Welcome to Lopol.org

Passport - Definition, Brief History, Classes / Types and Uses

Passport is an authoritative document issued by a national Government to citizens for proving identity while traveling abroad. More broadly, Passport is a document to passing ports of another nation or country, which means a person who used to prove his identity and citizenship by showing a document when passing (traveling) one port to another port. This document, passport, normally a small booklet called Passport (pass-port) must have verified and certified information identifying the holder such as address, date of birth, profession, photograph, biometric data, endorsement or stamps of departure, arrival and Travel Visa(s) of visited countries.

SBI Car Loan Details and Documents Required To Be Submitted

SBI offers car loans for the longest tenors (84 months) and also provides finance for both new cars as well as old cars (not more than five years old). Interest for Car loans shall be on daily reducing balance, unlike the flat rate of interest or interest based on annual reducing balance method used by several other financiers. Finance includes for one-time road tax, registration fee and insurance premium also.

SBI Agriculture Loan For Seed Processors

SBI provides two bank loan schemes to seed processors in which first scheme enables loan against seed processor receivables due to them from the seed growers and the second one as SBI Mortgage Loan furnishing mortgage of property of adequate value.

SBI KYC Documents For Business Entities

Before opening a corporate / business account (Current Account) with SBI, bank will request you to submit your KYC (Know Your Customer) documentation. It's the first step bank can do to prevent Money Laundering or meeting statutory requirement, a corporate entity should follow. Here is the comprehensive document list that various type of account should submit in order to start and function seamlessly a current account facilitate.

Requirements for Converting Valid PIO Card to OCI Card

OCI Card Registration for Conversion of PIO Card to OCI Card is an online process. OCI Applicants who are having valid PIO Cards may apply from here. Only after complete successful registration, an applicant will be considered as an OCI Card Applicant (In Lieu of PIO-Card).

Provident Fund - General Provident Fund (GPF) and Public Provident Fund (PPF)

Provident Fund is a mechanism to protect the salaried people in old age after retiring from service, the Government has introduced "a retirement benefit scheme" called the Employees Provident Fund Scheme. The main purpose of the scheme is to provide a compulsory saving out of the current income of the employee. The employer gives the employee the saved amount together with the interest at the time of retirement.

SBI Traders Easy Loan Scheme (SBI TEL)

SBI launched this scheme to provide hassle free loan to Traders. Any business man/ entrepreneur/ Professional and self employed person can avail this loan. Loan under the scheme can be availed to meet normal business requirements and is sanctioned against equitable mortgage of property. Any residential or commercial property in the name of unit/ proprietor/partner OR their close relatives is acceptable. Agriculture property or property outside urban limits is not accepted.

Internet / Online Safety Tips For Users of Computer and Mobile Phones

Here is the important Internet / Online Safety Tips for Children, Bank Account Holders, Credit Card Holders, Mobile Users, Senior Citizens, Schools and Medicares. The Internet has opened up a wealth of information for anyone with a computer and a net connection. No matter whether user is a kid, student, teenager or else. Internet connected computer becomes like an expressway, a huge traffic happened in every second. Do you let your kid / children go and get some useful things crossing such a road?

SBI SMILE Scheme For Startups (Interest Free Loan As Equity)

The scheme envisages grant of interest free loan as equity assistance to­wards part of margin requirements of the project, to assist eligible profes­sional and technically qualified entrepreneurs setting up new Micro and Small enterprises and units covered under the Bank’s Project uptech for technology upgradation.

Consumer Rights In India

Every person living on earth is a consumer. Some items or services you have to buy before its consumption or utilization wherein other items you consume without buying directly. And in some cases you either consume or utilize before you pay. In its vast meaning, word 'consumer' holds rich and strange meaning depends on its arena.

Credit Score and Importance of Maintaining a High CIBIL Score

Your credit is your responsibility for keeping a high CBIL Score. Ensure you continue to pay your EMI on time to maintain a high CIBIL Score. Your CIBIL Score, ranging from 300 to 900, is evidence of your credit worthiness and increases your chances to get a higher loan amount at a better interest rate in the future.

SBI Shoppe and Shoppe Plus for Shop Owners

SBI Shoppe, Loans for present and prospective owners of shops/ offices/ show-rooms/ training centres/ service centres/ garages/ offices for Chartered Accountants/ Consultants for the purchase / repair/ renovation of new/ old shops/ establishments/ offices/ dealer’s showroom etc. Maximum Term loan available is Rs 20 lakhs repayable in 3-7 years.

Lok Sabha (Parliament) - Interesting Facts

The Lok Sabha (House of the People) was duly constituted for the first time on 17 April, 1952 after the first General Elections held from 25 October, 1951 to 21 February, 1952. The first Session of the First Lok Sabha commenced on 13 May, 1952. The Lok Sabha is composed of representatives of the people chosen by direct election on the basis of adult suffrage. Hence it is called the Popular Chamber. The quorum to constitute a sitting of the House is one-tenth of the total number of Members of the House under article 100(3) of the Constitution.

Bank Of Baroda (BOB) Pradhan Mantri Mudra Yojana (PMMY) Scheme for Collateral Free Bank Loan

Are you interested to be a Micro or Small Entrepreneur in a hassle free credit system? Worried about collateral security? Here is the best solution to make your dreams come true as an entrepreneur! Bank of Baroda (BOB) offers collateral free, affordable credit to their customers who are in the business of Micro and Small enterprises through Pradhan Mantri Mudra Yojana or PMMY scheme. BOB PMMY scheme is supported by Government of India to extend affordable credit to micro and small enterprises across the country where BOB has serviceable branches.