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SBI SME Smart Score Bank Loan For C&I, SSI, SBF

SME Smart Score Bank Loan product can be given to units in C&I, SSI and SBF segments for credit requirements between Rs. 5 lacs to Rs. 50 lacs (Rs. 25 lacs for T&S) based on the projected turnover and / or project cost. The loan quantum should be a minimum of 20% of turnover and/or, 67% of project cost. Before applying SME Smart Score Scheme, you are advised to download attached application form, Annexures and Scoring methods to assess yourself. The scoring method is self explanatory and find your score more or less same as to what bank do hence applicant can avoid unnecessary delays for sanctioning the loan. Read carefully every page and try to answer all the questions.

SBI Agriculture Bank Loan For Setting Up Of Agri-Clinic and Agri Business Centres

SBI provides agriculture loan for Setting Up Of Agri-Clinic & Agri Business Centres as the part of self employment opportunities to technically trained persons.

Bank Loan Eligibility For Setting Up Of Agri-Clinic and Agri Business Centres

Persons having technical degree in Agricultural or allied to agriculture like horticulture, animal husbandry, forestry, dairy, veterinary, poultry, pisciculture and other activities. The subsidy would be admissible only in respect of agricultural graduates trained under ACABC scheme on or after 1st April, 2004.

Janaushadhi Medical Store or Jan Aushadhi Kendra or Jan Aushadhi Generic Drug Store

Why pay more when you can get the same medicine at much lesser price? Avail the benefit at Jan Aushadhi Stores! Jan Aushadhi Stores is a chain of medical stores initiated by the Central Govt. to offer quality medicines at much cheaper prices. Currently most of the Indian states have presence of the Jan Aushadhi Medical Stores, strive to reach every important nook of villages, towns and cities.

SBI Rural Housing Bank Loan - SBI Gram Niwas and SBI Sahayog Niwas

Although State Bank Of India (SBI) has implemented a rural housing scheme (Golden Jubilee Rural Housing Finance Scheme of RBI (GJRHFS)) under personal segment, bank has not been able to comprehensively cater to the needs of the farming community and poorest of the poor for Home Loans in view of the peculiarity of the ownership title in rural areas, social habits, type of construction and other related needs not being fully covered under GJRHFS.

Agricultural Term Loans (ATL)

A majority of Agricultural loans operate within 18 months of repayment period which commonly known as Seasonal Agricultural Operations (SAO). Farmers seeking loans facilitating "long term loans" with repayment period of upto 15 years may give immense opportunities to invest in diversified fields like Dairy Farm, Farm Mechanisation, Minor Irrigation, Lift Irrigation, Horticulture, Land Developments, Sheep / Goat / Piggery / Poultry Farm, Inland fisheries, Sericulture, Rural Godowns, Farm Plantations / Forestry Plantations and other activities. Agricultural Term Loans (ATL) fulfil the whole requirement through various banking institutions under strict regulation of RBI / NABARD.

Head Office of Public Sector Commercial Banks (Nationalized Banks) in India

When you think about banking, the first preference goes to Nationalized Public Sector Commercial Banks like SBI, Canera Bank, Bank of Baroda etc. Why do people give higher privilege to Nationalized banks? The basic answer is very simple - India Govt. has a good control over Nationalized Commercial Banks. They are forced to follow the instructions issued by Central Govt. and RBI. They are dominating over 90% of the banking sector in India that plays big economic role of India's development.

SBI Asset Backed Loan (SBI ABL)

Asset Backed Loan (ABL) against immovable assets or Mortgage of property brings business people a great flexibility showing they are not dependent to any other intermediaries. SBI caters asset backed loan facility to businesses units doing trading, manufacturing and services sectors.

Private Sector Commercial Banks in India

Private Sector Commercial Banking is a category of banking that aims to provide privileged services to its customers. Private Sector Commercial Banks are financial institutions that primarily owned and operated by high-net-worth private individuals and business organizations. On the other hand, Public Sector Banks are owned and operated by a government entity.

SBI Instant Money Transfer (SBI IMT) On ATM

SBI has recently launched hassle free payment transfer system called "IMT" (Instant Money Transfer) using ATM and beneficiary's mobile number. SBI account holder can transfer fund upto Rs, 10,000/- to anyone residing in India having a valid Indian mobile number. This unique service - IMT - allows instant money transfer avoiding third party's service and commissions. The beneficiary can receive money through an SBI's IMT enabled ATM without using a card.

Types or Classification of Bank Term Loan and Features

Every banks deal with "Term Loan" as their financial product to attract customers. Majority of financing institutions are given their product as a term loan. They are probably, short-term loan for buying home appliances or long-term loan for buying a home or inter-mediate term loan for purchasing a car. Here we see the types and features of Term Loan.

SBI KYC Documents For Business Entities

Before opening a corporate / business account (Current Account) with SBI, bank will request you to submit your KYC (Know Your Customer) documentation. It's the first step bank can do to prevent Money Laundering or meeting statutory requirement, a corporate entity should follow. Here is the comprehensive document list that various type of account should submit in order to start and function seamlessly a current account facilitate.

SBI Green Home Bank Loan

State Bank Of India has adopted a Green Banking Policy with an objective of contributing towards the fight against the adverse climate change. One of the initiatives approved by the Board for this purpose is incentivizing borrowers who go in for Green Projects, i.e. those projects which reduce Carbon Emissions and promote Renewable Energy. "Green Housing" or "Green Home" is one of the types of projects identified for this purpose.

Rice Mill Plus Bank Loan Scheme For Food Processing Units

SBI has fantastic loan scheme for entrepreneurs of food grain mills - Rice Mill Plus. Term loan for acquisition of machinery / factory building for modernization / expansion and working capital needs of Rice Mills engaged in milling, sorting, grading and polishing. No upper ceiling on loan amount.

Banking Institutions In India

The Reserve Bank of India (RBI) is the top level banking institution that has power to monitor and control other financial institutions in India. It's better call as financial institution rather banking institution due to extended power to monitor and control all financial institutions including banking.