SBI Agriculture Loan - Scheme For Dairy Societies And Dairy Units





SBI Has two bank loan schemes for Dairy related agricultural projects. The first one named -SBI Scheme For Dairy Societies- aims to provide finance for creating infrastructure like Construction of Milk house or Society office, Purchase of Automatic milk collection system, transport vehicles, Bulk chilling unit; and the second named SBI Dairy Plus Agriculture loan scheme to finance milk producing members of AMUL pattern societies recognized private milk dairies posting profit in the past two years.

1. SBI Agriculture loan scheme for Financing Dairy Societies

SBI Scheme For Dairy Societies aims to provide finance for creating infrastructure like Construction of “milk house or society office”, Purchase of “Automatic milk collection system”, transport vehicles, Bulk chilling unit.

SBI Agriculture Loan - Scheme For Dairy Societies

Loan Eligibility for Dairy Societies

Society should have ‘A’ grade milk societies – registered & affiliated to district milk union, no adverse remarks in the audit report of previous 2 years, supplying 1000 lit/day to milk union, audited balance sheet for at least previous 2 years, earning pre-tax profits for the last two years, borrowing powers as per bye-laws of the Society.

Classification of Loan for Dairy Societies

Included in Indirect agriculture finance and/or Agricultural term loan (ATL).

Limit of Loan for Dairy Societies

Maximum - 4 times the average profit of previous 2 years maximum Rs 10.00 lacs. Milk house or society office Rs. 2 lakh, Automatic milk collection system Rs. 1 lakh, Milk transportation Rs. 3 lakh, Chilling Unit Rs. 4 lakhs.

Margin of Loan for Dairy Societies

Margin money shall be 15% of the total loan amount

ROI /Documents

As applicable to ATL.

DSCR: Min. 1.75

Security

  • Primary: Hypothecation of assets.
  • Collateral: Mortgage of landed property (or) Guarantee of milk union. Letter of undertaking from milk union to deduct and pay bank the amount till liquidation of loan.

Repayment

Repayable in 5 years with a gestation of 6 months, with monthly installments.


2. SBI Agriculture Loan Scheme for Financing Dairy Units (Dairy Plus)

SBI Dairy Plus Agriculture loan scheme to finance milk producing members of AMUL pattern societies recognized private milk dairies posting profit in the past two years.

SBI Agriculture loan scheme for Financing Dairy Units (Dairy Plus)

Purpose of SBI Dairy Plus Agriculture loan scheme

Construction of dairy shed Purchase of quality milch animals, milking machine, chaff cutter or any other equipment required for the purpose.

Eligibility for SBI Dairy Plus Agriculture loan scheme

Individual member of Amul Type society, age below 65 years with min. Individual Dairy < 10 animals min 0.25 acre land per 5 animals for growing feed & able to procure balance locally, > 10 animals 1 acre own or lease land per 5 animals.

Limit of SBI Dairy Plus Agriculture loan scheme

A Term loan of Maximum Rs.5 lacs. A working capital @ Rs.2500/- per animal per year may be sanctioned. Min DSCR: 1.75.

Margin of SBI Dairy Plus Agriculture loan scheme

Loans upto Rs. 50,000/- : Nil. Loans above Rs. 50,000/- and upto Rs.5 lacs: 10%

Security

  • Primary: hypothecation of assets.
  • Collateral: upto Rs. 1.00 lac : Nil. Over Rs.1 lac - Mortgage of landed property (or) third party guarantee worth for loan amount (or) group guarantee of other 2 dairy farmers.

Repayment of SBI Dairy Plus Agriculture loan scheme

5 Years in monthly instalments with Gestation period – 6 months.

Rate of interest of SBI Dairy Plus Agriculture loan scheme

As applicable to direct agricultural loans (ATL).

Other terms

Minimum yield criteria: Buffaloes – 7 lit/day (lactation average) Cow – 8 lit/day (lactation average). Fodder cultivation can be financed as per scale of finance. Payment to the bank directly by the society. Milk union operation & milk route facility are essential.

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Comments

Agriculture Laon

Hi All,

i need a loan, for the infrastructure for my exciting cattle farm near rajankunte, north Banaglore.
Kindly Help me in giving loan....

Do you need a loan?

Do you Need a loan? If yes search no further for here comes a reliable lender who helped me with a loan when i had nothing. You can reach them at xxxxxxx@yahoo.com.

The Above Comment is Preying or Exploiting Those in Need of Loan

Beware the above message!

Don't become fool or prey of those cheaters. This site is getting lot of messages like that. Don't believe any offer for loan or financial assistance from strangers. There is no short cut to get any type of loan. You are warned!

dairy farming loan

Dear All,

I want to develop our village, right now i am in Saudi Arabia and i will invest RS.20,0000,. how much bank invest on this amount
Please help me.

enquiry

Hii,,
Sir i am going to establish a dairy farming unit of 10 desi cows. I have 1.5 acres land with water and elecrticity. I am 22 years old and graduated. My total project value goes upto 2500000 . Should i get loan from SBI.

Stanly Chirayath's picture

Bank Loan for New Dairy Farm Unit

Bank loan for a dairy unit consisting 10 desi cows having project cost Rs. 25 lakhs may not be realistic. Think what is in your mind twice and have a discussion with Bank manager. How did you calculate and reach this Rs. 25 lakhs for a dairy farm having only 10 desi cows?

Bank loan for Buffalo purchase

Hi,
I am having one acre of land and want to purchase 1 or 2 buffalows producing 7 or litres of milk. How much loan will I get from bank? and what will be interest rate?

NEW DAIRY FARM

I interested to make new cow dairy farm how apply loan bank.

How i get Loan of 10 Lac

i have now 8 Cows and 2 Beffolows and 90 litrs milk produce daily. but i want buy another 10 cow and construct shed for this.plz reply on bygavhane@gmail.com

Dairy farming

Sir I have 5 acre land I want to buy 25 Murrah buffalo's to running a dairy farming I think the total cost is 25lakhs how much loan will i get from Bank

Stanly Chirayath's picture

Dairy Farm of Murrah Buffaloes

If your estimate is based on the facts, it seems you will get the maximum loan amount for starting Dairy Farm unit of Murrah Buffaloes. Have a discussion with your bank Manager. Margin money 10% to be your contribution if loan gets passed.

cost of project

dear sir,i want to start a dairy farm of 50 murrah buffaloes in Haryana.i have 5 bighas of land.is it enough also total capital available is 15 lakhs.do u think it is right to take the step.
best regards

Loan required for dairy unit

Dear SBI
hi I am Nitesh and I am b.tech AGagril engineer. I want start dadairy plan in my village. Plz ttell me how SBI help me.

Regarding Loan

Dear Sir,

I am owing a dairy farm in new delhi with Buffaloes 100 in no's and cow 20 in no's .

I want to start the automations process and shed set-up work in my dairy .how much loan i can receive from the bank and how much will be the actual cost .Banks are giving loans to dairy owners in delhi under dairy development scheme???what will be the current rate of interest and procedure of loans.

Thanks

dairy farm.

Sir i m from babalad. Dist-tq-bijapur. My land only 2 accar is their.... i need 10 laksh loan. How to get loan plz rpl me.

Bank Loan for Dairy Farm

I want Open a Dairy farm in Bihar Patna plz provide Bank financial Project details of rs. 2.5 Lacks.

Which cow prefer for a new dairy farm in initial stages.

details of dairy loan

Dear All,

right now i am working a job but insist want to develop our village and our self but already i visited more banks for the dairy loan they are not provided loan, please i would like to request to you that help me and suggest

i am waiting for your response

regards
vishnu singh
7080330226

buffalo loan

Hello sir I want to take the loan for buying the buffaloes about 5lacks to 7lacks so please give suggestion to take the loan

amrican cow dary farm

Dear Sir
I want to start a new dary farm of american cow's
Pls update documents and some ideas or lone proses
Plz responce
Thanks
9571232811

Regarding Dairy farming

Hi sir, My self is vinay.i am living is Karnataka state.i am in plan to start small scale dairy farm(around 10 HF cow)I have 3acres of land. My project will cost around 10lakhs.is it SBI provides loan for this project? If they are ready to give loan, what are the documents require to submit to bank.

To know about loan

Dear sir;
I want to get loan for a small dairy farm(10buffalos) can SBI provide around 10lac.rupees for Dairy Farm.My father have 4acre land so i want to open a dairy.
Name- jitendra kumar kurmi
Mob.no.- 8817846066

sir good afternoon.i am a 22

sir good afternoon.i am a 22 year old boy from m.p. i have total land of 15 beegha including the farm of 5 beegha on road where i have proper water facility.where i wANT to start a dairy farm or approximatly 40-50 cows and buffalos.so my first question is how much ammount of money it will require and second is for this which government organisation that will guide me from starting to end.last question is can i get loan for this project and from where i can get this loan and process of this loan .....waiting for ur reply eagerly thanku sir

Stanly Chirayath's picture

Starting a Dairy Farm with 40 to 50 Buffaloes

Do you have any experience in this field? If you have enough experience, first you contact nearest veterinary university or college for guidance. Visit some farms and milk marketing societies near to your place.

Else appoint a consultant who can give all assistance in this regard.

If you can convince the bank (SBI or any nationalized bank), you will get bank loan based on the project report.

LOAN FOR PURCHASE OF 4 BUFFALO

Sir
Hi sir I have 5arces of agricultural land and I want to purchase
4 buffalos for dairy farm small.pls help me sir.My account in Sbi
narasimha1533@gmail.com
contact 9481835580.

Loan under subsidy schemes

Sir, how i can get loan under acabc scheme or DED scheme. What is the procedure for getting loan under this scheme.

Dairy form and buffalo loan

Hello sir, i have 2 ekars land in Nalgonda dist// Telangana state, i want open a small dairy unit with shed and buffaloes, did i get bank loan, i am a employee, how mush loan bank will give can you suggest me, kukkalan11@Gmail.com

dairy loan

Hi sir i want open dairy udyog in tonk district Rajasthan.how can get loan for dairy udyog.

loan for dairy

sir m haryana se hu mere pass 4 arces jamin h.m mini dairy lagana chahta hu.loan ki scheme kya h.mujhe guide kre.thank you

Starting a New diary firm

Hello Sir,
I am chetan from bangalore, working in an IT Firm i am feedup of my job and taught of starting a new business and frnd of mine gave a suggestion of starting a dairy farm. so i took a training session given by institution. i have 5 acre of land. nedd a loan have a plan to start with 10HF cows please suggest

Stanly Chirayath's picture

IT Professional Seeks Bank Loan for Dairy Farm

Refer some project reports and resources available online, then make a project report that suitable for you. Since you are a trained person, I hope you can convince feasibility of the project to the bank.

Make connections with other dairy farms, societies and vet clinics in your locality.

Research Marketing scopes from different angles.

I hope you can become one of the successful entrepreneur in this field.

Best of luck!

IT folk Planing a dairy farm

Chetan, Did you get the business set up , I 'm in almost similar situation like your;s. Can we have a small conversation. I wish for same what you had.

opening a dairy famr

Dear sir,
I want to opena dairy farm of 10 Jersey cows in bhusbaneswar whom shall branch of sbi should i contact for the loan m ready to mortgage my land for it loan amount will be around 5 lakhs

Stanly Chirayath's picture

Contact Person For Bank Loan

Bank Loan Related queries are generally attended by Branch Managers. You can go directly to meet Branch Manager for discussing the matter. Though larger branches have different sections to handle their various products, insist to meet Manager, Loans.

for 700000loan

sir I want to start dairy with 10 cow(100lits) my project values 1300000 iwant loan of rupees 500000 I haue 8 years I t retune also

Subsidy for Diary farm

I am planning to start a diary farm with 10 cows. Can you please let me know what are the Government schemes and subsidy available

subsidy loan

sir,i am planning to start a dairy farm with 30 cows and 50 buffalow in half acre land in karnal(haryana)i am graduate.should i get 25 lac loan on subcidyfrom sbi bank or other bank

Mini dairy for 20 cows

Dear Sir kindly support to me to start own dairy, My Father have 7 bigha land & we have 3 brother, we want to start milk dairy. We need 20 lakh loan for this project, kindly support & advice to me.

wants buffalo loan

Hello sir....
This is ramesh..completed b.tech and now I realized that software job is too tough and wants to start buffalo farm as im from village, i better knows the frowing up buffalos and also we have 2 buffalos...abd wants 3 t0 4 lakhs loan for 5 bUffalos....
Please help me and reply
ramesh.kondati39@gmail.com
My num
9014196246

We have 10 acres of land and

We have 10 acres of land and wants to take loan for buffalo farming for 5 buffalos upto 4 lakhs ..and i well know how to grow cattles as im from village

i am asking about dairy farm laon is interest free

hello sir, iam from karnataka bidar dist. i am planning to start a dairy business with 10 hf cows. at least this project need 5-7 lack need. i dont know dairy farm sbi loan with interest without interest. if there is interest is there means how much % tell me

i am asking about dairy farm laon is interest free

Dear sir;
I want to get loan for a small dairy farm(10buffalos) can SBI provide around 10lac.rupees for Dairy Farm.My father have 4acre land so i want to open a dairy.
Name- jitendra kumar kurmi
Mob.no.- 8817846066

Regarding Loan for newe dairy

Dear sir,

i am planning to start the business of dairy form. Will i get any loan in your side? what types of loans suitable for me please tell me

Inquiry for Loan for buffalo farming

Hi sir,
I'm kishan parsonda, please give me detail of buffalo farming loan I am from Village:patidad, Ta:Gondal, Dis:Rajkot, I have 2.5 Acers land so please give answer on my email.

Vijay Malya

Nu To Bta Dyo Vijay Malya Ne 9000 Crore ka Loan Kis Base Pe Liya Tha ... Haamne 25 lakh bhi Na Dete Ghanta Kare Dairy Farm

loan for dairy farm

I want to open dairy farm in my village near karnal i want take loan for 10 animal and i have taken training from NDRI karnal with certificate give me some help

dairy

I want to open dairy from in my village, my cont number 8559828508
Please help me.

Paris dairy farm

Hello sir...i am living in Paris since 10 year..and i am 28 year old...now i want to move in India and start a high tech dairy farm with 20.. 30 cows in my village ..near Ambala . Haryana.w e have 20 acre of land ..and value of 1 acre in our area is 35 to 4 0 lakh..so i need some good contribution from your bank...how much your bank can provide me loan...reply me please... waiting for your response hopefully..thank you

I need finance for dairy farm

I have 5 acre land in which 1 acre linked with residential area .I am a commerce graduate I hope I will handle the business in better way and make it profitable . Kindly help me for the process of getting loan shortly thanks.

Stanly Chirayath's picture

Loan Process for Dairy Farm

If you have enough experience in the field, make a project report, meet branch manager near to your location where you are planning to start the unit. If manager has been convinced, you will get the loan as per the project report subject to all other terms and conditions.

for dairy project

Dear sir , i have across 50 biga land so i want to open dairy project and want to loan for the same. but i am confused which types startup for the dairy project. i have also fully facility of water and electric city.
Thanx & regard's

Arvind meena

Establish Baffalow farms

Dear sir,
I have a 1 acres land on Balaghat Madhya Pradesh & I want to open 30 buffallo (murrah) farms for a milk production. The estimate cost of project is 15,00,000/-, so i need a loan from your bank. How much your bank can provide a loan for project?

Required Dairy Loan

Dear sir,

I am dairy technologist also completed course on Dairy project Management from IRMA, Gujarat & presently working with very reputed brand from last 10 years. We have 4 acres land near Tumsar Dist. Bhandara, Maharastra. I want to start dairy farming & milk products manufacturing project. Please suggest.

Loan For Big level dairy farm

Hello sir,

Myself Anil chaudhary From Gujarat. I am an engineer. I have already 8 buffalo. 13 acare land is ready for this business. Also their water facility and electricity setup already done. We have all agricultural machinery. I want to take up my business on big level. Can you please tell me what is the procedure of loan and which kind of document require their.

best regards,
Anil chaudhary

Loan for start milk dairy

Hi I have 4 acre field in Palwal Haryana i want to start dairy farming
so we will require loan for the same

Want a loan for startinag small dairy farm

Sir, myself Jahangir Alam, from Jalpaiguri(WB). I want a loan for starting a village level dairy farm (cow). I have 3 acres land.
So plz contact me as possible.

dairy farming

Sir I have start Mene dairy farm

As my village so I halp me

Dairy farm

Dear All,

right now i am working a job but insist want to develop our village and our self but already i visited more banks for the dairy loan they are not provided loan, please i would like to request to you that help me and suggest

i am waiting for your response

regards

arjun singh
09555151218

I have two halysten and one

I have two halysten and one Jersey cow I want to know that how I get loan for purchasing more cow or i have plot 40×60
For this. We are not supply milk in any milk society. We sold it in our market. So if we are eligible for loan than please reply. We are waiting. thanks

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