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List of Kerala OBC (Other Backward Classes)

List of Kerala OBC (Other Backward Classes)

Names of Other Backward Classes (OBC) in Kerala listed below considering for Kerala PSC job selection, admission preference for higher studies in Kerala, HSS, VHSS, ITI, Polytechnic, Medical, Engineering, Paramedicals etc.

List of Kerala Scheduled Castes (SC) and Scheduled Tribes (ST)

List of Kerala Scheduled Castes (SC) and Scheduled Tribes (ST)

Whether applying for a job through Kerala PSC or admission to higher studies like Plus One / Graduation or PG etc., some seats are reserved for selection relaxation. Following list showing Scheduled Castes (SC) and Scheduled Tribes (ST) in Kerala must be referred one needed to fill-up the castes of the candidate for eligibility.

Download Salary Certificate Formats - Word, Excel and PDF

Representative image for Salary Certificate format
Salary certificate is an essential document for working employees to be used for availing financial assistance from Banks. When employee approaches a bank for car loan or housing loan, bank first inquire about repayment capacity of borrower. The best source bank rely on Salary certificate, issued by head of the department the employee works.

Financial Leasing Companies

Financial Leasing Companies
Through financial leases, all the risks and rewards of ownership are transferred from the legal owners of goods (lessors) to users of the goods (lessees). Financial leases are classified as loans. Financial leases that permits consumers to acquire durables through household debt arrangements instead of conventional loan contracts.

Provident Fund - General Provident Fund (GPF) and Public Provident Fund (PPF)

Provident Fund - General Provident Fund (GPF) and Public Provident Fund (PPF)
Provident Fund is a mechanism to protect the salaried people in old age after retiring from service, the Government has introduced "a retirement benefit scheme" called the Employees Provident Fund Scheme. The main purpose of the scheme is to provide a compulsory saving out of the current income of the employee. The employer gives the employee the saved amount together with the interest at the time of retirement.

Types of Non Banking Financial Companies (NBFC)

Non Banking Financial Companies (NBFC) Types
Non Banking Financial Companies (NBFC) are mainly classified into 4 types in which first will be general NBFC, secondly, Mutual Benefit Financial Company, then third, Mutual Benefit Company and finally the forth is Miscellaneous Non Banking Company.

SBI Privilege Home Loan For Employees of Central / State Governments

SBI Privilege Home Loan For Employees of Central / State Governments
SBI has launched "Privilege Home Loan", a new, cheaper and hassle free home loan for employees of Central Govt. and State Govt. including employees of PSB, PSU and others with pensionable service. SBI Privilege Home Loan helps reduced burden of servicing EMI under the new schemes as lower EMI would need to be serviced during the post-retirement term. This is because the EMI to be serviced during the post-retirement term are capped at 50% of the current Net Monthly Income (NMI).

SBI SME Auto Loan (SBI FRTO Loan)

SBI SME Auto Loan (SBI FRTO Loan)
SBI SME Auto loan allows Small and Medium Entrepreneurs (SME) for buying new and old vehicles such as auto-rickshaw, car, jeep, MUV of any model. Old vehicles should not be older than 4 years and be passed by the bank's assessment. This Term loan scheme also known as Finance for Road Transport Operators - FRTO.

Salaried Employees Should Know 6 Important Things Before Applying Bank Loan

Salaried Employees Should Know 6 Important Things Before Applying Bank Loan
After completing probation period, employee gets confirmation which will give pleasure and happiness to the life. The next step thinking to enhance life by adding facilities. It may be a new car or a new house or home appliances like home theater or something else. In normal case, most of the employees depend bank loan to meet their shortfalls of cash. Before going to bank for applying loan, following 6 important things to be checked whether you have met those points speeding up loan process:

SBI Kisan Gold Card (KGC) Scheme for Farmers

SBI Kisan Gold Card (KGC)
Kisan Gold Card (KGC) is privileged credit card provides a general-purpose loan meant for meeting credit needs of farmers for productive and consumption purposes. Farmers having good track record of repayment in their ACC / ATL / KCC accounts for the last two years. New borrowers who maintain sizeable deposit with our branches for the last 2 years.

SBI Agriculture Loan - Financing For Combine Harvesters

SBI Agriculture Loan - Financing For Combine Harvesters

Combine Harvester is a farming device which can reduce the crop loss compared to traditional methods and can tackle the peak time labour shortage. This device combines the activities of harvesting,  threshing, winnowing and collection of grains. Combine harvesters are becoming popular among farmers as the time required for harvesting, threshing and winnowing operations are very much reduced. It cuts the standing crop in the field, feeds the cut crop to the threshing unit, threshes the crop and cleans the grain, freeing it from the straw.

SBI Krishak Uthan Yojna - Short Term Loan for Small Farmers

SBI Krishak Uthan Yojna - Short Term Loan for Small Farmers
SBI Krishak Uthan Yojna to provide easy access to short term production and consumption credit to meet genuine requirements of tenant farmers, share croppers and oral lessee having no recorded land records or written document. Landless labourers, share croppers, tenant farmers, oral lessees, (also covering oral tenants & small farmers) having no recorded land records are eligible for SBI Krishak Uthan Yojna if the sanctioning authority is sanguine of the applicant carrying on the activity, subject to production of an Affidavit for cultivation of crops. Permanent resident proof of at least 2 yrs.

Passport - Definition, Brief History, Classes / Types and Uses

Cover front of Ordinary Indian passport
Passport is an authoritative document issued by a national Government to citizens for proving identity while traveling abroad. More broadly, Passport is a document to passing ports of another nation or country, which means a person who used to prove his identity and citizenship by showing a document when passing (traveling) one port to another port.

SBI SME Transport Plus Loan for Transport Operators

SBI SME Transport Plus Loan for Transport Operators
Term loans for purchase of new transport vehicles at cost on road basis and working capital facilities against the receivables. Loans are available for surface transport operators owning more than 10 well maintained and road worthy vehicles including trucks, tankers, tippers, luxury buses.

SBI Green Home Bank Loan

Green Home Bank Loan
State Bank Of India has adopted a Green Banking Policy with an objective of contributing towards the fight against the adverse climate change. One of the initiatives approved by the Board for this purpose is incentivizing borrowers who go in for Green Projects, i.e. those projects which reduce Carbon Emissions and promote Renewable Energy. "Green Housing" or "Green Home" is one of the types of projects identified for this purpose.

SBI Agriculture Loan For Organic Farming And Organic Input Produce

SBI Agriculture Loan For Organic Farming And Organic Input Produce
Objective of SBI's Capital Investment Subsidy Scheme For Commercial Production Units Of Organic Inputs Under National Project On Organic Farming is to promote organic farming in the country by making available the organic inputs such as bio-fertilizers, vermicompost and fruit & vegetable waste compost and thereby better return for the produce.

Urgent or Emergency Pensioner Loan - SBI Pension Loan

Urgent or Emergency Pensioner Loan - SBI Pension Loan
If you are a Central or State Government or Defence pensioner drawing your pension through one of SBI branches and are not more than 76 years of age, you can avail of a loan from your branch to meet your personal expenses. SBI understands you may have an urgent or unexpected need for funds or a family obligation to be fulfilled and appreciate your association with the bank.

Google Local Guides: 10 Levels To Reach, More Points, Rewards, and New Badges

Google Local Guides - New levels, points, and rewards
Google now becomes more generous to its Local Guides. It has now increased Local Guides Levels from 5 to 10. Earlier, it was limited to 5 levels, that will be achieved once Local Guides earned 500 points. Beyond this points, there was no levels to achieve. Those who earned 500 or 5000 or 10000 or more were known as Level 5 Local Guides. This felt stagnation among Local Guides.

SBI Rent Plus Loan Scheme On Property Rental Income

Representative Image of Rent Plus Loan Scheme

SBI Rent Plus Loan Scheme best fit for owners who has rental income from their real estate properties - residential or commercial - located in Rural / Semi-urban / Urban / Metro areas to corporate bodies. This Term loan amount can be utilized to invest further projects or adjustments of the liquidity.

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