Rice Mill Plus Bank Loan Scheme For Food Processing Units

SBI has fantastic loan scheme for entrepreneurs of food grain mills - Rice Mill Plus. Term loan for acquisition of machinery / factory building for modernization / expansion and working capital needs of Rice Mills engaged in milling, sorting, grading and polishing. No upper ceiling on loan amount.

Which is the most important food item for the mankind? Everybody knows that rice is the answer. The genetic diversity and verities of rice are numerous across the globe and two third of the world population survives with the consumption of either rice or its divergent produces. Removal of hulls and brans from paddy grains is the main process of Rice Milling. The output of the production will be the polished rice which we regularly buying from the market for our consumption.

How to Manufacture Rice?

Manufacturing process started collecting raw paddy from paddy farmers and transported to the Rice Mill for various processing. Further processes are listed below:

Cleaning of paddy
Pre-cleaning of Raw Paddy in tanks
Soaking in tank
Drain of Water
Steaming in vessel (95 deg. C)
Sending to rice mill
Tempering for 24 hrs in day bins
Drying at 100 deg. C / 70 deg. C for 6 Hours
Unloading for drier

Technologies Required to Setup Rice Mill

The technology required for the ginning and pressing operations are:

De-stoner
Paddy Husker and Paddy Separator
Vertical Whitener
Humidifier
Air Polisher
Grain color sorter
Pre-cleaner
Airlocks
Various motors and gears
Elevators, sifters, graders and blowers
Electronic weighing machines
Bagging system and slat conveyor
Rotary screw air compressor
DG set
Weigh bridge
Electrical infrastructure and other control accessories etc.