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Union Bank Of India (UBI) Pradhan Mantri Mudra Yojana (PMMY) Scheme for Collateral Free Bank Loan

Union bank of India (UBI) extends its support to financing Micro enterprises that comes under MSME sector and doing business of Manufacturing, Trading and Service sector. The scheme is under Pradhan Mantri Mudra Yojana (PMMY) featuring Collateral free bank loan to either new or an existing business stated above. UBI PMMY or UBI MUDRA loan is available across the country where UBI has serviceable branch and access.

Financial Rights, Restrictions, and Prohibitions Of An Overseas Citizen of India (OCI)

Many nations permit their citizens to have more than one citizenship enhancing their socioeconomic integration. If you look at the Bible, St. Paul has dual citizenship, one from Tarsus and another from Rome (Acts 22:24-29). Owning second citizenship or multiple citizenship is a step towards more freedom that can give you more control and independence. But, the Indian Constitution does not allow dual or more citizenship to any person of any country.

SBI Produce Marketing Loan (PML) For Farmers

The objective of SBI Agriculture Produce Marketing Loan (PML) is to help farmers avoid distress sale of their produce. To offer the facility of loan against the stocks stored in farm houses, in addition to loan against warehouse receipts.

SBI SME Auto Loan (SBI FRTO Loan)

SBI SME Auto loan allows Small and Medium Entrepreneurs (SME) for buying new and old vehicles such as auto-rickshaw, car, jeep, MUV of any model. Old vehicles should not be older than 4 years and be passed by the bank's assessment. This Term loan scheme also known as "Finance for Road Transport Operators - FRTO".

Customer Document Check List for SBI Bank Loans

Every financial dealings involve risk and there is no exemption in lending money to public. Bank calculates their risk factor in each and every loan products hence making ways to subdue  collecting authenticated documents from its loan customers. Here we can find what are the documents usually banks ask to a loan customer. Please note that the list is only indicative and not exhaustive, and depending upon the local requirements at different places addition could be made as per necessity.

SBI Housing Loan and Documents Required

SBI Housing Loan becomes the most demanding home loan across the banking sector in India and you will never regret if you have taken housing loan from State Bank Of India. Other banks have very attractive offers for housing loan, once you have availed one of those home loans, there will be a day that you realize "I could have at least gone through the details of SBI housing loan". There is a saying among the home loan takers "Upto loan sanctioning, other banks are good; after sanctioning, SBI is good".

SBI KYC Documents For Business Entities

Before opening a corporate / business account (Current Account) with SBI, bank will request you to submit your KYC (Know Your Customer) documentation. It's the first step bank can do to prevent Money Laundering or meeting statutory requirement, a corporate entity should follow. Here is the comprehensive document list that various type of account should submit in order to start and function seamlessly a current account facilitate.

Requirements for Converting Valid PIO Card to OCI Card

OCI Card Registration for Conversion of PIO Card to OCI Card is an online process. OCI Applicants who are having valid PIO Cards may apply from here. Only after complete successful registration, an applicant will be considered as an OCI Card Applicant (In Lieu of PIO-Card).

SBI SMILE Scheme For Startups (Interest Free Loan As Equity)

The scheme envisages grant of interest free loan as equity assistance to­wards part of margin requirements of the project, to assist eligible profes­sional and technically qualified entrepreneurs setting up new Micro and Small enterprises and units covered under the Bank’s Project uptech for technology upgradation.

Consumer Rights In India

Every person living on earth is a consumer. Some items or services you have to buy before its consumption or utilization wherein other items you consume without buying directly. And in some cases you either consume or utilize before you pay. In its vast meaning, word 'consumer' holds rich and strange meaning depends on its arena.

SBI SME Smart Score Bank Loan For C&I, SSI, SBF

SME Smart Score Bank Loan product can be given to units in C&I, SSI and SBF segments for credit requirements between Rs. 5 lacs to Rs. 50 lacs (Rs. 25 lacs for T&S) based on the projected turnover and / or project cost. The loan quantum should be a minimum of 20% of turnover and/or, 67% of project cost. Before applying SME Smart Score Scheme, you are advised to download attached application form, Annexures and Scoring methods to assess yourself. The scoring method is self explanatory and find your score more or less same as to what bank do hence applicant can avoid unnecessary delays for sanctioning the loan. Read carefully every page and try to answer all the questions.

Different Types Of Alloys And Its Properties - An Introduction

Alloy material has very important role in our daily life even there won't be a day passed without using alloy. Our utensils in the kitchen, vehicles, computers, mobile phones, chairs etc. are using different type of alloys which means numerous alloys have been made and being used by human beings. Most of the engineering and medical equipment, machinery, tools are made by Alloys.

SBI Loan for Private Cold Storage / Private Ware Houses For On lending To Farmers

SBI has a unique financial Scheme For Financing Private Cold Storage / Private Ware Houses For On lending To Farmers who has agricultural commodities to be stored in the third party warehouses or cold storages. All private cold storages/warehouses if the promoters are of good repute and Integrity, capacity of the cold storage more than 5000 MT, registered post-tax profits for the last 3 years, all their existing accounts classified as Standard asset. New cold storages can also be considered with the permission of the controlling authority.

Check List Of Documents For SBI Auto Loans

When you apply for a SBI Auto Loan, make sure that all necessary documents are ready with you before proceding application. First of all, have a detailed discussion with branch manager in order to get all relevant and important details you suppose to get from bank and cross check the list of documents provided here.

LPG Connection Transfer Procedures

There are situations LPG Customers wanted to transfer LPG connection either existing location to a new address or another person's name. The LPG customers seeks their connection to be transferred due to various reasons such as, change of residence address, another family members, death, and so on. Here we look into various real life situations of Bharatgas, HPGas and IndaneGas LPG customers who want their existing connection to either one place to another place or one person to another person through Online or Offline methods.

SBI Agriculture Loan - Various Schemes On Credit Cards

SBI provides different type of loan to farmers who has good track record with SBI for their last two years. A general-purpose loan for productive and consumption purposes of farmers, Self help group credit card and general purpose credit card loan.

SBI Agriculture Bank Loan For Setting Up Of Agri-Clinic and Agri Business Centres

SBI provides agriculture loan for Setting Up Of Agri-Clinic & Agri Business Centres as the part of self employment opportunities to technically trained persons.

Bank Loan Eligibility For Setting Up Of Agri-Clinic and Agri Business Centres

Persons having technical degree in Agricultural or allied to agriculture like horticulture, animal husbandry, forestry, dairy, veterinary, poultry, pisciculture and other activities. The subsidy would be admissible only in respect of agricultural graduates trained under ACABC scheme on or after 1st April, 2004.