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Abbreviations and Acronyms Commonly Used in Technology

Abbreviations and Acronyms Commonly Used in Technology
Technology uses acronyms and abbreviations without limit. Whether it is engineering or medical or space, it becomes hard to make out what technologist and their literature uses to convey the messages. You can find every now and then these technologist and technocrats throwing jargon like acronyms and abbreviations. occasionally these jargon make the investor or buyer of the technology products gets mad and hard to understand. This page will help you to sort out such situations some extend.

SBI Doctor Plus Bank Loan Scheme For Qualified Medical Practitioners

Bank Loan - SBI Doctor Plus For Qualified Medical Practitioners
SBI Doctor Plus Bank Loan Scheme allows a hassle free financing solution for qualified medical practitioners in any discipline (a person possessing the qualification of MBBS, BAMS, BHMS, BDS, GAMS etc.). Although Doctor Plus loan scheme can be opted for all qualified medical practitioners, it is more suitable for freshers who has entrepreneurial attitude. Here we will find what are the features, eligibility, security, documents required and other things to be considered for availing Doctor Plus Bank Loan offered by State Bank of India.

CGTMSE - Credit Guarantee Fund Trust for MSME

CGTMSE
You have skills, knowledge, ideas, experience and confidence to become an entrepreneur but needs financial assistance. If you make a project report then, approach a bank for financing the project, they simply ask what is the guarantee for repayment? They will ask you to provide collateral security as the secondary security to get back the fund you have been used in case failure in the business.

Banking: Loan Tips

Representation image for Credit score
It's more important than ever to check your credit report before applying for a mortgage, loan, credit card - lenders check your credit report before deciding whether to give you credit, and what interest rate to offer you.

SBI SME Stree Shakti Loan Scheme

Stree Shakti Representative image
The Stree Shakti Loan Scheme is specially designed to find and support entrepreneurship among women by providing concessions in the financial assistance and processing. The main criteria SBI looks for, an enterprise should have more than 50% of its share capital owned by women.

Bank Deposit Accounts - Opening Aspects, Procedure and KYC

Bank Deposit Accounts - Opening Aspects and KYC
One of the primary function of a commercial bank is accepting deposits from public and in return, bank will give interest earnings for the deposited money to the account holder depending on the type of deposit accounts. It is a three part article, which will look into various aspects of deposit accounts, its operations, and types of deposit accounts, offered our commercial banks in India.

Stock Statement For Bank Loan And Sample Format Download

Stock Statement For Bank Loan And Sample Format Download
A Stock Statement is a periodical statement declaring details of goods stocked in godown or business premises to accomplish business sales. It must be collected by Bank or Financial Institution as a documentary evidence from its customer who has taken business loan. To keep the business up and running, lending institution should physically verify and record the Stock Statement data in their accounts and make sure both data (Stock Statement data and physically verified stocks) must be tallied within the period of submission.

List of Kerala OBC (Other Backward Classes)

List of Kerala OBC (Other Backward Classes)

Names of Other Backward Classes (OBC) in Kerala listed below considering for Kerala PSC job selection, admission preference for higher studies in Kerala, HSS, VHSS, ITI, Polytechnic, Medical, Engineering, Paramedicals etc.

List of Kerala Scheduled Castes (SC) and Scheduled Tribes (ST)

List of Kerala Scheduled Castes (SC) and Scheduled Tribes (ST)

Whether applying for a job through Kerala PSC or admission to higher studies like Plus One / Graduation or PG etc., some seats are reserved for selection relaxation. Following list showing Scheduled Castes (SC) and Scheduled Tribes (ST) in Kerala must be referred one needed to fill-up the castes of the candidate for eligibility.

Download Salary Certificate Formats - Word, Excel and PDF

Representative image for Salary Certificate format
Salary certificate is an essential document for working employees to be used for availing financial assistance from Banks. When employee approaches a bank for car loan or housing loan, bank first inquire about repayment capacity of borrower. The best source bank rely on Salary certificate, issued by head of the department the employee works.

Provident Fund - General Provident Fund (GPF) and Public Provident Fund (PPF)

Provident Fund - General Provident Fund (GPF) and Public Provident Fund (PPF)
Provident Fund is a mechanism to protect the salaried people in old age after retiring from service, the Government has introduced "a retirement benefit scheme" called the Employees Provident Fund Scheme. The main purpose of the scheme is to provide a compulsory saving out of the current income of the employee. The employer gives the employee the saved amount together with the interest at the time of retirement.

SBI Krishak Uthan Yojna - Short Term Loan for Small Farmers

SBI Krishak Uthan Yojna - Short Term Loan for Small Farmers
SBI Krishak Uthan Yojna to provide easy access to short term production and consumption credit to meet genuine requirements of tenant farmers, share croppers and oral lessee having no recorded land records or written document. Landless labourers, share croppers, tenant farmers, oral lessees, (also covering oral tenants & small farmers) having no recorded land records are eligible for SBI Krishak Uthan Yojna if the sanctioning authority is sanguine of the applicant carrying on the activity, subject to production of an Affidavit for cultivation of crops. Permanent resident proof of at least 2 yrs.

Types of Non Banking Financial Companies (NBFC)

Non Banking Financial Companies (NBFC) Types
Non Banking Financial Companies (NBFC) are mainly classified into 4 types in which first will be general NBFC, secondly, Mutual Benefit Financial Company, then third, Mutual Benefit Company and finally the forth is Miscellaneous Non Banking Company.

SBI Privilege Home Loan For Employees of Central / State Governments

SBI Privilege Home Loan For Employees of Central / State Governments
SBI has launched "Privilege Home Loan", a new, cheaper and hassle free home loan for employees of Central Govt. and State Govt. including employees of PSB, PSU and others with pensionable service. SBI Privilege Home Loan helps reduced burden of servicing EMI under the new schemes as lower EMI would need to be serviced during the post-retirement term. This is because the EMI to be serviced during the post-retirement term are capped at 50% of the current Net Monthly Income (NMI).

SBI SME Auto Loan (SBI FRTO Loan)

SBI SME Auto Loan (SBI FRTO Loan)
SBI SME Auto loan allows Small and Medium Entrepreneurs (SME) for buying new and old vehicles such as auto-rickshaw, car, jeep, MUV of any model. Old vehicles should not be older than 4 years and be passed by the bank's assessment. This Term loan scheme also known as Finance for Road Transport Operators - FRTO.

SBI Kisan Gold Card (KGC) Scheme for Farmers

SBI Kisan Gold Card (KGC)
Kisan Gold Card (KGC) is privileged credit card provides a general-purpose loan meant for meeting credit needs of farmers for productive and consumption purposes. Farmers having good track record of repayment in their ACC / ATL / KCC accounts for the last two years. New borrowers who maintain sizeable deposit with our branches for the last 2 years.

SBI Agriculture Loan - Financing For Combine Harvesters

SBI Agriculture Loan - Financing For Combine Harvesters

Combine Harvester is a farming device which can reduce the crop loss compared to traditional methods and can tackle the peak time labour shortage. This device combines the activities of harvesting,  threshing, winnowing and collection of grains. Combine harvesters are becoming popular among farmers as the time required for harvesting, threshing and winnowing operations are very much reduced. It cuts the standing crop in the field, feeds the cut crop to the threshing unit, threshes the crop and cleans the grain, freeing it from the straw.

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