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Are you interested to be a Micro or Small Entrepreneur in a hassle free credit system? Worried about collateral security? Here is the best solution to make your dreams come true as an entrepreneur! Bank of Baroda (BOB) offers collateral free, affordable credit to their customers who are in the business of Micro and Small enterprises through Pradhan Mantri Mudra Yojana or PMMY scheme. BOB PMMY scheme is supported by Government of India to extend affordable credit to micro and small enterprises across the country where BOB has serviceable branches.

Names of Denotified Communities in Tamil Nadu listed below considering for Tamil Nadu PSC (TNPSC) job selection, admission preference for higher studies in Tamil Nadu, HSS, VHSS, ITI, Polytechnic, Medical, Engineering, Paramedicals etc.

When you are applying for a job through Andhra Pradesh PSC or admission to higher studies like Secondary / Higher Secondary / Graduation or PG etc., you can claim seats reserved under reservation categories mainly for those who comes under Scheduled Castes (SC) and Scheduled Tribes (ST). The list given here is for Scheduled Castes (SC) and Scheduled Tribes (ST) in Andhra Pradesh and  must be referred when you fill-up the reservation category of the candidate for eligibility, there by you will be considered for reservation quota.

Alloy material has very important role in our daily life even there won't be a day passed without using alloy. Our utensils in the kitchen, vehicles, computers, mobile phones, chairs etc. are using different type of alloys which means numerous alloys have been made and being used by human beings. Most of the engineering and medical equipment, machinery, tools are made by Alloys.

State Bank of India Caters to the needs of agriculturists and landless agricultural labourers through a network of 8750 rural and semi-urban branches. Apart from the branches, there are 428 Agricultural Development Branches (ADBs) which also cater to agriculturists. SBI is the leader in agri finance in the country with a portfolio of Rs. 64,000 crs in agri advances covering around 80 lac accounts.

The objective of SBI agriculture loan scheme For Financing Micro Finance Institutions (MFI) or Non Govt. Organisations (NGO) is to enable the Bank to lend to MFI / NGO for on lending to SHG / JLG Individuals and to increase the outreach by financing large number of SHG in cost effective manner, supplementing the efforts of in financing SHG.

SBI SME Open Term Loan, the easy and hassle-free way to get finance for expansion or modernization of existing business, acquiring new technical know-how including international standards like ISO, participating international exhibitions conducted in abroad are the main utilization of Open Term Loan. SME Open Term Loan to be one of the must have loan facility for each and every existing SME Borrowers.

SBI has different Term Loan products to boost SME sector depending on purpose of the business they setup. Products are: General purpose term Loan for SSI upto Rs. 50 lakhs, Open term Loan upto Rs. 2.5 Crore and Corporate term Loan upto Rs. 10 Crore or no cap for Corporates.

Electrical energy is the most versatile and reliable form of energy we have in our day today life. Our life demands more facilities, utilizing cheaper, pollution-free electrical energy, ie., green energy for lighting, refrigeration, cooking, hygiene, atmospheric comfort, appliances and electronic gadgets. The quality of our life directly related to accessibility and consumption of electricity.

Names of Socially And Educationally Backward Classes (SEBC) in Andhra Pradesh listed below considering for Andhra Pradesh PSC job selection, admission preference for higher studies in Andhra Pradesh, HSS, VHSS, ITI, Polytechnic, Medical, Engineering, Paramedicals etc. The list has been separately classified into 5 Groups: 

1. Group-A Aboriginal Tribes, Vimuktha Jathis, Nomadic and Semi Nomadic Tribes etc.
2. Group-B Vocational
3. Group-C Scheduled Castes converts to Christianity and their progeny
4. Group-D Other Classes
5. Group-E Socially and Educationally Backward Classes of Muslims

Form 16 certificate also known as TDS certificate is a financial statement issued by an office of a salaried employee that contains earnings, deductions and “Income Tax" or "I-T” paid to the Government. This Form-16 certificate (TDS Certificate) must be issued to every employee who comes under “Tax Deducted at Source - TDS”, by his / her employer in the end of each financial year.

State Bank Of India has adopted a Green Banking Policy with an objective of contributing towards the fight against the adverse climate change. One of the initiatives approved by the Board for this purpose is incentivizing borrowers who go in for Green Projects, i.e. those projects which reduce Carbon Emissions and promote Renewable Energy. "Green Housing" or "Green Home" is one of the types of projects identified for this purpose.

SBI Education Loan Scheme, a term loan granted to Indian Nationals for pursuing higher education in India or abroad where admission has been secured. Maximum amount of the loan limited to 10 lakhs for students studies in India and 20 lakhs for students studies in abroad. There will not be any security if the loan amount does not exceed 4 lakhs and girl student will get 0.50% relaxation on interest rate. Repayment should be commenced one year after completion of course or 6 months after securing a job, whichever is earlier and to be completed within 5 to 7 years maximum.

SBI for SME provides two add-on loan schemes to their existing customers form SME Sector - SME Credit Plus and Standby Line of Credit for Working Capital. Credit Plus will be helpful to overcome temporary financial crisis by providing clean cash credit with the cap of Rs. 25 lakhs facility with no extra expenditure. The other Standby Line of Credit facilitate higher limit upto 5 crore with a small hike in interest rate.

Do you have address? Seems its a funny question! No, its not a funny question. There are people who doesn't have an address (sometimes people deliberately hide their address for some reasons) in the society. Address proof is a mandatory requirement to open a bank account, getting admission / joining to an institution / office, passport etc.

As part of modernization, SBI now has added another 7 digital products to their customers: SBI Digital Village, SBI Mingle, State Bank Buddy, State Bank Scribe, SBI Digi Voucher, SBI Video Statement and SBI Smart watch. With these additions, SBI becomes the "leader of digital products", they claimed. All these SBI Digital products are available for both rural and urban customers in India.

Kerala has become the first digital state in India. It was one among other achievements Kerala received. Some of them are 100 percent literacy, 100 percent mobile phone density, implementation of e-district, and CSC through Akshaya centres etc. Adding another feather, Kerala has implemented Sanchaya online services to collect fee and building taxes / property taxes through online.

SBI Stree Shakti Tractor Loan (SSTL) Scheme extending hassle free Tractor Loans to farmers with women as co-borrowers having minimum of 2 acres of agriculture land. The Stree Shakti Tractor Loan (SSTL) Scheme provides competitive rate of interest and shorter repayment period to its customers. You can find another SBI Stree Shakthi Bank Loan aiming to empower women entreprenures in the SME sector.

1. Ezhavas including Ezhavas, Thiyyas, Ishuvan, Izhuvan, Illuvan and Billava

2. Muslims (all sections following Islam)

3. Latin Catholics other than Anglo-Indians