SBI SME Stree Shakti Loan Scheme

The Stree Shakti Loan Scheme is specially designed to find and support entrepreneurship among women by providing concessions in the financial assistance and processing. The main criteria SBI looks for, an enterprise should have more than 50% of its share capital owned by women. Stree Shakti Loan Scheme aims to empower women entrepreneurs who own and are managed in retail trade, business enterprises of professional and self -employed like doctors, beauty parlour operators etc.

Stree Shakti Representative image

Concessions Offered Under the Stree Shakti Loan Scheme

  1. The margin will be lowered by 5% as applicable to separate categories.
  2. The interest rate will be lowered by 0.5% in case the loan exceeds Rs 2 lakhs.
  3. No security is required for loans up to Rs. 5 lakhs in case of tiny sector units.
  4. Special concession in margin by 5%.

Stree Shakti Loan Scheme General Perspective

For women entrepreneurs in Retail trade, Business enterprises, Professionals and self employed, small scale units or tiny units where the women entrepreneur’s stake is more than 51%. Loan amount upto Rs. 20 lakhs can be availed from banks with working capital and term loan facility.

Term Loan & Working Capital facility is available with concessionary margins and interest rates. Interest rate shall be 4% pa over MCLR.

Income Generating Activities

Products from Self help group - Photo credits: Purkal Stree Shakti Samiti

Products from Self help group - Photo credits: Purkal Stree Shakti Samiti

Stree Shakti Loan is an approach through which efforts are being made by the government with the intention to pool both human and material resources and empower women in rural areas. Some of the popular Stree Shakti tiny projects are:

  1. Dairying
  2. Production and sale of ready-made garments
  3. Blanket marketing
  4. Marketing of seeds and manure
  5. Production and sale of composite manure
  6. Production and sale of soap and detergent
  7. Production and sale of: Papad, Saambaar Powder, Agarbathi  etc.


There are 12 Comments

i want to start my business in a cosmatic field what are the major formalities to get stri skti yojna loan nd plz mention is OBC bank is able to give that loan ?

i think you should contact SBI bank

I immediately wanted a stree shakti loan to continue my small garment shop which i will have to close due to no funds. Please help to give loan at no interest.

Please help me

How can get stree shakti package please give details ,at present I am in coimbatore

I want stree shakti yojana loan for my readymade garment business. So pl help & full inform me about this scheme. Solapur.

Sir nari yojna Ka labh Lene ke liye hame kya Karna padega
or Kitna loan mil Sakta hi bijnesh Karne ke liye

sir me apna kaam shuru karna chahti hu ye loan kaise milega kya prakriy hai iski

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