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Urgent or Emergency Personal Loan - SBI Saral Personal Loan

Urgent or Emergency Personal Loan - SBI Saral Personal Loan
What happened when you are in need of urgent fund due to a hospital case or sudden travel plan? Do you want funds readily available to you whenever you desire or need? SBI provides a personal loan scheme, Saral Personal Loan, an urgent financing solution.

SBI SME Credit Card Loan Scheme

SME Credit Card Loan

SBI has a good loan scheme, which is SME Credit Card Loan Scheme perhaps, the least publicised scheme in the credit card sector of SBI SME. It gives upto 10 lakhs under CGTMS and no collateral at all. This product is good for the units unable to provide elaborate financial data sought by banks for assessing credit needs.

SBI SME Collateral Free Loan Scheme

SBI Collateral Free Loan
SBI provides collateral free business loan. New and existing Micro and Small Enterprises engaged in Manufacturing and Service sector can avail this scheme. For Manufacturing sector, original investment in plant & machinery should be upto Rs 5 crore and for Service sector, original investment in equipment upto Rs 2 crore.

SBI Paryatan Plus Loan Scheme For Travel and Tourism Business

SBI Paryatan Plus Loan Scheme For Travel and Tourism Business
SBI provides many customer friendly loan schemes in SME sector in which Paryatan Plus Loan Scheme focuses mainly in travel and tourism business that enhances next level of business like renovation, extensions, modernization including purchase of vehicles and equipments.

Value Engineering and Its Importance In Engineering Industry

Value Engineering

The value is a function of cost. Therefore, it can be increased either by improving the function or reducing cost. The maximum value is achieved when the function performs reliably at the lowest cost. A key principle of value engineering that basic functions be preserved and not reduced as a result of improvements in value. Thus Value Engineering (VE) is a systematic method to improve the "value" of goods, products or services through an examination of the function.

Financial Leasing Companies (FLC)

Financial Leasing Companies

Through financial leases, all the risks and rewards of ownership are transferred from the legal owners of goods (lessors) to users of the goods (lessees). Financial leases are classified as loans. Financial leases that permits consumers to acquire durables through household debt arrangements instead of conventional loan contracts.

SBI Bank Loan Scheme For Schools - School Plus

SBI Bank Loan Scheme For Schools - School Plus

State Bank of India provides term loan scheme "School Plus" for existing schools in order to repair / renovate / add new buildings or purchase of electronics equipments, computers and laboratory equipments, books, manuals, furnitures and other utility fixtures.

SBI SME Loan For Traders: Traders Easy Loan and Flexi Loan

Representative image for SBI SME Loan For Traders: Traders Easy Loan and Flexi Loan

Term Loans to well established whole sale and Retail Traders, distributors, stockists, construction, transport & supply contractors, hospitals, nursing homes, clinical labs, resorts, travel agents etc for any general purpose such as holding of stocks, book debts, acquisition of land and building, renovation of office/showroom, purchase of vehicles, equipment etc.

Salaried Employees Should Know 6 Important Things Before Applying Bank Loan

Salaried Employees Should Know 6 Important Things Before Applying Bank Loan
After completing probation period, employee gets confirmation which will give pleasure and happiness to the life. The next step thinking to enhance life by adding facilities. It may be a new car or a new house or home appliances like home theater or something else. In normal case, most of the employees depend bank loan to meet their shortfalls of cash. Before going to bank for applying loan, following 6 important things to be checked whether you have met those points speeding up loan process:

Youth Club Formation and Registration in India

Youth Club Formation and Registrarion in India

Youth gather in occasions, rather chatting jokes or pressing like button on their Facebook account in their phone, they discuss the issues that affected commonly in their area; sometimes it would be their drinking water, interests, activities, hobbies etc. all has a common goal and interests.

Lok Sabha (Parliament) - Interesting Facts

Lok Sabha (Indian Parliament) Interesting Facts
The Lok Sabha (House of the People) was duly constituted for the first time on 17 April, 1952 after the first General Elections held from 25 October, 1951 to 21 February, 1952. The first Session of the First Lok Sabha commenced on 13 May, 1952. The Lok Sabha is composed of representatives of the people chosen by direct election on the basis of adult suffrage. Hence it is called the Popular Chamber. The quorum to constitute a sitting of the House is one-tenth of the total number of Members of the House under article 100(3) of the Constitution.

Download Form 12BB PDF to Claim Employee's Tax Exemptions / Benefits

Empoyee's Income tax benefits claim format - Form No. 12BB - Page-1

Thinking how to maximize tax benefits! It's quite natural among salaried employees seeking ways to reduce taxes. Income Tax (IT) department allowed various tax exemptions and benefits for salaried employees classified under expenditure, savings, social activities, and individual economic growth. To claim all these tax benefits, employee should submit relevant details to her / his employer in a standard format - Form No. 12BB published by Central Board of Direct Taxes (CBDT).




Advantages of Home Loan: Saving Taxes

Home Loan Advantages: Saving Taxes

It is an ambition to everyone having own house. Some people utilizes their savings while others get loan from banks to achieve this. If you are a salaried employee, it's always advisable to get a home loan from a reputable bank preferably from nationalized bank. Why people mostly depend on bank loans to build a house? Reduction on income tax is one of the main advantages of constructing house by taking home loan. If both husband and wife are salaried individuals, they will inquire about the chances to incorporate the spouse as co-applicant.

SBI Weavers Credit Card For Handloom Sector

SBI Weavers Credit Card For Handloom Sector
SBI for SME targets Handloom sector by providing an exclusive Credit Card loan scheme to weavers and its ancillary workers involved in weaving activities. Main highlight of SBI Weavers Credit Card Scheme is Collateral-free loan facility covered under CGTMSE guarantee coverage. It can be utilized as working capital or purchase of tools and equipment required for carrying out weaving activity.

Indian Bank Home Loan, Home Improve Loan and Plot Loan

Indian Bank Home Loan
Whether you are going to buy an apartment, or build your dream house in your existing plot or buy a plot and build a house you eying in a favorite location, Indian Bank has various Home Loan schemes to cater your very special needs of owing or renovating or improving a house. The schemes - IB Home Loan, IB Home Loan Plus, IB Home Improve Loan, IB Plot Loan, IB Home Loan Combo - can be great because Indian Bank think that, first of all, a home must be a lovely place making memories of family, and secondly it becomes an investment for your future.

Syndicate Bank SYNDNIVAS Housing Loan - A Hassle Free Home Loan

Syndicate Bank SYNDNIVAS Home Loan
Owing a home would be one of the biggest dream in most of the people. It also becomes one of the biggest investment, one will make in a life time. Decision to buy or own a home will make your life busy collecting valuable information that should help your decision wise, because you are going to have an asset for you and to your descendants. When you make a list, the most important factor will be finding the right financier to make your dream comes true. The SYNDNIVAS Housing Loan from Syndicate Bank offers very attractive, hassle free, easy to obtain finance options in the Home loan sector for both salaried and business class people.

SBI SME Open Term Loan

SBI SME Open term Loan
SBI SME Open Term Loan, the easy and hassle-free way to get finance for expansion or modernization of existing business, acquiring new technical know-how including international standards like ISO, participating international exhibitions conducted in abroad are the main utilization of Open Term Loan. SME Open Term Loan to be one of the must have loan facility for each and every existing SME Borrowers.

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