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SBI Agriculture Loan - Scheme For Dairy Societies And Dairy Units

SBI Agriculture Loan - Scheme For Dairy Societies
SBI Has two bank loan schemes for Dairy related agricultural projects. The first one named -SBI Scheme For Dairy Societies- aims to provide finance for creating infrastructure like Construction of Milk house or Society office, Purchase of Automatic milk collection system, transport vehicles, Bulk chilling unit; and the second named SBI Dairy Plus Agriculture loan scheme to finance milk producing members of AMUL pattern societies recognized private milk dairies posting profit in the past two years.

SBI Rural Housing Bank Loan - SBI Gram Niwas and SBI Sahayog Niwas

SBI Rural Housing Loan - SBI Gram Niwas and SBI Sahayog Niwas
Although State Bank Of India (SBI) has implemented a rural housing scheme (Golden Jubilee Rural Housing Finance Scheme of RBI (GJRHFS)) under personal segment, bank has not been able to comprehensively cater to the needs of the farming community and poorest of the poor for Home Loans in view of the peculiarity of the ownership title in rural areas, social habits, type of construction and other related needs not being fully covered under GJRHFS.

SBI Home Loan: Necessary Documents Required To Be Submitted By Housing Loan Applicant

List of papers / documents applicable to all applicants for Housing Loan:

  1. Completed loan application
  2. 3 Passport size photographs
  3. Proof of identify (photo copies of Voters ID card/ Passport / Driving license/ IT PAN card)
  4. Proof of residence (photo copies of recent Telephone Bills / Electricity Bill/Property tax receipt/ Passport/ Voters ID card)
  5. Proof of business address for non-salaried individuals

SBI Agriculture Loan - Farmer's Schemes For Land Purchase and Debt Swapping Of Borrowers

SBI Agriculture Loan - Farmers' Land Purchase Scheme
Farmer's Land Purchase Scheme is to assist Small & Marginal farmers, Tenants Cultivators, Share Croppers and landless agricultural labourers for purchase of land. The borrowers should have a record of prompt repayment of the loan for at least two years. Good borrowers of other Banks may also eligible provided they liquidate their outstanding to other banks.

Find Company Master Data Using Company CIN No. in www.mca.gov.in

Find Company Master Data using CIN number in MCA site
Every Corporate company has a master data essentially checked by public using Company CIN number. Since MCA and its concerned ROC are responsible grabbing every change happens to a company, they release this master data to the public through its website. CIN number is the key to reveal all Company Master Data. Here we will look into how to reveal a company's data in various situations.

Corporate Identification Number or Company CIN No. in India

Corporate Identification Number or Company CIN No. in India
Company CIN, sometimes referred to as Company CIN Number or Company CIN No. is a unique identification number assigned by Registrar of Companies (ROC) functioning in various states under Ministry of Corporate Affairs (MCA), Govt. of India. After formation of the company, concerned ROC issues a certificate containing its unique Corporate Identification Number (CIN No. or CIN) along with its approved name. Every company must quote this unique Company CIN number whenever a correspondence or data forms submitted to MCA, particularly in audits and reports.

SBI SME Open Term Loan

SBI SME Open term Loan
SBI SME Open Term Loan, the easy and hassle-free way to get finance for expansion or modernization of existing business, acquiring new technical know-how including international standards like ISO, participating international exhibitions conducted in abroad are the main utilization of Open Term Loan. SME Open Term Loan to be one of the must have loan facility for each and every existing SME Borrowers.

Types or Classification of Bank Term Loan and Features

Term Loan representative image
Every banks deal with "Term Loan" as their financial product to attract customers. Majority of financing institutions given their product as a term loan. They are probably, short-term loan for buying home appliances or long-term loan for buying a home or inter-mediate term loan for purchasing a car. Here we see the types and features of Term Loan.

SBI SME Term Loan (General Purpose, Open and Corporate)

SBI SME Term Loan
SBI has different Term Loan products to boost SME sector depending on purpose of the business they setup. Products are: General purpose term Loan for SSI upto Rs. 50 lakhs, Open term Loan upto Rs. 2.5 Crore and Corporate term Loan upto Rs. 10 Crore or no cap for Corporates.

Agricultural Term Loans (ATL)

Agricultural Term Loans (ATL)
A majority of Agricultural loans operate within 18 months of repayment period which commonly known as Seasonal Agricultural Operations (SAO). Farmers seeking loans facilitating "long term loans" with repayment period of upto 15 years may give immense opportunities to invest in diversified fields like Dairy Farm, Farm Mechanisation, Minor Irrigation, Lift Irrigation, Horticulture, Land Developments, Sheep / Goat / Piggery / Poultry Farm, Inland fisheries, Sericulture, Rural Godowns, Farm Plantations / Forestry Plantations and other activities.

Banking System In India

Banking System In India
In India the banks and banking have been divided in different groups. Each group has their own benefits and limitations in their operations. They have their own dedicated target market. Some are concentrated their work in rural sector while others in both rural as well as urban. Most of them are only catering in cities and major towns.

Head Office of Public Sector Commercial Banks (Nationalized Banks) in India

Nationalized Banks in India
When you think about banking, the first preference goes to Nationalized Public Sector Commercial Banks like SBI, Canera Bank, Bank of Baroda etc. Why do people give higher privilege to Nationalized banks? The basic answer is very simple - India Govt. has a good control over Nationalized Commercial Banks. They are forced to follow the instructions issued by Central Govt. and RBI. They are dominating over 90% of the banking sector in India that plays big economic role of India's development.

Urgent or Emergency Personal Loan - SBI Saral Personal Loan

Urgent or Emergency Personal Loan - SBI Saral Personal Loan
What happened when you are in need of urgent fund due to a hospital case or sudden travel plan? Do you want funds readily available to you whenever you desire or need? SBI provides a personal loan scheme, Saral Personal Loan, an urgent financing solution.

SBI Used Car Loan Scheme

Representative image - Used car for sale
SBI provides the best car loan scheme for you to take a loan for purchase of used car, not more than 5 years old. Featuring no Advance EMI, longest repayment tenure (7 years), lower interest rates, lower EMI, LTV 85% of ‘On Road Price’ of car (includes registration, insurance and cost of accessories worth Rs 25000), interest Calculated on Daily Reducing Balance, Flexibility of payment of EMI any time during the month, low pre-payment penalty ie. only 2%, low processing fee (only 0.50% of loan amount), free Accidental insurance, optional SBI Life cover.

SBI Certified Pre-Owned Car Loan

SBI Certified Pre-Owned Car Loan
SBI provide the best car loan scheme for purchasing of Certified Pre-owned Car, not more than 5 years old. This loan would be the best choice for people who wish to test a car for a short period and then buy a brand new luxury car in the later stage.

SBI Car Loan Details and Documents Required To Be Submitted

Bank Loan: SBI Car Loan Details and Documents Required To Be Submitted
SBI offers car loans for the longest tenors (84 months) and also provides finance for both new cars as well as old cars (not more than five years old). Interest for Car loans shall be on daily reducing balance, unlike the flat rate of interest or interest based on annual reducing balance method used by several other financiers. Finance includes for one-time road tax, registration fee and insurance premium also.

SBI Loan for Private Cold Storage / Private Ware Houses For On lending To Farmers

SBI Loan for Private Cold Storage / Private Ware Houses For On lending To Farmers
SBI has a unique financial Scheme For Financing Private Cold Storage / Private Ware Houses For On lending To Farmers who has agricultural commodities to be stored in the third party warehouses or cold storages. All private cold storages/warehouses if the promoters are of good repute and Integrity, capacity of the cold storage more than 5000 MT, registered post-tax profits for the last 3 years, all their existing accounts classified as Standard asset. New cold storages can also be considered with the permission of the controlling authority.

SBI Agriculture Loan For Setting Up Of Cold Storages

SBI Agriculture Loan For Setting Up Of Cold Storages
The objectives of SBI Financing Cold Storage is to promote setting up of cold storage and reducing post harvest losses. Eligible Organisations are: Individuals / Farmers, Group Farmers / Growers, Companies, NGOs, Partnership / Proprietary Firms, Corporations, Cooperative Agricultural Produce Marketing Committees, Marketing Boards / Committees and Agricultural Industries Corporations.

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