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SBI Housing Loan becomes the most demanding home loan across the banking sector in India and you will never regret if you have taken housing loan from State Bank Of India. Other banks have very attractive offers for housing loan, once you have availed one of those home loans, there will be a day that you realize "I could have at least gone through the details of SBI housing loan". There is a saying among the home loan takers "Upto loan sanctioning, other banks are good; after sanctioning, SBI is good".

MUDRA is the acronym for Micro Units Development and Refinance Agency. The expanded form of MUDRA itself enough to define what is MUDRA ie., MUDRA aims and functioning to develop and refinance Micro entrepreneur units in India. More precisely, beneficiaries of MUDRA are to be one of Manufacturing (Non-farm enterprises), Trading, and Services. This agency, MUDRA is heavily supported by India Govt., and its liberalized financial services routed through or implemented by various Commercial Banks, Regional Rural Banks (RRB), Small Finance Banks, Micro Finance Institutions (MFI) and Non Banking Financial Company (NBFC) functioning across the country.

The objective of SBI agriculture loan scheme For Financing Micro Finance Institutions (MFI) or Non Govt. Organisations (NGO) is to enable the Bank to lend to MFI / NGO for on lending to SHG / JLG Individuals and to increase the outreach by financing large number of SHG in cost effective manner, supplementing the efforts of in financing SHG.

ROC functions as registry of company records and issue Company CIN No, related to companies registered with them and located in various States and Union Territories of India. Maharashtra and Tamil Nadu get two ROC due to its heavy requirement, where in North Eastern states altogether gets one ROC in Shillong.

The Reserve Bank of India (RBI) is the top level banking institution that has power to monitor and control other financial institutions in India. It's better call as financial institution rather banking institution due to extended power to monitor and control all financial institutions including banking.

Objective of Farmer's Land Purchase Scheme of SBI is to assist Small & Marginal farmers, Tenants Cultivators, Share Croppers and landless agricultural laborers for purchase of land.

1. SBI Agriculture Loan - Farmer's Land Purchase Scheme

Eligibility

The borrowers should have a record of prompt repayment of the loan for at least two years. Good borrowers of other Banks may also eligible provided they liquidate their outstanding to other banks.

Combine Harvester is a farming device which can reduce the crop loss compared to traditional methods and can tackle the peak time labour shortage. This device combines the activities of harvesting,  threshing, winnowing and collection of grains. Combine harvesters are becoming popular among farmers as the time required for harvesting, threshing and winnowing operations are very much reduced. It cuts the standing crop in the field, feeds the cut crop to the threshing unit, threshes the crop and cleans the grain, freeing it from the straw.

SBI Tribal Plus Home Loan Scheme is a special Housing finance scheme for Hill / Tribal areas of North East India and areas around Chandigarh, Bhopal, Lucknow, Patna and Bhubaneswar. It provides lowest interest rates, lowest processing charges and no securities required.

Boric acid is a very weak acid with the formula H3BO3. Boric acid aka boracic acid or arthoboric acid frequently used as a mild antiseptic in the medical field. As a chemical compound, Boric acid acts as a tribasic acid. However, because it dissociates to such a small extent, it is a very weak acid that is actually used in water solution as an eye wash. Pure boric acid is a colorless, odorless, white powder or transparent crystals with a slightly oily feeling that slowly decomposes with heat at about 340°F (171°C).

Objectives of Financing Joint Liability Groups Of Tenant Farmers (JLG) are to augment flow of credit to tenant farmers cultivating land either as oral lessees or sharecroppers and small farmers who do not have proper title of their land holding through formation and financing of JLGs.

SBI Agriculture Loan For Financing Power Tillers to farmers or a group of not more than 3 farmers owning 2 acres of land. Farmers owning lesser acreage also become eligible for availing Power tiller loans provided Debt Service Coverage Ratio (DSCR) work out to 1.75 and above, Income from Custom hiring adequate, farmers adopting intensive cultivation practices.

An increased demand for fisheries development in the country attracts people from all sectors rather traditional fisherman and people from coastal belt. Adopting new technologies, like aquaponics, backyard fish ponds / tanks are allowed us setting up fisheries activities even in a restricted little spaces. Some of the banks are providing fisheries finance in which activities included inland fisheries, marine fisheries and brackish water scheme. We will look into some of the bank loan schemes available for supporting various activities of fisheries.

The Banking Ombudsman Scheme is being applied to the businesses running all banks in India. All Scheduled Commercial Banks, Regional Rural Banks and Scheduled Primary Co-operative Banks are covered under the Banking Ombudsman Scheme. The Banking Ombudsman is an official appointed by the Reserve Bank of India (RBI) to resolve customer complaints against banking services from the customers of Banking Institution. This Scheme is introduced with the object of enabling resolution of complaints relating to certain services rendered by banks and to facilitate the satisfaction or settlement of such complaints.

Customer can file a complaint before the Banking Ombudsman if the reply is not received from the bank within a period of one month after the bank concerned has received complaint from the customer, or the bank rejects the complaint, or if the complainant is not satisfied with the reply given by the bank.

SBI Arthias Plus provides financing commission agents against their receivables from farmers.

Eligibility (under Agriculture segment): Commission agents enjoying good reputation and holding a valid license from the market yard/ board and are in the line of business for the past 3 years, having receivables from farmers only, functioning in rural and semi urban markets/mandis.

Non Resident External (NRE) Account is normally being used to keep foreign earnings in Indian Bank Accounts by a person who has status of NRI / PIO / OCI. NRE account should only be used to keep money earned from foreign contry and it should not be used to convert your money earned in India either direct or transfer from your existing bank account such as savings bank account or term deposits or current accounts etc. Non Resident Ordinary (NRO) account is being used to keep the money an NRI / PIO / OCI to manage the income earned in India. NRO account also can be used to keep your earning made from foreign country but remember that it can not be repatriating to its original state, ie., converting into foreign currency.

SBI for SME offers term loan for purchasing new equipment used in construction activity like loaders, excavators, cranes, vehicles etc. SBI SME Construction Equipment Loan scheme allows 4 years tenure and 6 months moratorium.

Youth gather in occasions, rather chatting jokes or pressing like button on their Facebook account in their phone, they discuss the issues that affected commonly in their area; sometimes it would be their drinking water, interests, activities, hobbies etc. all has a common goal and interests.

SBI has fantastic loan scheme for entrepreneurs of food grain mills - Dal Mill Plus. Term loan for Dal mill owners for acquisition of machinery, factory building, modernization and all working capital needs.

SBI Franchise Ecosystem Financing offers a wide range financing options for franchising tie-ups to Indian SME sector. Working Capital Financing and Capital Expenditure (Capex) Financing are the core business models. It delivers mutual benefits to both franchiser and franchisee.