SBI SME Loan



SBI Franchise Ecosystem Financing (FEF) for Franchising Tie-Ups
SBI Franchise Ecosystem Financing offers a wide range financing options for franchising tie-ups to Indian SME sector. Working Capital Financing and Capex Financing are the core business models. It delivers mutual benefits to both franchisor and franchisee.

 

Fleet Vehicles - representative image for SBI Fleet Finance Scheme for Transport Operators
SME for SBI provides Term loan upto 10 crore for existing transport operators owning fleet of commercial vehicles (minimum 10 nos) like Trucks, Trailers, Tankers and buses etc. This scheme cannot be availed by first time users to start a new venture. Loan amount includes cost of body, Insurance, Registration and Road Tax. Optional collateral free security is available in select cases.

 

SBI Pradhan Mantri Mudra Yojana (PMMY) Scheme for Collateral Free Bank Loan
Good time for small entrepreneurs! Hassle free loan under Pradhan Mantri Mudra Yojana (PMMY) Scheme which is initiated by the Ministry of Finance, Govt. of India to "Fund the Unfunded". PMMY allows loans through Public Sector banks, Regional banks, Rural banks, State and Urban cooperative banks to manufacturing, trading and services sector that comes upto Rs.10 lakhs fund needs. All of above PMMY is a Collateral Free loan Scheme.

 

SBI e-Smart SME e-Commerce Loans
SBI for SME provides financial assistance to authorized Sellers of Snapdeal or Flipkart engaged in selling products through online portal of Snapdeal or Flipkart. Sellers have to be registered with the online portal for a minimum of 6 months tenure can avail this smart loan.

 

SBI Weavers Credit Card For Handloom Sector
SBI for SME targets Handloom sector by providing an exclusive Credit Card loan scheme to weavers and its ancillary workers involved in weaving activities. Main highlight of SBI Weavers Credit Card Scheme is Collateral-free loan facility covered under CGTMSE guarantee coverage. It can be utilized as working capital or purchase of tools and equipment required for carrying out weaving activity.

 

CGTMSE
You have skills, knowledge, ideas, experience and confidence to become an entrepreneur but needs financial assistance. If you make a project report then, approach a bank for financing the project, they simply ask what is the guarantee for repayment? They will ask you to provide collateral security as the secondary security to get back the fund you have been used in case failure in the business.

 

SME Credit Card Loan

SBI has a good loan scheme, which is SME Credit Card Loan Scheme perhaps, the least publicised scheme in the credit card sector of SBI SME. It gives upto 10 lakhs under CGTMS and no collateral at all. This product is good for the units unable to provide elaborate financial data sought by banks for assessing credit needs.

 

Dal Mill
SBI has fantastic loan scheme for entrepreneurs of food grain mills - Dal Mill Plus. Term loan for Dal mill owners for acquisition of machinery, factory building, modernization and all working capital needs.

 

Supply Chain Financing is an online collaborative platform for the banks, buyers and sellers for transactions and financing across the financial supply chain.

 

Stree Shakti Representative image
The Stree Shakti Loan Scheme is specially designed to find and support entrepreneurship among women by providing concessions in the financial assistance and processing. The main criteria SBI looks for, an enterprise should have more than 50% of its share capital owned by women.

 

Artisan Credit Card
The scheme provides loans to Artisans to meet their credit requirements both for investments as well as working capital in a flexible manner at liberal rates of interest. Preferences to be given to artisans registered with Development Commissioner (Handicraft). Product aims at clusters supported by Self Help Group (SHG).

 

SBI SME Transport Plus Loan for Transport Operators
Term loans for purchase of new transport vehicles at cost on road basis and working capital facilities against the receivables. Loans are available for surface transport operators owning more than 10 well maintained and road worthy vehicles including trucks, tankers, tippers, luxury buses.

 

SBI SME Loan For Restaurant Owners
Loans to the Owners of Restaurants and Fast food chains for purchase of kitchen equipments, investment in interior decoration, purchase of furniture and fixtures, purchase of land and construction of buildings etc. The loans are repayable in maximum period of 7 years. Simple sanction process.

 

Representative image for SBI SME Loan For Traders: Traders Easy Loan and Flexi Loan
Term Loans to well established whole sale and Retail Traders, distributors, stockists, construction, transport & supply contractors, hospitals, nursing homes, clinical labs, resorts, travel agents etc for any general purpose such as holding of stocks, book debts, acquisition of land and building, renovation of office/showroom, purchase of vehicles, equipment etc.

 

Ricemill
SBI has fantastic loan scheme for entrepreneurs of food grain mills - Rice Mill Plus. Term loan for acquisition of machinery / factory building for modernization / expansion and working capital needs of Rice Mills engaged in milling, sorting, grading and polishing. No upper ceiling on loan amount.

 

SBI SME Add On Loan Schemes (Credit Plus and Standby Line of Credit)
SBI for SME provides two add-on loan schemes to their existing customers form SME Sector - SME Credit Plus and Standby Line of Credit for Working Capital. Credit Plus will be helpful to overcome temporary financial crisis by providing clean cash credit with the cap of Rs. 25 lakhs facility with no extra expenditure. The other Standby Line of Credit facilitate higher limit upto 5 crore with a small hike in interest rate.

 

SBI SME Term Loan
SBI has different Term Loan products to boost SME sector depending on purpose of the business they setup. Products are: General purpose term Loan for SSI upto Rs. 50 lakhs, Open term Loan upto Rs. 2.5 Crore and Corporate term Loan upto Rs. 10 Crore or no cap for Corporates.

 

SBI Collateral Free Loan
SBI provides collateral free business loan. New and existing Micro and Small Enterprises engaged in Manufacturing and Service sector can avail this scheme. For Manufacturing sector, original investment in plant & machinery should be upto Rs 5 crore and for Service sector, original investment in equipment upto Rs 2 crore.

 

SBI Paryatan Plus Loan Scheme For Travel and Tourism Business
SBI provides many customer friendly loan schemes in SME sector in which Paryatan Plus Loan Scheme focuses mainly in travel and tourism business that enhances next level of business like renovation, extensions, modernization including purchase of vehicles and equipments.

 

SBI SME Open term Loan
SBI SME Open Term Loan, the easy and hassle-free way to get finance for expansion or modernization of existing business, acquiring new technical know-how including international standards like ISO, participating international exhibitions conducted in abroad are the main utilization of Open Term Loan. SME Open Term Loan to be one of the must have loan facility for each and every existing SME Borrowers.

 

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