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Requirements for Converting Valid PIO Card to OCI Card

OCI Card Registration for Conversion of PIO Card to OCI Card is an online process. OCI Applicants who are having valid PIO Cards may apply from here. Only after complete successful registration, an applicant will be considered as an OCI Card Applicant (In Lieu of PIO-Card).

Provident Fund - General Provident Fund (GPF) and Public Provident Fund (PPF)

Provident Fund is a mechanism to protect the salaried people in old age after retiring from service, the Government has introduced "a retirement benefit scheme" called the Employees Provident Fund Scheme. The main purpose of the scheme is to provide a compulsory saving out of the current income of the employee. The employer gives the employee the saved amount together with the interest at the time of retirement.

SBI Traders Easy Loan Scheme (SBI TEL)

SBI launched this scheme to provide hassle free loan to Traders. Any business man/ entrepreneur/ Professional and self employed person can avail this loan. Loan under the scheme can be availed to meet normal business requirements and is sanctioned against equitable mortgage of property. Any residential or commercial property in the name of unit/ proprietor/partner OR their close relatives is acceptable. Agriculture property or property outside urban limits is not accepted.

Internet / Online Safety Tips For Users of Computer and Mobile Phones

Here is the important Internet / Online Safety Tips for Children, Bank Account Holders, Credit Card Holders, Mobile Users, Senior Citizens, Schools and Medicares. The Internet has opened up a wealth of information for anyone with a computer and a net connection. No matter whether user is a kid, student, teenager or else. Internet connected computer becomes like an expressway, a huge traffic happened in every second. Do you let your kid / children go and get some useful things crossing such a road?

SBI SMILE Scheme For Startups (Interest Free Loan As Equity)

The scheme envisages grant of interest free loan as equity assistance to­wards part of margin requirements of the project, to assist eligible profes­sional and technically qualified entrepreneurs setting up new Micro and Small enterprises and units covered under the Bank’s Project uptech for technology upgradation.

Consumer Rights In India

Every person living on earth is a consumer. Some items or services you have to buy before its consumption or utilization wherein other items you consume without buying directly. And in some cases you either consume or utilize before you pay. In its vast meaning, word 'consumer' holds rich and strange meaning depends on its arena.

Credit Score and Importance of Maintaining a High CIBIL Score

Your credit is your responsibility for keeping a high CBIL Score. Ensure you continue to pay your EMI on time to maintain a high CIBIL Score. Your CIBIL Score, ranging from 300 to 900, is evidence of your credit worthiness and increases your chances to get a higher loan amount at a better interest rate in the future.

SBI Shoppe and Shoppe Plus for Shop Owners

SBI Shoppe, Loans for present and prospective owners of shops/ offices/ show-rooms/ training centres/ service centres/ garages/ offices for Chartered Accountants/ Consultants for the purchase / repair/ renovation of new/ old shops/ establishments/ offices/ dealer’s showroom etc. Maximum Term loan available is Rs 20 lakhs repayable in 3-7 years.

Lok Sabha (Parliament) - Interesting Facts

The Lok Sabha (House of the People) was duly constituted for the first time on 17 April, 1952 after the first General Elections held from 25 October, 1951 to 21 February, 1952. The first Session of the First Lok Sabha commenced on 13 May, 1952. The Lok Sabha is composed of representatives of the people chosen by direct election on the basis of adult suffrage. Hence it is called the Popular Chamber. The quorum to constitute a sitting of the House is one-tenth of the total number of Members of the House under article 100(3) of the Constitution.

Bank Of Baroda (BOB) Pradhan Mantri Mudra Yojana (PMMY) Scheme for Collateral Free Bank Loan

Are you interested to be a Micro or Small Entrepreneur in a hassle free credit system? Worried about collateral security? Here is the best solution to make your dreams come true as an entrepreneur! Bank of Baroda (BOB) offers collateral free, affordable credit to their customers who are in the business of Micro and Small enterprises through Pradhan Mantri Mudra Yojana or PMMY scheme. BOB PMMY scheme is supported by Government of India to extend affordable credit to micro and small enterprises across the country where BOB has serviceable branches.

Application Forms, Formats, Templates and Samples

Have you ever wonder or encountered a question about the terms Application Form, Application Format and Application Template? What are those terms really meant? Have you ever made thought about the differences and functions of these terms related to: Application Form, Application Format and Application Template? In some odd occasions you may encounter Affidavit or Declaration or Certificate or Proforma or Undertaking or Bond. We will try to find our best to explain all these into simplest way possible.

Syndicate Bank Offers SyndSolar Loan for Solar PV Panel Installation on House Roof Top

Electrical energy is the most versatile and reliable form of energy we have in our day today life. Our life demands more facilities, utilizing cheaper, pollution-free electrical energy, ie., green energy for lighting, refrigeration, cooking, hygiene, atmospheric comfort, appliances and electronic gadgets. The quality of our life directly related to accessibility and consumption of electricity.

List Of Socially And Educationally Backward Classes (SEBC) in Andhra Pradesh

Names of Socially And Educationally Backward Classes (SEBC) in Andhra Pradesh listed below considering for Andhra Pradesh PSC job selection, admission preference for higher studies in Andhra Pradesh, HSS, VHSS, ITI, Polytechnic, Medical, Engineering, Paramedicals etc. The list has been separately classified into 5 Groups: 

  1. Group-A Aboriginal Tribes, Vimuktha Jathis, Nomadic and Semi Nomadic Tribes etc.
  2. Group-B Vocational
  3. Group-C Scheduled Castes converts to Christianity and their progeny
  4. Group-D Other Classes
  5. Group-E Socially and Educationally Backward Classes of Muslims

SBI Green Home Bank Loan

State Bank Of India has adopted a Green Banking Policy with an objective of contributing towards the fight against the adverse climate change. One of the initiatives approved by the Board for this purpose is incentivizing borrowers who go in for Green Projects, i.e. those projects which reduce Carbon Emissions and promote Renewable Energy. "Green Housing" or "Green Home" is one of the types of projects identified for this purpose.

Bank Loan - SBI Student Education Loan Scheme

SBI Education Loan Scheme, a term loan granted to Indian Nationals for pursuing higher education in India or abroad where admission has been secured. Maximum amount of the loan limited to 10 lakhs for students studies in India and 20 lakhs for students studies in abroad. There will not be any security if the loan amount does not exceed 4 lakhs and girl student will get 0.50% relaxation on interest rate. Repayment should be commenced one year after completion of course or 6 months after securing a job, whichever is earlier and to be completed within 5 to 7 years maximum.

SBI SME Add On Loan Schemes (Credit Plus and Standby Line of Credit)

SBI for SME provides two add-on loan schemes to their existing customers form SME Sector - SME Credit Plus and Standby Line of Credit for Working Capital. Credit Plus will be helpful to overcome temporary financial crisis by providing clean cash credit with the cap of Rs. 25 lakhs facility with no extra expenditure. The other Standby Line of Credit facilitate higher limit upto 5 crore with a small hike in interest rate.