An increased demand for fisheries development in the country attracts people from all sectors rather traditional fisherman and people from coastal belt. Adopting new technologies, like aquaponics, backyard fish ponds / tanks are allowed us setting up fisheries activities even in a restricted little spaces. Some of the banks are providing fisheries finance in which activities included inland fisheries, marine fisheries and brackish water scheme. We will look into some of the bank loan schemes available for supporting various activities of fisheries.
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SBI Doctor Plus Bank Loan Scheme allows a hassle free financing solution for qualified medical practitioners in any discipline (a person possessing the qualification of MBBS, BAMS, BHMS, BDS, GAMS etc.). Although Doctor Plus loan scheme can be opted for all qualified medical practitioners, it is more suitable for freshers who has entrepreneurial attitude. Here we will find what are the features, eligibility, security, documents required and other things to be considered for availing Doctor Plus Bank Loan offered by State Bank of India.
When you think about banking, the first preference goes to Nationalized Public Sector Commercial Banks like SBI, Canera Bank, Bank of Baroda etc. Why do people give higher privilege to Nationalized banks? The basic answer is very simple - India Govt. has a good control over Nationalized Commercial Banks. They are forced to follow the instructions issued by Central Govt. and RBI. They are dominating over 90% of the banking sector in India that plays big economic role of India's development.
Answer: Normally an employee is entitled to get Salary certificate once in a year. In some organization, it will be given upto 4 in each quarter year gap. It depends the policy of the company / organization, nothing else. Many financial institutions accepts Salary slip instead of Salary Certificate as a supporting document for loan application. In such cases employee can apply for 12 loan applications! This does not mean that employee will get loans from all those institutions.
Deposits of banks are broadly classified into three categories: Demand deposit, Term deposits and Flexi deposit or also known as Hybrid deposit.
1. Demand Deposits Account
Demand deposits are repayable on demand by the customers. Current account deposits, Savings bank deposits and Call deposits are the examples of demand deposits. These deposits are repayable on demand by the customers. The amount deposited on these accounts to be released upon the request of customer without any delay.
Passport is an authoritative document issued by a national Government to citizens for proving identity while traveling abroad. More broadly, Passport is a document to passing ports of another nation or country, which means a person who used to prove his identity and citizenship by showing a document when passing (traveling) one port to another port. This document, passport, normally a small booklet called Passport (pass-port) must have verified and certified information identifying the holder such as address, date of birth, profession, photograph, biometric data, endorsement or stamps of departure, arrival and Travel Visa(s) of visited countries.
Every month, Civil Supplies Department of each state Govt. issues notification stating what are the Rationing articles and their quantity citizen can have as per the classification of ration cards such as PHH, NPHH, (Earlier BPL, APL), AYY etc. Ration card holders can avail these items from their registered retail ration shops on weekly share / monthly share basis. Sugar and kerosene shall be distributed per month and other rice and wheat items on weekly basis.
Form 16 certificate also known as TDS certificate is a financial statement issued by an office of a salaried employee that contains earnings, deductions and “Income Tax" or "I-T” paid to the Government. This Form-16 certificate (TDS Certificate) must be issued to every employee who comes under “Tax Deducted at Source - TDS”, by his / her employer in the end of each financial year.
Although State Bank Of India (SBI) has implemented a rural housing scheme (Golden Jubilee Rural Housing Finance Scheme of RBI (GJRHFS)) under personal segment, bank has not been able to comprehensively cater to the needs of the farming community and poorest of the poor for Home Loans in view of the peculiarity of the ownership title in rural areas, social habits, type of construction and other related needs not being fully covered under GJRHFS.
A majority of Agricultural loans operate within 18 months of repayment period which commonly known as Seasonal Agricultural Operations (SAO). Farmers seeking loans facilitating "long term loans" with repayment period of upto 15 years may give immense opportunities to invest in diversified fields like Dairy Farm, Farm Mechanisation, Minor Irrigation, Lift Irrigation, Horticulture, Land Developments, Sheep / Goat / Piggery / Poultry Farm, Inland fisheries, Sericulture, Rural Godowns, Farm Plantations / Forestry Plantations and other activities. Agricultural Term Loans (ATL) fulfil the whole requirement through various banking institutions under strict regulation of RBI / NABARD.
The Stree Shakti Loan Scheme is specially designed to find and support entrepreneurship among women by providing concessions in the financial assistance and processing. The main criteria SBI looks for, an enterprise should have more than 50% of its share capital owned by women. Stree Shakti Loan Scheme aims to empower women entrepreneurs who own and are managed in retail trade, business enterprises of professional and self -employed like doctors, beauty parlour operators etc.
Objective of Farmer's Land Purchase Scheme of SBI is to assist Small & Marginal farmers, Tenants Cultivators, Share Croppers and landless agricultural laborers for purchase of land.
1. SBI Agriculture Loan - Farmer's Land Purchase Scheme
The borrowers should have a record of prompt repayment of the loan for at least two years. Good borrowers of other Banks may also eligible provided they liquidate their outstanding to other banks.
Kerala State Electricity Board AKA KSEB Kerala accepts payments through online methods too. Payments to KSEB can be done first of all through their office counters still functioning but limitation for visiting and queuing in front of the KSEB office counter, and time limit.
If you chose online payment you can avoid physical appearance to the KSEB office and queuing in front of the counter. To enable online payment, you should have the following requirements:
- Internet access through Desktop / Laptop / Tablet PC / Smart phone
- Credit card / Debit card or Bank account with Net banking
- An email account and a Mobile number
Image below shows the final information window of the successful KSEB bill payment.
SBI has NRI branches in major towns across India providing specialised services such as dedicated Relationship Managers, Personalized Services, Range of NRI Deposit products, Quick NRI Housing & Car Loans, Remittance facility, and E-Z trade (online trading of equities) facility. Here is the list of SBI specialised NRI branch address, convenient contact methods like phone, email, fax including NRI Branch IFSC Code, Swift code and Branch Code.
State Bank of India Caters to the needs of agriculturists and landless agricultural labourers through a network of 8750 rural and semi-urban branches. Apart from the branches, there are 428 Agricultural Development Branches (ADBs) which also cater to agriculturists. SBI is the leader in agri finance in the country with a portfolio of Rs. 64,000 crs in agri advances covering around 80 lac accounts.
Boric acid is a very weak acid with the formula H3BO3. Boric acid aka boracic acid or arthoboric acid frequently used as a mild antiseptic in the medical field. As a chemical compound, Boric acid acts as a tribasic acid. However, because it dissociates to such a small extent, it is a very weak acid that is actually used in water solution as an eye wash. Pure boric acid is a colorless, odorless, white powder or transparent crystals with a slightly oily feeling that slowly decomposes with heat at about 340°F (171°C).
State Bank of India provides term loan scheme "School Plus" for existing schools in order to repair / renovate / add new buildings or purchase of electronics equipment, computers and laboratory equipment, books, manuals, furniture and other utility fixtures.