides agriculture loan for Setting Up Of Agri-Clinic & Agri Business Centres as the part of self employment opportunities to technically trained persons.

Bank Loan Eligibility For Setting Up Of Agri-Clinic and Agri Business Centres

Persons having technical degree in Agricultural or allied to agriculture like horticulture, animal husbandry, forestry, dairy, veterinary, poultry, pisciculture and other activities. The subsidy would be admissible only in respect of agricultural graduates trained under ACABC scheme on or after 1st April, 2004.

SBI Online Income Tax Return Filing Service - SBI e-File

SBI Online Income Tax Return Filing Service - SBI e-File provides a convenient method for filing online IT return service at no cost to its customers. This FREE service brought in association with an e-Return intermediary (ERI) approved by the IT Department. If you pay a nominal charge Rs. 150/-, all salaried customers can avail Bank Assisted e-filing services. When you file your returns early ie., prior 31st July, you can avoid paying interest on self-assessment tax and faster refund if any.

SBI Kisan Gold Card (KGC) Scheme for Farmers

Kisan Gold Card (KGC) is privileged credit card provides a general-purpose loan meant for meeting credit needs of farmers for productive and consumption purposes. Farmers having good track record of repayment in their ACC / ATL / KCC accounts for the last two years. New borrowers who maintain sizeable deposit with our branches for the last 2 years.

SBI SME Loan For Restaurant Owners

Loans to the Owners of Restaurants and Fast food chains for purchase of kitchen equipment, investment in interior decoration, purchase of furniture and fixtures, purchase of land and construction of buildings etc. The loans are repayable in maximum period of 7 years. Simple sanction process.

Download Form 12BB PDF to Claim Employee's Tax Exemptions / Benefits

Thinking how to maximize tax benefits! It's quite natural among salaried employees seeking ways to reduce taxes. Income Tax (IT) department allowed various tax exemptions and benefits for salaried employees classified under expenditure, savings, social activities, and individual economic growth. To claim all these tax benefits, employee should submit relevant details to her / his employer in a standard format - Form No. 12BB published by Central Board of Direct Taxes (CBDT).

Agricultural Term Loans (ATL)

A majority of Agricultural loans operate within 18 months of repayment period which commonly known as Seasonal Agricultural Operations (SAO). Farmers seeking loans facilitating "long term loans" with repayment period of upto 15 years may give immense opportunities to invest in diversified fields like Dairy Farm, Farm Mechanisation, Minor Irrigation, Lift Irrigation, Horticulture, Land Developments, Sheep / Goat / Piggery / Poultry Farm, Inland fisheries, Sericulture, Rural Godowns, Farm Plantations / Forestry Plantations and other activities. Agricultural Term Loans (ATL) fulfil the whole requirement through various banking institutions under strict regulation of RBI / NABARD.

SBI Krishak Uthan Yojna - Short Term Loan for Small Farmers

SBI Krishak Uthan Yojna to provide easy access to short term production and consumption credit to meet genuine requirements of tenant farmers, share croppers and oral lessee having no recorded land records or written document. Landless labourers, share croppers, tenant farmers, oral lessees, (also covering oral tenants & small farmers) having no recorded land records are eligible for SBI Krishak Uthan Yojna if the sanctioning authority is sanguine of the applicant carrying on the activity, subject to production of an Affidavit for cultivation of crops. Permanent resident proof of at least 2 yrs.

KSEB Online Payment Method and Procedure For Kerala Electricity Bill

Kerala State Electricity Board AKA KSEB Kerala accepts payments through online methods too. Payments to KSEB can be done first of all through their office counters still functioning but limitation for visiting and queuing in front of the KSEB office counter, and time limit.

If you chose online payment you can avoid physical appearance to the KSEB office and queuing in front of the counter. To enable online payment, you should have the following requirements:

  1. Internet access through Desktop / Laptop / Tablet PC / Smart phone
  2. Credit card / Debit card or Bank account with Net banking
  3. An email account and a Mobile number

Image below shows the final information window of the successful KSEB bill payment.

Bank Deposit Accounts - Opening Aspects, Procedure and KYC

One of the primary function of a commercial bank is accepting deposits from public and in return, bank will give interest earnings for the deposited money to the account holder depending on the type of deposit accounts. It is a three part article, which will look into various aspects of deposit accounts, its operations, and types of deposit accounts, offered our commercial banks in India. Opening aspects and KYC is the first part that everybody should know before they get into the bank for having relationship with bank and their deposit accounts.

SBI Doctor Plus Bank Loan Scheme For Qualified Medical Practitioners

SBI Doctor Plus Bank Loan Scheme allows a hassle free financing solution for qualified medical practitioners in any discipline (a person possessing the qualification of MBBS, BAMS, BHMS, BDS, GAMS etc.). Although Doctor Plus loan scheme can be opted for all qualified medical practitioners, it is more suitable for freshers who has entrepreneurial attitude. Here we will find what are the features, eligibility, security, documents required and other things to be considered for availing Doctor Plus Bank Loan offered by State Bank of India.

Online Application Procedure For Indian Passport

What is the procedure for applying a Passport in India? How to renew it? If expired what are the extra measures to be taken for renewing it again? These are the common questions arose when one think about a Passport application. Let's have a look at each of them.

Indian Bank Home Loan, Home Improve Loan and Plot Loan

Whether you are going to buy an apartment, or build your dream house in your existing plot or buy a plot and build a house you eying in a favorite location, Indian Bank has various Home Loan schemes to cater your very special needs of owing or renovating or improving a house. The schemes - IB Home Loan, IB Home Loan Plus, IB Home Improve Loan, IB Plot Loan, IB Home Loan Combo - can be great because Indian Bank think that, first of all, a home must be a lovely place making memories of family, and secondly it becomes an investment for your future.