A majority of Agricultural loans operate within 18 months of repayment period which commonly known as Seasonal Agricultural Operations (SAO). Farmers seeking loans facilitating "long term loans" with repayment period of upto 15 years may give immense opportunities to invest in diversified fields like Dairy Farm, Farm Mechanisation, Minor Irrigation, Lift Irrigation, Horticulture, Land Developments, Sheep / Goat / Piggery / Poultry Farm, Inland fisheries, Sericulture, Rural Godowns, Farm Plantations / Forestry Plantations and other activities. Agricultural Term Loans (ATL) fulfil the whole requirement through various banking institutions under strict regulation of RBI / NABARD.
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People are panic and don't know how to sort out getting their Aadhaar Card even some of them waiting more than a year after Aadhaar enrolment process. Recent newspaper notifications issued by authorities saying, Govt. subsidies, scholarships and pensions shall not be released without providing Aadhaar linked bank accounts. Many are visiting Govt. offices like village, panchayat, tehsil or municipal offices to collect their Aadhaar letter and return vain or with insufficient guidance.
Deposits of banks are broadly classified into three categories: Demand deposit, Term deposits and Flexi deposit or also known as Hybrid deposit.
1. Demand Deposits Account
Demand deposits are repayable on demand by the customers. Current account deposits, Savings bank deposits and Call deposits are the examples of demand deposits. These deposits are repayable on demand by the customers. The amount deposited on these accounts to be released upon the request of customer without any delay.
After completing probation period, employee gets confirmation which will give pleasure and happiness to the life. The next step thinking to enhance life by adding facilities. It may be a new car or a new house or home appliances like home theater or something else. In normal case, most of the employees depend bank loan to meet their shortfalls of fund. Before going to bank for applying loan, following 6 important things to be checked whether you have met those points speeding up loan process:
It is another yet simple method to find what is your Aadhaar Card Number by sending an SMS from your mobile phone. If you are unable to get e-aadhaar card from website, at-least you can find what is your aadhaar card number. After enrollment for Aadhaar Card and waiting for sometimes, there will be delay for receiving aadhaar card.
Why pay more when you can get the same medicine at much lesser price? Avail the benefit at Jan Aushadhi Stores! Jan Aushadhi Stores is a chain of medical stores initiated by the Central Govt. to offer quality medicines at much cheaper prices. Currently most of the Indian states have presence of the Jan Aushadhi Medical Stores, strive to reach every important nook of villages, towns and cities.
Private Sector Commercial Banking is a category of banking that aims to provide privileged services to its customers. Private Sector Commercial Banks are financial institutions that primarily owned and operated by high-net-worth private individuals and business organizations. On the other hand, Public Sector Banks are owned and operated by a government entity.
SBI RML scheme provide a source of additional income for senior citizens of India who own self-acquired and self-occupied house property in India. It can be utilized as supplementing income, any personal expenses, house repairs, etc. Loan amount should not be used for speculative, trading and business purposes.
Passport is an authoritative document issued by a national Government to citizens for proving identity while traveling abroad. More broadly, Passport is a document to passing ports of another nation or country, which means a person who used to prove his identity and citizenship by showing a document when passing (traveling) one port to another port. This document, passport, normally a small booklet called Passport (pass-port) must have verified and certified information identifying the holder such as address, date of birth, profession, photograph, biometric data, endorsement or stamps of departure, arrival and Travel Visa(s) of visited countries.
Answer: Normally an employee is entitled to get Salary certificate once in a year. In some organization, it will be given upto 4 in each quarter year gap. It depends the policy of the company / organization, nothing else. Many financial institutions accepts Salary slip instead of Salary Certificate as a supporting document for loan application. In such cases employee can apply for 12 loan applications! This does not mean that employee will get loans from all those institutions.
Kerala has become the first digital state in India. It was one among other achievements Kerala received. Some of them are 100 percent literacy, 100 percent mobile phone density, implementation of e-district, and CSC through Akshaya centres etc. Adding another feather, Kerala has implemented Sanchaya online services to collect fee and building taxes / property taxes through online.
An increased demand for fisheries development in the country attracts people from all sectors rather traditional fisherman and people from coastal belt. Adopting new technologies, like aquaponics, backyard fish ponds / tanks are allowed us setting up fisheries activities even in a restricted little spaces. Some of the banks are providing fisheries finance in which activities included inland fisheries, marine fisheries and brackish water scheme. We will look into some of the bank loan schemes available for supporting various activities of fisheries.
In this article, we find who is Person of Indian Origin (PIO), and different perspective of what a PIO in India when a PIO start doing any financial dealings in terms of rights, special considerations, restrictions and opportunities. First of all we look into the definition of Person of Indian Origin or PIO.
The Stree Shakti Loan Scheme is specially designed to find and support entrepreneurship among women by providing concessions in the financial assistance and processing. The main criteria SBI looks for, an enterprise should have more than 50% of its share capital owned by women. Stree Shakti Loan Scheme aims to empower women entrepreneurs who own and are managed in retail trade, business enterprises of professional and self -employed like doctors, beauty parlour operators etc.
If you are a Central or State Government or Defence pensioner drawing your pension through one of SBI branches and are not more than 76 years of age, you can avail of a loan from your branch to meet your personal expenses. SBI understands you may have an urgent or unexpected need for funds or a family obligation to be fulfilled and appreciate your association with the bank.
When you think about banking, the first preference goes to Nationalized Public Sector Commercial Banks like SBI, Canera Bank, Bank of Baroda etc. Why do people give higher privilege to Nationalized banks? The basic answer is very simple - India Govt. has a good control over Nationalized Commercial Banks. They are forced to follow the instructions issued by Central Govt. and RBI. They are dominating over 90% of the banking sector in India that plays big economic role of India's development.
SBI Doctor Plus Bank Loan Scheme allows a hassle free financing solution for qualified medical practitioners in any discipline (a person possessing the qualification of MBBS, BAMS, BHMS, BDS, GAMS etc.). Although Doctor Plus loan scheme can be opted for all qualified medical practitioners, it is more suitable for freshers who has entrepreneurial attitude. Here we will find what are the features, eligibility, security, documents required and other things to be considered for availing Doctor Plus Bank Loan offered by State Bank of India.
SBI Agriculture loan "Broiler Plus (Scheme for financing Broiler Farmers under Contract farming)" extended to both existing farmers and new farmers having “Contract Broiler Farming” arrangements for enabling them to construct poultry shed and feed room and for purchase of equipment.