Welcome to Lopol.org

SBI Shaurya Home Loan For Defense Personnel - Army, Navy and Air Force

SBI has introduced "Shaurya Home Loan" featured exclusively for Indian Defense personnel. SBI Shaurya Home Loan reduces burden of servicing EMI under the new schemes as lower EMI would need to be serviced during the post-retirement term. This is because the EMI to be serviced during the post-retirement term are capped at 50% of the current Net Monthly Income (NMI).

SBI Kisan Gold Card (KGC) Scheme for Farmers

Kisan Gold Card (KGC) is privileged credit card provides a general-purpose loan meant for meeting credit needs of farmers for productive and consumption purposes. Farmers having good track record of repayment in their ACC / ATL / KCC accounts for the last two years. New borrowers who maintain sizeable deposit with our branches for the last 2 years.

Financial Rights, Restrictions, and Prohibitions Of Non-Resident Indian (NRI)

Non-Resident Indian (NRI) is a person resident outside India who is a citizen of India with any one of the criteria applicable to:

  1. For taking up employment outside India.
  2. For carrying on outside India a business or vocation outside India.
  3. For any purpose, in such circumstances as would indicate his intention to stay outside India for an uncertain period.

For income tax purpose, a non-resident is a person who has been living out of India for more than 182 days in the preceding financial year.

Agriculture Loan For Joint Liability Groups Of Tenant Farmers (JLG)

Objectives of Financing Joint Liability Groups Of Tenant Farmers (JLG) are to augment flow of credit to tenant farmers cultivating land either as oral lessees or sharecroppers and small farmers who do not have proper title of their land holding through formation and financing of JLGs.

SBI Agriculture Loan - Scheme For Dairy Societies And Dairy Units

SBI has two bank loan schemes for Dairy related agricultural projects. The first one named -SBI Scheme For Dairy Societies- aims to provide finance for creating infrastructure like Construction of Milk house or Society office, Purchase of Automatic milk collection system, transport vehicles, Bulk chilling unit; and the second named SBI Dairy Plus Agriculture loan scheme to finance milk producing members of AMUL pattern societies recognized private milk dairies posting profit in the past two years.

SBI Asset Backed Loan (SBI ABL)

Asset Backed Loan (ABL) against immovable assets or Mortgage of property brings business people a great flexibility showing they are not dependent to any other intermediaries. SBI caters asset backed loan facility to businesses units doing trading, manufacturing and services sectors.

SBI FAST (Funds Available in Shortest Time) Cash Management

SBI has a featured financial product enabling Cash Management System - SBI FAST (Funds Available in Shortest Time) - to its Corporate customers. Collecting and transferring funds to be in time for a seamless functioning of a corporate body. SBI FAST has all these advantages along with customized MIS.

Online Application Procedure For Indian Passport

What is the procedure for applying a Passport in India? How to renew it? If expired what are the extra measures to be taken for renewing it again? These are the common questions arose when one think about a Passport application. Let's have a look at each of them.

Banking Loan Tips - The Importance of Credit Report

It's more important than ever to check your credit report before applying for a mortgage, loan, credit card - lenders check your credit report before deciding whether to give you credit, and what interest rate to offer you.

SBI Paryatan Plus Loan Scheme For Travel and Tourism Business

SBI provides many customer friendly loan schemes in SME sector in which Paryatan Plus Loan Scheme focuses mainly in travel and tourism business that enhances next level of business like renovation, extensions, modernization including purchase of vehicles and equipment.

SBI Maxgain: Home Loan Having OD (Overdraft) Advantage

Over recent years, home loan has been witnessing fierce competition in pricing as well as product differentiation. Besides providing the most competitive rates of interest, SBI has introduced "SBI Maxgain", an innovative and feature rich facilities to the generic Home Loan Scheme and have brought about a fair amount of flexibility in key terms and conditions of the Scheme.

SBI Instant Money Transfer (SBI IMT) On ATM

SBI has recently launched hassle free payment transfer system called "IMT" (Instant Money Transfer) using ATM and beneficiary's mobile number. SBI account holder can transfer fund upto Rs, 10,000/- to anyone residing in India having a valid Indian mobile number. This unique service - IMT - allows instant money transfer avoiding third party's service and commissions. The beneficiary can receive money through an SBI's IMT enabled ATM without using a card.

Indian Bank Home Loan, Home Improve Loan and Plot Loan

Whether you are going to buy an apartment, or build your dream house in your existing plot or buy a plot and build a house you eying in a favorite location, Indian Bank has various Home Loan schemes to cater your very special needs of owing or renovating or improving a house. The schemes - IB Home Loan, IB Home Loan Plus, IB Home Improve Loan, IB Plot Loan, IB Home Loan Combo - can be great because Indian Bank think that, first of all, a home must be a lovely place making memories of family, and secondly it becomes an investment for your future.

Union Bank Of India (UBI) Pradhan Mantri Mudra Yojana (PMMY) Scheme for Collateral Free Bank Loan

Union bank of India (UBI) extends its support to financing Micro enterprises that comes under MSME sector and doing business of Manufacturing, Trading and Service sector. The scheme is under Pradhan Mantri Mudra Yojana (PMMY) featuring Collateral free bank loan to either new or an existing business stated above. UBI PMMY or UBI MUDRA loan is available across the country where UBI has serviceable branch and access.

Financial Rights, Restrictions, and Prohibitions Of An Overseas Citizen of India (OCI)

Many nations permit their citizens to have more than one citizenship enhancing their socioeconomic integration. If you look at the Bible, St. Paul has dual citizenship, one from Tarsus and another from Rome (Acts 22:24-29). Owning second citizenship or multiple citizenship is a step towards more freedom that can give you more control and independence. But, the Indian Constitution does not allow dual or more citizenship to any person of any country.