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SBI Used Car Loan Scheme

Representative image - Used car for sale
SBI provides the best car loan scheme for you to take a loan for purchase of used car, not more than 5 years old. Featuring no Advance EMI, longest repayment tenure (7 years), lower interest rates, lower EMI, LTV 85% of ‘On Road Price’ of car (includes registration, insurance and cost of accessories worth Rs 25000), interest Calculated on Daily Reducing Balance, Flexibility of payment of EMI any time during the month, low pre-payment penalty ie. only 2%, low processing fee (only 0.50% of loan amount), free Accidental insurance, optional SBI Life cover.

SBI Certified Pre-Owned Car Loan

SBI Certified Pre-Owned Car Loan
SBI provide the best car loan scheme for purchasing of Certified Pre-owned Car, not more than 5 years old. This loan would be the best choice for people who wish to test a car for a short period and then buy a brand new luxury car in the later stage.

SBI Car Loan Details and Documents Required To Be Submitted

Bank Loan: SBI Car Loan Details and Documents Required To Be Submitted
SBI offers car loans for the longest tenors (84 months) and also provides finance for both new cars as well as old cars (not more than five years old). Interest for Car loans shall be on daily reducing balance, unlike the flat rate of interest or interest based on annual reducing balance method used by several other financiers. Finance includes for one-time road tax, registration fee and insurance premium also.

SBI Loan for Private Cold Storage / Private Ware Houses For On lending To Farmers

SBI Loan for Private Cold Storage / Private Ware Houses For On lending To Farmers
SBI has a unique financial Scheme For Financing Private Cold Storage / Private Ware Houses For On lending To Farmers who has agricultural commodities to be stored in the third party warehouses or cold storages. All private cold storages/warehouses if the promoters are of good repute and Integrity, capacity of the cold storage more than 5000 MT, registered post-tax profits for the last 3 years, all their existing accounts classified as Standard asset. New cold storages can also be considered with the permission of the controlling authority.

SBI Agriculture Loan For Setting Up Of Cold Storages

SBI Agriculture Loan For Setting Up Of Cold Storages
The objectives of SBI Financing Cold Storage is to promote setting up of cold storage and reducing post harvest losses. Eligible Organisations are: Individuals / Farmers, Group Farmers / Growers, Companies, NGOs, Partnership / Proprietary Firms, Corporations, Cooperative Agricultural Produce Marketing Committees, Marketing Boards / Committees and Agricultural Industries Corporations.

Advantages And Disadvantages Of Computer Aided Design (CAD) Over Manual Drafting

Sample CAD drafting work
The advantages of CAD include: the ability to producing very accurate designs; drawings can be created in 2D or 3D and rotated; other computer programmes can be linked to the design software. With manual drafting, you must determine the scale of a view before you start drawing. This scale compares the size of the actual object to the size of the model drawn on paper. With CAD, you first decide what units of measurement you will use, and then draw your model at 1:1 scale.

SBI Agricultural Gold Loan

Image of SBI Agricultural Gold Loan
SBI Agricultural Gold Loan to enable farmers to meet their short-term agricultural credit needs. This is one of the easiest and convenient loan for farmers when they are in emergency needs of fund. An existing account holder can avail this loan within an hour producing land tax receipt along with passbook and gold.

SBI Krishi Kalyan or Farmers Easy Empowered Loan (FEEL)

SBI Agriculture Loan - Farmers Easy Empowered Loan (FEEL): KRISHI KALYAN
Objective of Farmers Easy Empowered Loan (FEEL) or KRISHI KALYAN is to provide timely and adequate credit to farmers to meet production and consumption expenses. To reduce the multiple process of separate application, documentation & EM creation for availment of KCC and PML, thereby reduce the time for delivery of credit.

SBI Traders Easy Loan Scheme (SBI TEL)

Bank Loan - SBI Traders Easy Loan Scheme (SBI TEL)
SBI launched this scheme to provide hassle free loan to Traders. Any business man/ entrepreneur/ Professional and self employed person can avail this loan. Loan under the scheme can be availed to meet normal business requirements and is sanctioned against equitable mortgage of property. Any residential or commercial property in the name of unit/ proprietor/partner OR their close relatives is acceptable. Agriculture property or property outside urban limits is not accepted.

SBI Agriculture Loan - Various Schemes On Credit Cards

SBI Agriculture Loan - Various Schemes On Credit Cards
SBI provides different type of loan to farmers who has good track record with SBI for their last two years. A general-purpose loan for productive and consumption purposes of farmers, Self help group credit card and general purpose credit card loan.

SBI SME Credit Card Loan Scheme

SME Credit Card Loan

SBI has a good loan scheme, which is SME Credit Card Loan Scheme perhaps, the least publicised scheme in the credit card sector of SBI SME. It gives upto 10 lakhs under CGTMS and no collateral at all. This product is good for the units unable to provide elaborate financial data sought by banks for assessing credit needs.

SBI SME Add On Loan Schemes (Credit Plus and Standby Line of Credit)

SBI SME Add On Loan Schemes (Credit Plus and Standby Line of Credit)
SBI for SME provides two add-on loan schemes to their existing customers form SME Sector - SME Credit Plus and Standby Line of Credit for Working Capital. Credit Plus will be helpful to overcome temporary financial crisis by providing clean cash credit with the cap of Rs. 25 lakhs facility with no extra expenditure. The other Standby Line of Credit facilitate higher limit upto 5 crore with a small hike in interest rate.

SBI Kisan Credit Card Bank Loan (SBI KCC) - A Helping Hand To Poor Indian Farmers

SBI Kisan Credit Card (SBI KCC) - A Helping Hand To Poor Indian Farmers
SBI Kisan Credit Card (SBI KCC) to provide timely and adequate credit to farmers to meet their production credit needs (cultivation expenses) besides, meeting contingency expenses. The Kisan Credit Card (KCC) Scheme was a model agriculture loan scheme prepared by NABARD in August 1998 and RBI advised to implement the same by all commercial banks in India in 1998. After series of request from farmers, NABARD and RBI revised the whole KCC Scheme to suit the farmers' current needs.

Cash Credit In Banking System

Cash Credit
Cash credit is a flexible system of lending under which the borrower has the option to withdraw the funds as and when required and to the extent of his needs. Under this arrangement the banker specifies a limit of loan for the customer (known as cash credit limit) up to which the customer is allowed to draw.

Agriculture Fisheries Loan

Agriculture Fisheries Loan
An increased demand for fisheries development in the country attracts people from all sectors rather traditional fisherman and people from coastal belt. Adopting new technologies, like aquaponics, backyard fish ponds / tanks are allowed us setting up fisheries activities even in a restricted little spaces. Some of the banks are providing fisheries finance in which activities included inland fisheries, marine fisheries and brackish water scheme.

Bank Business Correspondents (Bank BC) and Bank Business Facilitators (Bank BF)

Bank Business Correspondents (Bank BC) and Bank Business Facilitators (Bank BF)
In Jan 2006, the Reserve Bank of India issued a new set of guidelines allowing banks to employ two categories of intermediaries - Business Correspondents (BCs) and Business Facilitators (BFs) - to expand their outreach. According to the guidelines, while the BCs are permitted to carry out transactions on behalf of the bank as agents, the BFs can refer clients, pursue the clients’ proposal and facilitate the bank to carry out its transactions, but cannot transact on behalf of the bank.

SBI Digital Products

SBI Digital Products
As part of modernization, SBI now has added another 7 digital products to their customers: SBI Digital Village, SBI Mingle, State Bank Buddy, State Bank Scribe, SBI Digi Voucher, SBI Video Statement and SBI Smart watch. With these additions, SBI becomes the "leader of digital products", they claimed. All these SBI Digital products are available for both rural and urban customers in India.

Advantages of WiMAX Broadband - Long Distance Wireless Technology

WiMAX Broadband Internet - Wireless Broadband Access Technology
WiMAX Broadband Internet is an IP based Wireless Broadband Access Technology utilizing IEEE 802.16e-2005 standard as the air interface. WiMAX will provide broadband connectivity anywhere, anytime, for any device and on any network. WiMAX is a unique technology being deployed by BSNL for the first time in India.

Methods of Preparing Boric Acid, Properties and Applications

Methods of Preparing Boric Acid, Properties and Applications
Boric acid is a very weak acid with the formula H3BO3. Boric acid aka boracic acid or arthoboric acid frequently used as a mild antiseptic in the medical field. As a chemical compound, Boric acid acts as a tribasic acid. However, because it dissociates to such a small extent, it is a very weak acid that is actually used in water solution as an eye wash.

3 Documents Prooving Date of Birth (DOB) for Passport Application

Birth Certificate
Which is the most important document in our life? It would be Property documents or Qualification Certificates or Insurance policies or Share Certificates or Marriage certificate or Fixed Deposit certificates etc. There will be many answers depending on person's state of mind or circumstances. Back to the middle of 20th century and earlier, people were least bothered their birth date because, there were no questionable use of it, except a few people like Govt. servants, Teachers, Defense personal etc. Others, majority of people, only aware that they are living in their locality moving here and there and doing some kind of job or business.

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