SBI Dental Doctor Plus Bank Loan Scheme for Registered Dentists





Simplified and collateral free bank loan from SBI for registered Dentist who has BDS and above qualification. The details of Dental Doctor Plus of SBI is given below:

Eligibility for availing SBI Dental Doctor Plus bank loan

  • Individuals / Partnership firms / Ltd. Co / Trust.
  • Promoters should have minimum BDS and should be registered practitioners.

SBI Dental Doctor Plus Bank Loan Scheme for Registered Dentists

Purpose of Dental Doctor Plus

  • To boost the financing to Dental equipment under tie-up arrangement.
  • To finance qualified dentists
  • For buying equipment
  • Any other activities related to Dental profession

Nature of facility

Dental Doctor Plus scheme given as a facility of Term loan

Margin for Dental Doctor Plus

  • Up to Rs. 25,000 – NIL
  • Over Rs. 25,000 and up to Rs. 5 Lakhs – 10%
  • Over Rs. 5 Lakhs and up to Rs. 10 lakhs – 20%

Tenure of Dental Doctor Plus Loan

  • Maximum period of 5 to 10 years with maximum moratorium period of 6 months
  • For construction purposes the moratorium period is 12 months (can be relaxed upto 24 months at the discretion of an authority one level higher than the sanctioning authority)

Primary security for Dental Doctor Plus

Hypothecation of assets financed by the Bank is required.

Collateral security for Dental Doctor Plus

There is no security for Dental Doctor Plus

Loan amount for Dental Doctor Plus

Maximum of Rs.10 Lakhs. If more fund is required, Doctor plus can be opted for qualified medical practitioners.

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Comments

Dental Doctor Loan Process

Halo, this is Dr. Kavitha, i have gone through dental doctor loan ad, however, i wish to know how to proceed for it, what are the documents needed for the loan, kindly give me detailed procedure, documents to be submitted, tenure of loan etc.

IT RETURN

AS MY INCOME IS LESS THAN TAXABLE LIMIT, I HAVE NOT FILED IT RETURN.NOW WHAT I HAVE TO DO

Stanly Chirayath's picture

IT Return for Less Than Taxable Income

You can file your IT return, even if, you don't have taxable income. The logic is very simple, Bank wants to know the source of income. How do you prove it with an authenticative document? You try to discuss with branch Manager. He may have solutions.

dental doctor loan

Halo, this is Dr. Nithya, i have gone through dental doctor loan ad, however, i wish to know how to proceed for it, what are the documents needed for the loan, kindly give me detailed procedure, documents to be submitted, tenure of loan etc.

hi am dr chandrahas i did my

hi am dr chandrahas i did my MDS i have total experience of 15 years plus i want to start a new clinic in banjara hills road no 10, i do have already 2 clinics am looking for 30 lacks of loan.

Loan for Nursing Home

Hi am Dr. Abul Hasan. My degree BUMS, I have total experience of 7 years plus, want to start a new Nursing home for 10 lakhs of Doctor plus loan. I am a Govt. Medical officer under NHM Uttar Pradesh.