SBI for SME provides two add-on loan schemes to their existing customers form SME Sector - SME Credit Plus and Standby Line of Credit for Working Capital. Credit Plus will be helpful to overcome temporary financial crisis by providing clean cash credit with the cap of Rs. 25 lakhs facility with no extra expenditure. The other Standby Line of Credit facilitate higher limit upto 5 crore with a small hike in interest rate.
Hindi becomes the first Indic language supported by Google Adsense program for monetize website content written in Hindi language. It will be a happy news for publishers who owns websites in Hindi. Google Adsense added this new feature to its custom channel of ad unit. When you create a new Adsense custom channel, select site language "Hindi" to support this feature.
The Reserve Bank of India (RBI) is the top level banking institution that has power to monitor and control other financial institutions in India. It's better call as financial institution rather banking institution due to extended power to monitor and control all financial institutions including banking.
A major misunderstanding noticed among overseas Indians who wish to avail a car loan can be had from the bank without involvement of any others. It is mandatory requirement for every NRI loan could be passed only if person has a close relative who will be the principal applicant. More clearly, the actual Borrower or applicant should be a resident Indian of the NRI Guarantor.
Kisan Gold Card (KGC) is privileged credit card provides a general-purpose loan meant for meeting credit needs of farmers for productive and consumption purposes. Farmers having good track record of repayment in their ACC / ATL / KCC accounts for the last two years. New borrowers who maintain sizeable deposit with our branches for the last 2 years.
Combine Harvester is a farming device which can reduce the crop loss compared to traditional methods and can tackle the peak time labour shortage. This device combines the activities of harvesting, threshing, winnowing and collection of grains. Combine harvesters are becoming popular among farmers as the time required for harvesting, threshing and winnowing operations are very much reduced. It cuts the standing crop in the field, feeds the cut crop to the threshing unit, threshes the crop and cleans the grain, freeing it from the straw.
SBI Agriculture Loan For Financing Of Second Hand / used Tractors Schemes (SBI - Mahindra Vishwas & SBI TAFE Nayaroop) enable farmers with smaller land holdings to mechanize their farms.
Individual farmer or a group of farmers not exceeding three in number (as co- borrowers) owning minimum 3 acres of perennially irrigated agricultural. Tractors which are more than 7 years from the original purchase date shall not be financed.
SBI for SME targets Handloom sector by providing an exclusive Credit Card loan scheme to weavers and its ancillary workers involved in weaving activities. Main highlight of SBI Weavers Credit Card Scheme is Collateral-free loan facility covered under CGTMSE guarantee coverage. It can be utilized as working capital or purchase of tools and equipment required for carrying out weaving activity.
What happened when you are in need of urgent fund due to a hospital case or sudden travel plan? Do you want funds readily available to you whenever you desire or need? SBI provides a personal loan scheme, Saral Personal Loan, an urgent financing solution.
SBI Agricultural Gold Loan to enable farmers to meet their short-term agricultural credit needs. This is one of the easiest and convenient loan for farmers when they are in emergency needs of fund. An existing account holder can avail this loan within an hour producing land tax receipt along with passbook and gold.
If you are a Central or State Government or Defence pensioner drawing your pension through one of SBI branches and are not more than 76 years of age, you can avail of a loan from your branch to meet your personal expenses. SBI understands you may have an urgent or unexpected need for funds or a family obligation to be fulfilled and appreciate your association with the bank.
Cash credit is a flexible system of lending under which the borrower has the option to withdraw the funds as and when required and to the extent of his needs. Under this arrangement the banker specifies a limit of loan for the customer (known as cash credit limit) up to which the customer is allowed to draw.
Union bank of India (UBI) extends its support to financing Micro enterprises that comes under MSME sector and doing business of Manufacturing, Trading and Service sector. The scheme is under Pradhan Mantri Mudra Yojana (PMMY) featuring Collateral free bank loan to either new or an existing business stated above. UBI PMMY or UBI MUDRA loan is available across the country where UBI has serviceable branch and access.
There are new and more sophisticated threats preventing us from fully experience our Web browsing: phishing & whaling attack, identity theft, tabnabbing and many others are waiting for us to take a false steps. Computers and Internet brings lot of information and convenience to our daily life, but what about the threats it brings?
Don't you think that a PC or hand-held devices such as smart phone, tab etc. connected with internet can harm you or make threat to your life or made you mad after knowing your bank balance has dropped without your knowledge, you are warned!
If you are conscious about "identity theft intelligence", we advice an online test here with Comparitech.com. Your awareness about Identity Theft will be increased after the test. Here we look at some tips for safe computer usage, Internet browsing, Social Networking and email.
The objective of SBI Agriculture Produce Marketing Loan (PML) is to help farmers avoid distress sale of their produce. To offer the facility of loan against the stocks stored in farm houses, in addition to loan against warehouse receipts.
Through financial leases, all the risks and rewards of ownership are transferred from the legal owners of goods (lessors) to users of the goods (lessees). Financial leases are classified as loans. Financial leases that permits consumers to acquire durables through household debt arrangements instead of conventional loan contracts.
SBI provides two bank loan schemes to seed processors in which first scheme enables loan against seed processor receivables due to them from the seed growers and the second one as SBI Mortgage Loan furnishing mortgage of property of adequate value.
OCI Card Registration for Conversion of PIO Card to OCI Card is an online process. OCI Applicants who are having valid PIO Cards may apply from here. Only after complete successful registration, an applicant will be considered as an OCI Card Applicant (In Lieu of PIO-Card).
Here is the important Internet / Online Safety Tips for Children, Bank Account Holders, Credit Card Holders, Mobile Users, Senior Citizens, Schools and Medicares. The Internet has opened up a wealth of information for anyone with a computer and a net connection. No matter whether user is a kid, student, teenager or else. Internet connected computer becomes like an expressway, a huge traffic happened in every second. Do you let your kid / children go and get some useful things crossing such a road?
The objectives of SBI Financing Cold Storage is to promote setting up of cold storage and reducing post harvest losses.
Individuals / Farmers, Group Farmers / Growers, Companies, NGOs, Partnership / Proprietary Firms, Corporations, Cooperative Agricultural Produce Marketing Committees, Marketing Boards / Committees and Agricultural Industries Corporations.