SBI has a good loan scheme, which is SME Credit Card Loan Scheme perhaps, the least publicised scheme in the credit card sector of SBI SME. It gives upto 10 lakhs under CGTMS and no collateral at all. This product is good for the units unable to provide elaborate financial data sought by banks for assessing credit needs.
The value is a function of cost. Therefore, it can be increased either by improving the function or reducing cost. The maximum value is achieved when the function performs reliably at the lowest cost. A key principle of value engineering that basic functions be preserved and not reduced as a result of improvements in value. Thus Value Engineering (VE) is a systematic method to improve the "value" of goods, products or services through an examination of the function.
Through financial leases, all the risks and rewards of ownership are transferred from the legal owners of goods (lessors) to users of the goods (lessees). Financial leases are classified as loans. Financial leases that permits consumers to acquire durables through household debt arrangements instead of conventional loan contracts.
State Bank of India provides term loan scheme "School Plus" for existing schools in order to repair / renovate / add new buildings or purchase of electronics equipments, computers and laboratory equipments, books, manuals, furnitures and other utility fixtures.
Phone: 022-2425 4808/09
Fax: 022-2425 2800
Term Loans to well established whole sale and Retail Traders, distributors, stockists, construction, transport & supply contractors, hospitals, nursing homes, clinical labs, resorts, travel agents etc for any general purpose such as holding of stocks, book debts, acquisition of land and building, renovation of office/showroom, purchase of vehicles, equipment etc.
Youth gather in occasions, rather chatting jokes or pressing like button on their Facebook account in their phone, they discuss the issues that affected commonly in their area; sometimes it would be their drinking water, interests, activities, hobbies etc. all has a common goal and interests.
SBI Online Income Tax Return Filing Service - SBI e-File provides a convenient method for filing online IT return service at no cost to its customers. This FREE service brought in association with an e-Return intermediary (ERI) approved by the IT Department. If you pay a nominal charge Rs. 150/-, all salaried customers can avail Bank Assisted e-filing services.
Thinking how to maximize tax benefits! It's quite natural among salaried employees seeking ways to reduce taxes. Income Tax (IT) department allowed various tax exemptions and benefits for salaried employees classified under expenditure, savings, social activities, and individual economic growth. To claim all these tax benefits, employee should submit relevant details to her / his employer in a standard format - Form No. 12BB published by Central Board of Direct Taxes (CBDT).
It is an ambition to everyone having own house. Some people utilizes their savings while others get loan from banks to achieve this. If you are a salaried employee, it's always advisable to get a home loan from a reputable bank preferably from nationalized bank. Why people mostly depend on bank loans to build a house? Reduction on income tax is one of the main advantages of constructing house by taking home loan. If both husband and wife are salaried individuals, they will inquire about the chances to incorporate the spouse as co-applicant.