Are you expecting fee concession or scholarship for your children's education? Or wish to take a loan from Govt agencies? Or want to apply for a pension scheme? In all these and many more occasions, you may be asked submitting income certificate issued by an authorized Govt official. Let's check what are the aspects lying on this important document; start from its definition what is Income Certificate, purpose, how to get it, who will issue, validity, application forms etc..
1. What Is Income Certificate?
Income Certificate is a document claiming a person's or a family's annual income from all sources including salary, daily wages, pension, business, produces from property, rent, and remittances from expatriate member. It's an official document and proof of your income, issued by a Govt. Authority after verifying the application, affidavit and other supporting documents submitted by the applicant. Income Certificate becomes an essential document for those who expects any financial assistance through Govt schemes, hence the people who fall under poverty line (BPL) would use it vastly.
2. Purposes of Income Certificate
Income Certificate is an official document that accepts as a proof of income of a Person or Family. Following are the possible purposes Income Certificate to be used as a proof of income with other applications:
- Financial support in Educational programs - Waiving or concession of fees.
- Seat Reservation in Educational Programs - Preference in college admissions for Socially and Economically backward classes.
- Availing various Loans from Govt. Institutions
- For applying various pension schemes - Old age pension, widow pension, agricultural laborer pension, TB / Leprosy / cancer patient pension
- Ex-service men financial aid
- Avail SC / ST Loan from various Govt. schemes
- Relief to the victims of natural calamities - Tsunami, earth quake, landslide, flood, cyclone, drought, etc.
- Aid to physically handicapped persons - artificial limb, cycle, hearing aid, etc.
- Free ration
- For getting benefit of various social benefit schemes declared by the Govt. from time to time.
3. How to Get Income Certificate?
Income certificate can be obtained by submitting a request to Govt appointed authority that varies from state to state. Many of the Indian States adopt the Tehsildar be the authority to issue Income Certificate while some other States adopt District Magistrate or District Collector or Village officer or else appointed by the Govt.
Following are the complete list of Authority In Various States / Union Territories issuing Income Certificate:
Income Certificate Issuing Authority In Various Indian States
- Andhra Pradesh: Tahsildar
- Arunachal Pradesh: District Magistrate & Collector
- Assam: Revenue Circle Officers
- Bihar: Circle Officer of Circle Office
- Chattisgarh: Naib Tahsildar
- Goa: Mamlatdar of all Talukas
- Gujarat: District Collector / Deputy Collector / Asst. Collector / Prant Officer / Mamlatdar
- Haryana: CRO (Tehsildar / Naib Tehsildar concerned)
- Himachal Pradesh: Tahsildar of Revenue Department
- Jammu & Kashmir: Sub-Divisional Magistrate (not below the rank of Tehsildar)
- Jharkhand: Sub-Divisional Officer in each District
- Karnataka: Tahsildar
- Kerala: Village Officer (if produced before the State Govt. Departments or authorities) / Tahsildar (if produced before the Central Govt. Departments or authorities)
- Madhya Pradesh: Tahsildars / Naib Tahsildars
- Maharashtra: Tahsildar
- Manipur: District Authorities i/c DC / ADC / SDO (not below the rank of SDO / SDM)
- Meghalaya: Employer in case of Govt. employee and by the MP / MLA / DC / SDO Civil in case of others.
- Mizoram: District Magistrate or any other Officer authorized by District Magistrate
- Nagaland: Dy. Commissioners, Addl. Dy. Commissioners and Sub-Divisional Officers (C)
- Odisha: Revenue Officers
- Punjab: CRO (Tehsildar / Naib Tehsildar concerned)
- Rajasthan: Tahsildar / Notary
- Sikkim: Special Executive Magistrate (Block Development Officers, Rural Management & Development Deptt.)
- Tamil Nadu: Zonal Deputy Tahsildar
- Tripura: Deputy Commissioner of respective Districts
- Telengana: Tahsildar
- Uttar Pradesh: Tahsildar Uttaranchal: Tahsildar / SDM / City Magistrate
- West Bengal District Level: Dist. Magistrate or Addl. Dist. Magistrate
- West Bengal Sub-Divisional Level: Sub-Divisional Officer of the concerned
- West Bengal Block Level: Block Development Officer of the concerned Blocks
- West Bengal Kolkata Municipal Corpn.: The Collector, Kolkata
- West Bengal Students residing within civil Jurisdiction of Hon’ble High Court, Kolkata: The Collector, Kolkata
- West Bengal Other areas covered in Kolkata Police are concerned, i.e., areas over which Collector, Kolkata does not exercise jurisdiction: Concerned District Magistrate or any other Officer authorized by the District Magistrate of the respective Districts, i.e., South 24 Paraganas and North 24 Paraganas.
Income Certificate Issuing Authority In Various Union Territories of India
- Andaman & Nicobar: Tahsildar
- Daman, Diu, Dadra, and Nagar Haveli: Mamlatdar
- Chandigarh: Sub Divisional Magistrates
- Delhi: Sub-Divisional Magistrate (SDM) of Govt. of NCT of Delhi
- Lakshadweep: Deputy Collectors in Agatti and Minicoy and SDOs in the remaining Islands
- Pondicherry: Tahsildar, Deputy Tahsildar
Income Certificate Application Form
One who wish to get Income Certificate for a particular purpose, first of all, check whether the required purpose information / prospectus has given any format of it. For example, most of the admission prospectus of educational programs would have standard format for applying Income Certificate. If there is no specific instructions, you can use printed form which is available near to your concerned Authority office listed above or download it from concerned websites. Besides, many States have implemented eDistrict online facilities that make hassle free submission of various services including Income Certificate request.
Structure and Important Sections of Income Certificate Application Form
In a standard income certificate application format, the structure and information shall be as follows:
- Basic data section - It includes basic personal details, certificate purpose, asset details, various income sources, and total annual income.
- Declaration section