Your credit is your responsibility for keeping a high CBIL Score. Ensure you continue to pay your EMI on time to maintain a high CIBIL Score. Your CIBIL Score, ranging from 300 to 900, is evidence of your credit worthiness and increases your chances to get a higher loan amount at a better interest rate in the future.
The objectives of SBI Financing Cold Storage is to promote setting up of cold storage and reducing post harvest losses.
Individuals / Farmers, Group Farmers / Growers, Companies, NGOs, Partnership / Proprietary Firms, Corporations, Cooperative Agricultural Produce Marketing Committees, Marketing Boards / Committees and Agricultural Industries Corporations.
SBI Shoppe, Loans for present and prospective owners of shops/ offices/ show-rooms/ training centres/ service centres/ garages/ offices for Chartered Accountants/ Consultants for the purchase / repair/ renovation of new/ old shops/ establishments/ offices/ dealer’s showroom etc. Maximum Term loan available is Rs 20 lakhs repayable in 3-7 years.
SBI has fantastic loan scheme for entrepreneurs of food grain mills - Dal Mill Plus. Term loan for Dal mill owners for acquisition of machinery, factory building, modernization and all working capital needs.
SBI Franchise Ecosystem Financing offers a wide range financing options for franchising tie-ups to Indian SME sector. Working Capital Financing and Capital Expenditure (Capex) Financing are the core business models. It delivers mutual benefits to both franchiser and franchisee.
The objective of SBI agriculture loan scheme For Financing Micro Finance Institutions (MFI) or Non Govt. Organisations (NGO) is to enable the Bank to lend to MFI / NGO for on lending to SHG / JLG Individuals and to increase the outreach by financing large number of SHG in cost effective manner, supplementing the efforts of in financing SHG.
SBI SME Open Term Loan, the easy and hassle-free way to get finance for expansion or modernization of existing business, acquiring new technical know-how including international standards like ISO, participating international exhibitions conducted in abroad are the main utilization of Open Term Loan. SME Open Term Loan to be one of the must have loan facility for each and every existing SME Borrowers.
SBI has different Term Loan products to boost SME sector depending on purpose of the business they setup. Products are: General purpose term Loan for SSI upto Rs. 50 lakhs, Open term Loan upto Rs. 2.5 Crore and Corporate term Loan upto Rs. 10 Crore or no cap for Corporates.
Have you ever wonder or encountered a question about the terms Application Form, Application Format and Application Template? What are those terms really meant? Have you ever made thought about the differences and functions of these terms related to: Application Form, Application Format and Application Template? In some odd occasions you may encounter Affidavit or Declaration or Certificate or Proforma or Undertaking or Bond. We will try to find our best to explain all these into simplest way possible.
State Bank Of India has adopted a Green Banking Policy with an objective of contributing towards the fight against the adverse climate change. One of the initiatives approved by the Board for this purpose is incentivizing borrowers who go in for Green Projects, i.e. those projects which reduce Carbon Emissions and promote Renewable Energy. "Green Housing" or "Green Home" is one of the types of projects identified for this purpose.
SBI Education Loan Scheme, a term loan granted to Indian Nationals for pursuing higher education in India or abroad where admission has been secured. Maximum amount of the loan limited to 10 lakhs for students studies in India and 20 lakhs for students studies in abroad. There will not be any security if the loan amount does not exceed 4 lakhs and girl student will get 0.50% relaxation on interest rate. Repayment should be commenced one year after completion of course or 6 months after securing a job, whichever is earlier and to be completed within 5 to 7 years maximum.
SBI has a unique financial Scheme For Financing Private Cold Storage / Private Ware Houses For On lending To Farmers who has agricultural commodities to be stored in the third party warehouses or cold storages. All private cold storages/warehouses if the promoters are of good repute and Integrity, capacity of the cold storage more than 5000 MT, registered post-tax profits for the last 3 years, all their existing accounts classified as Standard asset. New cold storages can also be considered with the permission of the controlling authority.
Hindi becomes the first Indic language supported by Google Adsense program for monetize website content written in Hindi language. It will be a happy news for publishers who owns websites in Hindi. Google Adsense added this new feature to its custom channel of ad unit. When you create a new Adsense custom channel, select site language "Hindi" to support this feature.
When you apply for a SBI Auto Loan, make sure that all necessary documents are ready with you before proceding application. First of all, have a detailed discussion with branch manager in order to get all relevant and important details you suppose to get from bank and cross check the list of documents provided here.
ROC functions as registry of company records and issue Company CIN No, related to companies registered with them and located in various States and Union Territories of India. Maharashtra and Tamil Nadu get two ROC due to its heavy requirement, where in North Eastern states altogether gets one ROC in Shillong.
There are situations LPG Customers wanted to transfer LPG connection either existing location to a new address or another person's name. The LPG customers seeks their connection to be transferred due to various reasons such as, change of residence address, another family members, death, and so on. Here we look into various real life situations of Bharatgas, HPGas and IndaneGas LPG customers who want their existing connection to either one place to another place or one person to another person through Online or Offline methods.
SBI provides different type of loan to farmers who has good track record with SBI for their last two years. A general-purpose loan for productive and consumption purposes of farmers, Self help group credit card and general purpose credit card loan.
SBI provides agriculture loan for Setting Up Of Agri-Clinic & Agri Business Centres as the part of self employment opportunities to technically trained persons.
Persons having technical degree in Agricultural or allied to agriculture like horticulture, animal husbandry, forestry, dairy, veterinary, poultry, pisciculture and other activities. The subsidy would be admissible only in respect of agricultural graduates trained under ACABC scheme on or after 1st April, 2004.
A major misunderstanding noticed among overseas Indians who wish to avail a car loan can be had from the bank without involvement of any others. It is mandatory requirement for every NRI loan could be passed only if person has a close relative who will be the principal applicant. More clearly, the actual Borrower or applicant should be a resident Indian of the NRI Guarantor.
Answer: Normally an employee is entitled to get Salary certificate once in a year. In some organization, it will be given upto 4 in each quarter year gap. It depends the policy of the company / organization, nothing else. Many financial institutions accepts Salary slip instead of Salary Certificate as a supporting document for loan application. In such cases employee can apply for 12 loan applications! This does not mean that employee will get loans from all those institutions.