SBI SME Stree Shakti Loan Scheme





The Stree Shakti Loan Scheme is specially designed to find and support entrepreneurship among women by providing concessions in the financial assistance and processing. The main criteria SBI looks for, an enterprise should have more than 50% of its share capital owned by women.

Stree Shakti Representative image

Concessions Offered Under the Stree Shakti Loan Scheme

  1. The margin will be lowered by 5% as applicable to separate categories.
  2. The interest rate will be lowered by 0.5% in case the loan exceeds Rs 2 lakhs.
  3. No security is required for loans up to Rs. 5 lakhs in case of tiny sector units.

Stree Shakti Loan Scheme General Perspective

For women entrepreneurs in Retail trade, Business enterprises, Professionals and self employed, small scale units or tiny units where the women entrepreneur’s stake is more than 51%.

Term Loan & Working Capital facility is available with concessionary margins and interest rates.

Income Generating Activities

Products from Self help group - Photo credits: Purkal Stree Shakti Samiti

Products from Self help group - Photo credits: Purkal Stree Shakti Samiti

Stree Shakti is an approach through which efforts are being made by the government with the intention to pool both human and material resources and empower women in rural areas. Some of the popular Stree Shakti tiny projects are:

  1. Dairying
  2. Production and sale of ready-made garments
  3. Blanket marketing
  4. Marketing of seeds and manure
  5. Production and sale of composite manure
  6. Production and sale of soap and detergent
  7. Production and sale of: Papad, Saambaar Powder, Agarbathi  etc.

 

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