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Frequently Asked Questions About Ration Card (Ration Card FAQ)

Frequently Asked Questions About Ration Card (Ration Card FAQ)

Indian Ration Card lets you not only obtaining rationing articles from ration shop but it uses as a proof of identity and address proof. In some occasions, it acts as an income proof too. Here we mainly look into the Ration Card FAQs over type of ration cards and rationing articles from Fair Price Shops.

Bank Loan - SBI Home Loan FAQ

SBI Home Loan FAQ

Due to our busy life style, most of the people particularly youngsters wanted their housing loan to be sanctioned within a couple of days or within a week time. If you think you are one among them, it is better to approach other new generation banks who sanction their home loan in a short while and later you have to be prepared for loosing your hard earned money paid as different type of penalties, hidden charges, special fees etc. On the other hand, little patience rewards you the best home loan across the banking system in India which is SBI Home loan.

Frequently Asked Questions About (FAQ) Salary Certificate

Salary Certificate FAQ

FAQ-1. How Many Salary Certificates Issued to an Employee

Answer: Normally an employee is entitled to get Salary certificate once in a year. In some organization, it will be given upto 4 in each quarter year gap. It depends the policy of the company / organization, nothing else. Many financial institutions accepts Salary slip instead of Salary Certificate as a supporting document for loan application. In such cases employee can apply for 12 loan applications! This does not mean that employee will get loans from all those institutions.

List of Karnataka Scheduled Castes (SC) and Scheduled Tribes (ST)

List of Karnataka Scheduled Castes (SC) and Scheduled Tribes (ST)

Members of backward and under-represented communities need special care from society to bring them up and eliminate discrimination. To implement this concept, Karnataka Govt. has made reservation of certain percentage of seats (vacancies) in government institutions and admission to educational institutions for members of backward and under-represented communities like Scheduled Caste (SC) and Scheduled Tribe (ST). Since, reservation is governed by constitutional laws, statutory laws, and local rules and regulations, the name of those underprivileged castes and tribes to be included in the approved list published by Govt. Here is the list of Scheduled Castes (SC) and Scheduled Tribes (ST) included in the Karnataka State:

Banking Institutions In India

Banking Institutions

The Reserve Bank of India (RBI) is the top level banking institution that has power to monitor and control other financial institutions in India. It's better call as financial institution rather banking institution due to extended power to monitor and control all financial institutions including banking.

Janaushadhi Medical Store or Jan Aushadhi Kendra or Jan Aushadhi Generic Drug Store

Janaushadhi Medical Store

Why pay more when you can get the same medicine at much lesser price? Avail the benefit at Jan Aushadhi Stores! Jan Aushadhi Stores is a chain of medical stores initiated by the Central Govt. to offer quality medicines at much cheaper prices. Currently most of the Indian states have presence of the Jan Aushadhi Medical Stores, strive to reach every important nook of villages, towns and cities.

SBI Used Car Loan Scheme

Representative image - Used car for sale
SBI provides the best car loan scheme for you to take a loan for purchase of used car, not more than 5 years old. Featuring no Advance EMI, longest repayment tenure (7 years), lower interest rates, lower EMI, LTV 85% of ‘On Road Price’ of car (includes registration, insurance and cost of accessories worth Rs 25000), interest Calculated on Daily Reducing Balance, Flexibility of payment of EMI any time during the month, low pre-payment penalty ie. only 2%, low processing fee (only 0.50% of loan amount), free Accidental insurance, optional SBI Life cover.

Bank Loan - SBI Student Education Loan Scheme

SBI Student Education Loan for students studies in India as well as Abroad
SBI Education Loan Scheme, a term loan granted to Indian Nationals for pursuing higher education in India or abroad where admission has been secured. Maximum amount of the loan limited to 10 lakhs for students studies in India and 20 lakhs for students studies in abroad. There will not be any security if the loan amount does not exceed 4 lakhs and girl student will get 0.50% relaxation on interest rate.

Safe Computer Usage, Internet Browsing, Social Networking and Email

PC Operating Systems logo - Windows 8.1, Mac, Linux Ubuntu

There are new and more sophisticated threats preventing us from fully experience our Web browsing: phishing & whaling attack, identity theft, tabnabbing and many others are waiting for us to take a false steps. Computers and Internet brings lot of information and convenience to our daily life, but what about the threats it brings? Here we look at some tips for safe computer usage, Internet browsing, Social Networking and email.

SBI Agriculture Loan For Financing Power Tractor (Scoring Model For Tractor Loans)

SBI Agriculture Loan For Financing Power Tractor (Scoring Model For Tractor Loans)

SBI Agriculture Loan For Financing Power Tractor (Scoring Model For Tractor Loans) to provide finance for purchasing of new tractors, accessories and implements as Agricultural Term Loan that can be availed by Agriculturists (individually or jointly). There must be minimum of land holding 4 acres of perennially irrigated land. Applicants should score of 56 under the scoring model of the bank. Proposals with credit score of 26 & above but upto 55 will be considered after credit enhancement.

Differences Between Salary Certificate and Salary Letter

Salary Certificate Fill-in-Form Image
Salaried employees must know the differences between Salary certificate and Salary letter. In most cases, salary certificate or salary letter come into picture when an employee thinks about how to overcome current or forthcoming financial crisis - personal debt, purchasing a car, buying a house are the common occasions. When you contact a financial institutions like bank, they give you a list of documents required for processing loan application. Some institution wanted salary certificate while others wanted salary letter. What are the main objectives and differences of these two documents - salary certificate and salary letter?

SBI Reverse Mortgage Bank Loan (SBI RML)

Reverse Mortgage Loan
SBI RML scheme provide a source of additional income for senior citizens of India who own self-acquired and self-occupied house property in India. It can be utilized as supplementing income, any personal expenses, house repairs, etc. Loan amount should not be used for speculative, trading and business purposes.

SBI Home Loan: Necessary Documents Required To Be Submitted By Housing Loan Applicant

SBI Home Loan Documents Required to be submitted

List of papers / documents applicable to all applicants for Housing Loan:

  1. Completed loan application
  2. 3 Passport size photographs
  3. Proof of identify (photo copies of Voters ID card/ Passport / Driving license/ IT PAN card)
  4. Proof of residence (photo copies of recent Telephone Bills / Electricity Bill/Property tax receipt/ Passport/ Voters ID card)
  5. Proof of business address for non-salaried individuals
  6. Statement of

Google Local Guides: 10 Levels To Reach, More Points, Rewards, and New Badges

Google Local Guides - New levels, points, and rewards
Google now becomes more generous to its Local Guides. It has now increased Local Guides Levels from 5 to 10. Earlier, it was limited to 5 levels, that will be achieved once Local Guides earned 500 points. Beyond this points, there was no levels to achieve. Those who earned 500 or 5000 or 10000 or more were known as Level 5 Local Guides. This felt stagnation among Local Guides.

SBI Stree Shakti Tractor Loan (SSTL) Scheme

SBI Stree Shakti Tractor Loan (SSTL) Scheme

SBI Stree Shakti Tractor Loan (SSTL) Scheme extending hassle free Tractor Loans to farmers with women as co-borrowers having minimum of 2 acres of agriculture land. The Stree Shakti Tractor Loan (SSTL) Scheme provides competitive rate of interest and shorter repayment period to its customers. You can find another SBI Stree Shakthi Bank Loan aiming to empower women entreprenures in the SME sector.

SBI Tribal Plus Home Loan Scheme for Tribal / Hill Areas

SBI Tribal Plus Home Loan Scheme for Tribal / Hill Areas
SBI Tribal Plus Home Loan Scheme is a special Housing finance scheme for Hill / Tribal areas of North East India and areas around Chandigarh, Bhopal, Lucknow, Patna and Bhubaneswar. It provides lowest interest rates, lowest processing charges and no securities required.

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