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SBI Krishi Kalyan or Farmers Easy Empowered Loan (FEEL)

SBI Agriculture Loan - Farmers Easy Empowered Loan (FEEL): KRISHI KALYAN
Objective of Farmers Easy Empowered Loan (FEEL) or KRISHI KALYAN is to provide timely and adequate credit to farmers to meet production and consumption expenses. To reduce the multiple process of separate application, documentation & EM creation for availment of KCC and PML, thereby reduce the time for delivery of credit.

SBI Traders Easy Loan Scheme (SBI TEL)

Bank Loan - SBI Traders Easy Loan Scheme (SBI TEL)
SBI launched this scheme to provide hassle free loan to Traders. Any business man/ entrepreneur/ Professional and self employed person can avail this loan. Loan under the scheme can be availed to meet normal business requirements and is sanctioned against equitable mortgage of property. Any residential or commercial property in the name of unit/ proprietor/partner OR their close relatives is acceptable. Agriculture property or property outside urban limits is not accepted.

SBI Agriculture Loan - Various Schemes On Credit Cards

SBI Agriculture Loan - Various Schemes On Credit Cards
SBI provides different type of loan to farmers who has good track record with SBI for their last two years. A general-purpose loan for productive and consumption purposes of farmers, Self help group credit card and general purpose credit card loan.

SBI SME Add On Loan Schemes (Credit Plus and Standby Line of Credit)

SBI SME Add On Loan Schemes (Credit Plus and Standby Line of Credit)
SBI for SME provides two add-on loan schemes to their existing customers form SME Sector - SME Credit Plus and Standby Line of Credit for Working Capital. Credit Plus will be helpful to overcome temporary financial crisis by providing clean cash credit with the cap of Rs. 25 lakhs facility with no extra expenditure. The other Standby Line of Credit facilitate higher limit upto 5 crore with a small hike in interest rate.

SBI Kisan Credit Card Bank Loan (SBI KCC) - A Helping Hand To Poor Indian Farmers

SBI Kisan Credit Card (SBI KCC) - A Helping Hand To Poor Indian Farmers
SBI Kisan Credit Card (SBI KCC) to provide timely and adequate credit to farmers to meet their production credit needs (cultivation expenses) besides, meeting contingency expenses. The Kisan Credit Card (KCC) Scheme was a model agriculture loan scheme prepared by NABARD in August 1998 and RBI advised to implement the same by all commercial banks in India in 1998. After series of request from farmers, NABARD and RBI revised the whole KCC Scheme to suit the farmers' current needs.

Cash Credit In Banking System

Cash Credit
Cash credit is a flexible system of lending under which the borrower has the option to withdraw the funds as and when required and to the extent of his needs. Under this arrangement the banker specifies a limit of loan for the customer (known as cash credit limit) up to which the customer is allowed to draw.

Agriculture Fisheries Loan

Agriculture Fisheries Loan
An increased demand for fisheries development in the country attracts people from all sectors rather traditional fisherman and people from coastal belt. Adopting new technologies, like aquaponics, backyard fish ponds / tanks are allowed us setting up fisheries activities even in a restricted little spaces. Some of the banks are providing fisheries finance in which activities included inland fisheries, marine fisheries and brackish water scheme.

Bank Business Correspondents (Bank BC) and Bank Business Facilitators (Bank BF)

Bank Business Correspondents (Bank BC) and Bank Business Facilitators (Bank BF)
In Jan 2006, the Reserve Bank of India issued a new set of guidelines allowing banks to employ two categories of intermediaries - Business Correspondents (BCs) and Business Facilitators (BFs) - to expand their outreach. According to the guidelines, while the BCs are permitted to carry out transactions on behalf of the bank as agents, the BFs can refer clients, pursue the clients’ proposal and facilitate the bank to carry out its transactions, but cannot transact on behalf of the bank.

SBI Digital Products

SBI Digital Products
As part of modernization, SBI now has added another 7 digital products to their customers: SBI Digital Village, SBI Mingle, State Bank Buddy, State Bank Scribe, SBI Digi Voucher, SBI Video Statement and SBI Smart watch. With these additions, SBI becomes the "leader of digital products", they claimed. All these SBI Digital products are available for both rural and urban customers in India.

Advantages of WiMAX Broadband - Long Distance Wireless Technology

WiMAX Broadband Internet - Wireless Broadband Access Technology
WiMAX Broadband Internet is an IP based Wireless Broadband Access Technology utilizing IEEE 802.16e-2005 standard as the air interface. WiMAX will provide broadband connectivity anywhere, anytime, for any device and on any network. WiMAX is a unique technology being deployed by BSNL for the first time in India.

Methods of Preparing Boric Acid, Properties and Applications

Methods of Preparing Boric Acid, Properties and Applications
Boric acid is a very weak acid with the formula H3BO3. Boric acid aka boracic acid or arthoboric acid frequently used as a mild antiseptic in the medical field. As a chemical compound, Boric acid acts as a tribasic acid. However, because it dissociates to such a small extent, it is a very weak acid that is actually used in water solution as an eye wash.

3 Documents Prooving Date of Birth (DOB) for Passport Application

Birth Certificate
Which is the most important document in our life? It would be Property documents or Qualification Certificates or Insurance policies or Share Certificates or Marriage certificate or Fixed Deposit certificates etc. There will be many answers depending on person's state of mind or circumstances. Back to the middle of 20th century and earlier, people were least bothered their birth date because, there were no questionable use of it, except a few people like Govt. servants, Teachers, Defense personal etc. Others, majority of people, only aware that they are living in their locality moving here and there and doing some kind of job or business.

Online Application Procedure For Indian Passport

Online Application procedures For Indian Passport
One can apply on line for: A fresh passport (if you have never possessed a passport earlier), re-issue of passport (if your present passport of 10 years validity has expired or will expire in next 12 months), duplicate passport (if your present passport is lost or damaged).

Biotechnology

Biotechnology
Biotechnology is the actions that are used to make or modify the products of living organisms in order to improve plants or animals or to develop useful microorganisms. It is the application of advanced biological techniques in the manufacture of industrial products, including the production of antibiotics, insulin, and interferon, or for environmental management, such as waste recycling.

Abbreviations and Acronyms Commonly Used in Indian Banking System

We often use acronyms and abbreviations everywhere and it may sometimes become jargon to common people. There is no exemption in financial products too. The expanded form or meaning of acronyms and abbreviations avoid misunderstanding about products and services a common man want to acquire it. Here we can see commonly used Acronyms and Abbreviations of Indian Banking system in alphabetic order.

SBI Agriculture Loan For Seed Processors

SBI Agriculture Loan For Seed Processors
SBI provides two bank loan schemes to seed processors in which first scheme enables loan against seed processor receivables due to them from the seed growers and the second one as SBI Mortgage Loan furnishing mortgage of property of adequate value.

SBI SME Smart Score Bank Loan For C&I, SSI, SBF

Bank Loan - SBI SME Smart Score
SME Smart Score Bank Loan product can be given to units in C&I, SSI and SBF segments for credit requirements between Rs. 5 lacs to Rs. 50 lacs (Rs. 25 lacs for T&S) based on the projected turnover and / or project cost. The loan quantum should be a minimum of 20% of turnover and/or, 67% of project cost. Before applying SME Smart Score Scheme, you are advised to download attached application form, Annexures and Scoring methods to assess yourself.

SBI Personal Car Loan Features (New, Used, Certified Pre-Owned and Reimbersement)

image of SBI Auto loan
SBI provides, different car loan schemes in the personal banking sector which attracts many common features. They are listed here with individual details. All are considered to be Term loans for purchase of New / Used / Certified Pre-owned passenger cars, Multi Utility Vehicles (MUVs) and SUVs. Used and Certified Pre-Owned car, MUV, SUV upto 5 years old.

Agriculture Loan For Joint Liability Groups Of Tenant Farmers (JLG)

Agriculture Loan For Joint Liability Groups Of Tenant Farmers (JLG)
Objectives of Financing Joint Liability Groups Of Tenant Farmers (JLG) are to augment flow of credit to tenant farmers cultivating land either as oral lessees or sharecroppers and small farmers who do not have proper title of their land holding through formation and financing of JLG.

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