SBI Stree Shakti Tractor Loan (SSTL) Scheme extending hassle free Tractor Loans to farmers with women as co-borrowers having minimum of 2 acres of agriculture land. The Stree Shakti Tractor Loan (SSTL) Scheme provides competitive rate of interest and shorter repayment period to its customers. You can find another SBI Stree Shakthi Bank Loan aiming to empower women entreprenures in the SME sector.
SBI Gramin Bhandaran Yojana Capital Investment Subsidy Scheme For Construction or Renovation Of Rural Godowns is designed to create scientific storage capacity in the rural areas to meet the requirements of farmers for storing farm produce. To prevent distress sale of produce by farmers immediately after harvest by promoting pledge financing and marketing credit.
SBI has a unique financial Scheme For Financing Private Cold Storage / Private Ware Houses For On lending To Farmers who has agricultural commodities to be stored in the third party warehouses or cold storages. All private cold storages/warehouses if the promoters are of good repute and Integrity, capacity of the cold storage more than 5000 MT, registered post-tax profits for the last 3 years, all their existing accounts classified as Standard asset. New cold storages can also be considered with the permission of the controlling authority.
Hindi becomes the first Indic language supported by Google Adsense program for monetize website content written in Hindi language. It will be a happy news for publishers who owns websites in Hindi. Google Adsense added this new feature to its custom channel of ad unit. When you create a new Adsense custom channel, select site language "Hindi" to support this feature.
SBI provides different type of loan to farmers who has good track record with SBI for their last two years. A general-purpose loan for productive and consumption purposes of farmers, Self help group credit card and general purpose credit card loan.
SBI provides agriculture loan for Setting Up Of Agri-Clinic & Agri Business Centres as the part of self employment opportunities to technically trained persons.
Persons having technical degree in Agricultural or allied to agriculture like horticulture, animal husbandry, forestry, dairy, veterinary, poultry, pisciculture and other activities. The subsidy would be admissible only in respect of agricultural graduates trained under ACABC scheme on or after 1st April, 2004.
Term Loans to well established whole sale and Retail Traders, distributors, stockists, construction, transport & supply contractors, hospitals, nursing homes, clinical labs, resorts, travel agents etc for any general purpose such as holding of stocks, book debts, acquisition of land and building, renovation of office/showroom, purchase of vehicles, equipment etc.
SBI Online Income Tax Return Filing Service - SBI e-File provides a convenient method for filing online IT return service at no cost to its customers. This FREE service brought in association with an e-Return intermediary (ERI) approved by the IT Department. If you pay a nominal charge Rs. 150/-, all salaried customers can avail Bank Assisted e-filing services. When you file your returns early ie., prior 31st July, you can avoid paying interest on self-assessment tax and faster refund if any.
Why pay more when you can get the same medicine at much lesser price? Avail the benefit at Jan Aushadhi Stores! Jan Aushadhi Stores is a chain of medical stores initiated by the Central Govt. to offer quality medicines at much cheaper prices. Currently most of the Indian states have presence of the Jan Aushadhi Medical Stores, strive to reach every important nook of villages, towns and cities.
SBI Property Loan - a dream comes true! This is an all purpose loan for anything that life throws up at you!! Do you need funds for a Marriage ceremony, want to take your family to a well-deserved holiday or for a sudden medical emergency? you have some property, but would rather not sell it? Then why don't you avail of this all purpose loan from SBI? SBI now makes it very much possible for you to only keep your property but also have liquid funds.
SBI Agriculture Loan For Financing Power Tractor (Scoring Model For Tractor Loans) to provide finance for purchasing of new tractors, accessories and implements as Agricultural Term Loan that can be availed by Agriculturists (individually or jointly). There must be minimum of land holding 4 acres of perennially irrigated land. Applicants should score of 56 under the scoring model of the bank. Proposals with credit score of 26 & above but upto 55 will be considered after credit enhancement.
Loans to the Owners of Restaurants and Fast food chains for purchase of kitchen equipment, investment in interior decoration, purchase of furniture and fixtures, purchase of land and construction of buildings etc. The loans are repayable in maximum period of 7 years. Simple sanction process.
Non Banking Financial Companies (NBFC) are mainly classified into 4 types in which first will be general NBFC, secondly, Mutual Benefit Financial Company, then third, Mutual Benefit Company and finally the forth is Miscellaneous Non Banking Company.
SBI has launched "Privilege Home Loan", a new, cheaper and hassle free home loan for employees of Central Govt. and State Govt. including employees of PSB, PSU and others with pensionable service. SBI Privilege Home Loan helps reduced burden of servicing EMI under the new schemes as lower EMI would need to be serviced during the post-retirement term. This is because the EMI to be serviced during the post-retirement term are capped at 50% of the current Net Monthly Income (NMI).
Under SBI Small Business Finance, the SBI extends loans to transport operators in different forms. The bank offers working capital products as well as term loans for purchase of vehicles. The bank finances up to 10 vehicles irrespective of the loan amount. All transport operators whether individuals or associations of not more than six persons are eligible for SBI Small Business Finance - Transport Operators mode of finance.
How do we protect from unwanted telephone calls made by business establishments for their commercial purpose? In our daily life, we often get telephone calls from friends, relative, colleagues or somebody else. We own a phone connection for it and we do the same when situation comes.
SBI SME Transport Plus Loan for Transport Operators offers term loans for purchase of new transport vehicles at cost on road basis and working capital facilities against the receivables. Loans are available for surface transport operators owning more than 10 well maintained and road worthy vehicles including trucks, tankers, tippers, luxury buses.
SBI has a good loan scheme, which is SME Credit Card Loan Scheme perhaps, the least publicised scheme in the credit card sector of SBI SME. It gives upto 10 lakhs under CGTMS and collateral free. This product is good for the units unable to provide elaborate financial data sought by banks for assessing credit needs.
The SBI SME Artisan Credit Card scheme For Skill Based Businesses provides loans to Artisans to meet their credit requirements both for investments as well as working capital in a flexible manner at liberal rates of interest. Preferences to be given to artisans registered with Development Commissioner (Handicraft). Product aims at clusters supported by Self Help Group (SHG).
You have skills, knowledge, ideas, experience and confidence to become an entrepreneur but needs financial assistance. If you make a project report then, approach a bank for financing the project, they simply ask what is the guarantee for repayment? They will ask you to provide collateral security as the secondary security to get back the fund you have been used in case failure in the business.