Welcome to Lopol.org

There are new and more sophisticated threats preventing us from fully experience our Web browsing: phishing & whaling attack, identity theft, tabnabbing and many others are waiting for us to take a false steps. Computers and Internet brings lot of information and convenience to our daily life, but what about the threats it brings?

Don't you think that a PC or hand-held devices such as smart phone, tab etc. connected with internet can harm you or make threat to your life or made you mad after knowing your bank balance has dropped without your knowledge, you are warned!

If you are conscious about "identity theft intelligence", we advice an online test here with Comparitech.com. Your awareness about Identity Theft will be increased after the test. Here we look at some tips for safe computer usage, Internet browsing, Social Networking and email.

SBI SME Auto loan allows Small and Medium Entrepreneurs (SME) for buying new and old vehicles such as auto-rickshaw, car, jeep, MUV of any model. Old vehicles should not be older than 4 years and be passed by the bank's assessment. This Term loan scheme also known as "Finance for Road Transport Operators - FRTO".

SBI provides, different car loan schemes in the personal banking sector which attracts many common features. They are listed here with individual details. All are considered to be Term loans for purchase of New / Used / Certified Pre-owned passenger cars, Multi Utility Vehicles (MUVs) and SUVs. Used and Certified Pre-Owned car, MUV, SUV upto 5 years old.

It is an ambition to everyone having own house. Some people utilizes their savings while others get loan from banks to achieve this. If you are a salaried employee, it's always advisable to get a home loan from a reputable bank preferably from nationalized bank. Why people mostly depend on bank loans to build a house? Reduction on income tax is one of the main advantages of constructing house by taking home loan. If both husband and wife are salaried individuals, they will inquire about the chances to incorporate the spouse as co-applicant.

Through financial leases, all the risks and rewards of ownership are transferred from the legal owners of goods (lessors) to users of the goods (lessees). Financial leases are classified as loans. Financial leases that permits consumers to acquire durables through household debt arrangements instead of conventional loan contracts.

Every financial dealings involve risk and there is no exemption in lending money to public. Bank calculates their risk factor in each and every loan products hence making ways to subdue  collecting authenticated documents from its loan customers. Here we can find what are the documents usually banks ask to a loan customer. Please note that the list is only indicative and not exhaustive, and depending upon the local requirements at different places addition could be made as per necessity.

Google now becomes more generous to its Local Guides. It has now increased Local Guides Levels from 5 to 10. Earlier, it was limited to 5 levels, that will be achieved once Local Guides earned 500 points. Beyond this points, there was no levels to achieve. Those who earned 500 or 5000 or 10000 or more were known as Level 5 Local Guides. This felt stagnation among Local Guides. The new level system allows reaching upto Level 10 brings more enthusiasm to each participants, more recognition, and more contributions.

SBI has NRI branches in major towns across India providing specialised services such as dedicated Relationship Managers, Personalized Services, Range of NRI Deposit products, Quick NRI Housing & Car Loans, Remittance facility, and E-Z trade (online trading of equities) facility. Here is the list of SBI specialised NRI branch address, convenient contact methods like phone, email, fax including NRI Branch IFSC Code, Swift code and Branch Code.

Here is the detailed Instructions For Filling Online Application Form for Overseas Citizen of India (OCI) Registration as well as obtaining OCI-Card. An applicant has to accept all these points to proceed main registration form at the website: https://ociservices.gov.in/

Objective of Farmers Easy Empowered Loan (FEEL) or "KRISHI KALYAN" is to provide timely and adequate credit to farmers to meet production and consumption expenses. To reduce the multiple process of separate application, documentation & EM creation for availment of KCC and PML, thereby reduce the time for delivery of credit.

Due to our busy life style, most of the people particularly youngsters wanted their housing loan to be sanctioned within a couple of days or within a week time. If you think you are one among them, it is better to approach other new generation banks who sanction their home loan in a short while and later you have to be prepared for loosing your hard earned money paid as different type of penalties, hidden charges, special fees etc. On the other hand, little patience rewards you the best home loan across the banking system in India which is SBI Home loan. This article shows Frequently Asked Questions (FAQ) about SBI Home Loan.

SBI provides collateral free business loan. New and existing Micro and Small Enterprises engaged in Manufacturing and Service sector can avail this scheme. For Manufacturing sector, original investment in plant & machinery should be upto Rs 5 crore and for Service sector, original investment in equipment upto Rs 2 crore.

SBI for SME provides Term loan upto 10 crore for existing transport operators owning fleet of commercial vehicles (minimum 10 nos) like Trucks, Trailers, Tankers and buses etc. This scheme cannot be availed by first time users to start a new venture. Loan amount includes cost of body, Insurance, Registration and Road Tax. Optional collateral free security is available in select cases.

Non Resident External (NRE) Account is normally being used to keep foreign earnings in Indian Bank Accounts by a person who has status of NRI / PIO / OCI. NRE account should only be used to keep money earned from foreign contry and it should not be used to convert your money earned in India either direct or transfer from your existing bank account such as savings bank account or term deposits or current accounts etc. Non Resident Ordinary (NRO) account is being used to keep the money an NRI / PIO / OCI to manage the income earned in India. NRO account also can be used to keep your earning made from foreign country but remember that it can not be repatriating to its original state, ie., converting into foreign currency.

SBI provides two bank loan schemes to seed processors in which first scheme enables loan against seed processor receivables due to them from the seed growers and the second one as SBI Mortgage Loan furnishing mortgage of property of adequate value.

Special Assistants in Banks will be accountable and responsible for running of the department / section under them and their duties will involve looking after and checking the work of other clerk / clerks and sub-staff and will include:

SBI for SME offers term loan for purchasing new equipment used in construction activity like loaders, excavators, cranes, vehicles etc. SBI SME Construction Equipment Loan scheme allows 4 years tenure and 6 months moratorium.

Before opening a corporate / business account (Current Account) with SBI, bank will request you to submit your KYC (Know Your Customer) documentation. It's the first step bank can do to prevent Money Laundering or meeting statutory requirement, a corporate entity should follow. Here is the comprehensive document list that various type of account should submit in order to start and function seamlessly a current account facilitate.

OCI Card Registration for Conversion of PIO Card to OCI Card is an online process. OCI Applicants who are having valid PIO Cards may apply from here. Only after complete successful registration, an applicant will be considered as an OCI Card Applicant (In Lieu of PIO-Card).