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My father is retired pentioner of govt of Assam( he is a doctor). For some of our personnel expanses he wants to raise a loan of 13lacs from sbi. Also we have a personal loan in sbi around 4.7lacs which we will close once he gets the RML . My father is 70yrs old nd my mother is 62 so can he get a RML by mortgaging our residentsial property for 10yrs tenure which valuation is around 1.2-1.3 crore. And can tell me how much will be the estimated emi if we wants to repay the loan every month for 10 yrs.