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Services Of Banking Ombudsman Scheme And Operational Areas

The Banking Ombudsman Scheme is being applied to the businesses running all banks in India. All Scheduled Commercial Banks, Regional Rural Banks and Scheduled Primary Co-operative Banks are covered under the Banking Ombudsman Scheme. The Banking Ombudsman is an official appointed by the Reserve Bank of India (RBI) to resolve customer complaints against banking services from the customers of Banking Institution. This Scheme is introduced with the object of enabling resolution of complaints relating to certain services rendered by banks and to facilitate the satisfaction or settlement of such complaints.

Customer can file a complaint before the Banking Ombudsman if the reply is not received from the bank within a period of one month after the bank concerned has received complaint from the customer, or the bank rejects the complaint, or if the complainant is not satisfied with the reply given by the bank.

SBI Agricultural Gold Loan

SBI Agricultural Gold Loan to enable farmers to meet their short-term agricultural credit needs. This is one of the easiest and convenient loan for farmers when they are in emergency needs of fund. An existing account holder can avail this loan within an hour producing land tax receipt along with passbook and gold.

SBI Certified Pre-Owned Car Loan

SBI provide the best car loan scheme for purchasing of Certified Pre-owned Car, not more than 5 years old. This loan would be the best choice for people who wish to test a car for a short period and then buy a brand new luxury car in the later stage.

SBI e-Smart SME e-Commerce Loans

SBI for SME provides financial assistance to authorized Sellers of Snapdeal or Flipkart engaged in selling products through online portal of Snapdeal or Flipkart. Sellers have to be registered with the online portal for a minimum of 6 months tenure can avail this smart loan. It is available under MUDRA Scheme.

Urgent or Emergency Pensioner Loan - SBI Pension Loan

If you are a Central or State Government or Defence pensioner drawing your pension through one of SBI branches and are not more than 76 years of age, you can avail of a loan from your branch to meet your personal expenses. SBI understands you may have an urgent or unexpected need for funds or a family obligation to be fulfilled and appreciate your association with the bank.

Beware Of Fake Banking Offers And Hoax Calls On Behalf Of Banks

Criminals may impersonate Organizations such as government agencies, charitable trusts, relief funds, foundations etc. connected to Covid-19 and other relief services. These criminals pose as officials or representatives from Govt. revenue authorities, representatives of Disease Control & Prevention authorities, healthcare workers or healthcare groups / institutions and may send communications as appearing to come from such authorities or from other legitimate sources (asking for / soliciting payments, donations / charity or relief in the name of Covid-19 Relief / Care Funds or Foundations).

SBI FAST (Funds Available in Shortest Time) Cash Management

SBI has a featured financial product enabling Cash Management System - SBI FAST (Funds Available in Shortest Time) - to its Corporate customers. Collecting and transferring funds to be in time for a seamless functioning of a corporate body. SBI FAST has all these advantages along with customized MIS.

Online Application Procedure For Indian Passport

What is the procedure for applying a Passport in India? How to renew it? If expired what are the extra measures to be taken for renewing it again? These are the common questions arose when one think about a Passport application. Let's have a look at each of them.

Banking Loan Tips - The Importance of Credit Report

It's more important than ever to check your credit report before applying for a mortgage, loan, credit card - lenders check your credit report before deciding whether to give you credit, and what interest rate to offer you.

SBI Paryatan Plus Loan Scheme For Travel and Tourism Business

SBI provides many customer friendly loan schemes in SME sector in which Paryatan Plus Loan Scheme focuses mainly in travel and tourism business that enhances next level of business like renovation, extensions, modernization including purchase of vehicles and equipment.

SBI Maxgain: Home Loan Having OD (Overdraft) Advantage

Over recent years, home loan has been witnessing fierce competition in pricing as well as product differentiation. Besides providing the most competitive rates of interest, SBI has introduced "SBI Maxgain", an innovative and feature rich facilities to the generic Home Loan Scheme and have brought about a fair amount of flexibility in key terms and conditions of the Scheme.

SBI Instant Money Transfer (SBI IMT) On ATM

SBI has recently launched hassle free payment transfer system called "IMT" (Instant Money Transfer) using ATM and beneficiary's mobile number. SBI account holder can transfer fund upto Rs, 10,000/- to anyone residing in India having a valid Indian mobile number. This unique service - IMT - allows instant money transfer avoiding third party's service and commissions. The beneficiary can receive money through an SBI's IMT enabled ATM without using a card.

Indian Bank Home Loan, Home Improve Loan and Plot Loan

Whether you are going to buy an apartment, or build your dream house in your existing plot or buy a plot and build a house you eying in a favorite location, Indian Bank has various Home Loan schemes to cater your very special needs of owing or renovating or improving a house. The schemes - IB Home Loan, IB Home Loan Plus, IB Home Improve Loan, IB Plot Loan, IB Home Loan Combo - can be great because Indian Bank think that, first of all, a home must be a lovely place making memories of family, and secondly it becomes an investment for your future.

Financial Rights, Restrictions, and Prohibitions Of An Overseas Citizen of India (OCI)

Many nations permit their citizens to have more than one citizenship enhancing their socioeconomic integration. If you look at the Bible, St. Paul has dual citizenship, one from Tarsus and another from Rome (Acts 22:24-29). Owning second citizenship or multiple citizenship is a step towards more freedom that can give you more control and independence. But, the Indian Constitution does not allow dual or more citizenship to any person of any country.

Safe Computer Usage, Internet Browsing, Social Networking and Email

There are new and more sophisticated threats preventing us from fully experience our Web browsing: phishing & whaling attack, identity theft, tabnabbing and many others are waiting for us to take a false steps. Computers and Internet brings lot of information and convenience to our daily life, but what about the threats it brings?

Don't you think that a PC or hand-held devices such as smart phone, tab etc. connected with internet can harm you or make threat to your life or made you mad after knowing your bank balance has dropped without your knowledge, you are warned!

If you are conscious about "identity theft intelligence", we advice an online test here with Comparitech.com. Your awareness about Identity Theft will be increased after the test. Here we look at some tips for safe computer usage, Internet browsing, Social Networking and email.

SBI Produce Marketing Loan (PML) For Farmers

The objective of SBI Agriculture Produce Marketing Loan (PML) is to help farmers avoid distress sale of their produce. To offer the facility of loan against the stocks stored in farm houses, in addition to loan against warehouse receipts.