SBI Home Loan FAQ

CGTMSE - Credit Guarantee Fund Trust for MSME

CGTMSE

You have skills, knowledge, ideas, experience and confidence to become an entrepreneur but needs financial assistance. If you make a project report then, approach a bank for financing the project, they simply ask what is the guarantee for repayment? They will ask you to provide collateral security as the secondary security to get back the fund you have been used in case failure in the business.

SBI Maxgain: Home Loan Having OD (Overdraft) Advantage

SBI Maxgain: Home Loan Having OD (Overdraft) Advantage

Over recent years, home loan has been witnessing fierce competition in pricing as well as product differentiation. Besides providing the most competitive rates of interest, SBI has introduced "SBI Maxgain", an innovative and feature rich facilities to the generic Home Loan Scheme and have brought about a fair amount of flexibility in key terms and conditions of the Scheme.

Bank Loan - SBI Home Loan FAQ

SBI Home Loan FAQ

Due to our busy life style, most of the people particularly youngsters wanted their housing loan to be sanctioned within a couple of days or within a week time. If you think you are one among them, it is better to approach other new generation banks who sanction their home loan in a short while and later you have to be prepared for loosing your hard earned money paid as different type of penalties, hidden charges, special fees etc. On the other hand, little patience rewards you the best home loan across the banking system in India which is SBI Home loan.

SBI Housing Loan and Documents Required

SBI housing loan brouchure

SBI Housing Loan becomes the most demanding home loan across the banking sector in India and you will never regret if you have taken housing loan from State Bank Of India. Other banks have very attractive offers for housing loan, once you have availed one of those home loans, there will be a day that you realize "I could have at least gone through the details of SBI housing loan". There is a saying among the home loan takers "Upto loan sanctioning, other banks are good; after sanctioning, SBI is good".

SBI Car Loan Details and Documents Required To Be Submitted

Bank Loan: SBI Car Loan Details and Documents Required To Be Submitted

SBI offers car loans for the longest tenors (84 months) and also provides finance for both new cars as well as old cars (not more than five years old). Interest for Car loans shall be on daily reducing balance, unlike the flat rate of interest or interest based on annual reducing balance method used by several other financiers. Finance includes for one-time road tax, registration fee and insurance premium also.

Frequently Asked Questions About (FAQ) Salary Certificate

Salary Certificate FAQ

FAQ-1. How Many Salary Certificates Issued to an Employee

Answer: Normally an employee is entitled to get Salary certificate once in a year. In some organization, it will be given upto 4 in each quarter year gap. It depends the policy of the company / organization, nothing else. Many financial institutions accepts Salary slip instead of Salary Certificate as a supporting document for loan application. In such cases employee can apply for 12 loan applications! This does not mean that employee will get loans from all those institutions.